How to Attach and Perfect a Security Interest Under the UCC

A secured transaction is a loan or purchase that is secured by collateral. It involves a borrower or buyer, technically known as the debtor, and a lender or seller, technically known as a creditor, and more specifically known as a secured party. Common secured transactions include a bank loaning a business money so the business can buy inventory, or a company selling a business equipment on credit. In these transactions, the business is the debtor, the bank or the selling company is the creditor, and, most likely, the inventory or equipment will be at least part of the collateral.
Under Article 9 of the Uniform Commercial Code (UCC), which covers secured transactions, in order for a creditor to become a secured party—that is, a party with a legal right to take possession of collateral in the event of the debtor’s failure to pay—the creditor must take special steps. These steps are known asattachment of a security interest. Moreover, in order for a secured party to more fully ensure its legal rights in the event that other parties are asserting an interest in the same piece of collateral, the secured party must take additional steps. These additional steps are known as perfecting a security interest. Here we’ll look at both attachment and perfection of security interests.
Attachment
A creditor has a security interest in collateral, and becomes a secured party, if and when a security interest “attaches.” Under the UCC, a security interest generally does not attach unless three basic requirements are met. In simplest form, the requirements are that:
value be given for the security interest
the debtor has rights in the collateral (or power to transfer the collateral to a secured party); and
the debtor “authenticates” a security agreement.
Let’s briefly look at each of these requirements.
Value. A secured transaction is a contract between the debtor and the secured party. Like most contracts, there must be an exchange of consideration between the parties. In other words, there must be an exchange of value. In the case of secured transactions, the value given by the secured party is usually obvious. For example, a bank gives value to a debtor when, in conjunction with a security agreement, it loans money to the debtor to buy inventory. Similarly, a seller gives value to a debtor when, in conjunction with a security agreement, it sells equipment to the debtor.
Debtor’s rights in collateral. A business may have rights in collateral either by owning the collateral prior to the secured transaction or by purchasing the collateral as part of a secured transaction. When a business already owns certain property, it should be clear that the business has rights in that property, and can use it as collateral. In other cases, a business will buy items (materials, inventory, machinery and so on) on credit and want to use those same items as collateral. In such cases, the business will sign a conditional sales contract, which is also considered a security agreement, and which, under UCC sales rules, will give the business the necessary rights in the purchased items to use them as collateral. (Note: the alternative option of having the “power to transfer” the collateral often involves relatively unusual circumstances and is not covered here.)
Security agreement. For purposes of attachment, the debtor must “authenticate” a security agreement. In other words, the debtor must sign the agreement. (The UCC uses the term “authenticate” to include the possibility of electronic signatures.) A security agreement normally will contain a clear statement that the debtor is granting the secured party a security interest in specified goods. The agreement also must provide a description of the collateral. Section 9-108 of the UCC indicates generally that a description of collateral is sufficient “if it reasonably identifies what is described.” The same section then goes on to provide a half-dozen different possibilities for a reasonable identification, such a “specific listing,” a “category,” or a “quantity.” While the description of collateral in a security agreement may not need to be finely detailed, the UCC prohibits descriptions of collateral that are “supergeneric,” such as “all the debtor’s assets” or “all the debtor’s personal property.”
The UCC recognizes that some security agreements are quite complex, and, therefore, has various special rules regarding certain possible agreement terms. To take just one example, a security agreement may include a clause that the collateral is to include property that the debtor acquires after the agreement is signed. For the most part, the UCC allows parties to use “after-acquired property” as collateral; however, the UCC does not allow after-acquired consumer goods to serve as collateral.
The three requirements of: giving value, debtor rights in the collateral, and an authenticated security agreement apply to the most common types of collateral, such as equipment, inventory and even payments due under a contract. However, for certain less common types of collateral, the requirements relating to an authenticated security agreement may vary.
Perfection
A secured party perfects a security interest in order to help assure that no other party, such as another creditor or a bankruptcy trustee, will be able to claim the same collateral in the event that the debtor becomes insolvent. By perfecting its security interest, a secured party seeks to gain priority over other parties regarding the collateral.
The precise details of how to perfect a security interest depend in part on the local jurisdiction where the collateral is located. However, generally speaking, the primary ways for a secured party to perfect a security interest are:
by filing a financing statement with the appropriate public office
by possessing the collateral
by “controlling” the collateral; or
it's done automatically upon attachment of the security interest.
Of these four listed items, the first--filing a financing statement--is by far the most common and important to understand.
Financing statement. Security interests for most types of collateral are usually perfected by filing a document known simply as a financing statement. The purpose of the financing statement, which is filed with a public office such as the Secretary of State, is to put other people on notice of the secured party’s security interest in the collateral. The UCC specifies what must be contained in a financing statement:
the name of the debtor
the name of the secured party; and
an indication of the collateral.
Regarding the first of these items, it is important that the name of the debtor be sufficiently specific and accurate, because financing statements are filed under the debtor’s name. If the name on the statement is wrong, the statement will fail to provide adequate notice to others, and will not succeed in perfecting the security interest. Section 9-503 of the UCC provides various, more specific rules regarding the sufficiency of a debtor’s name on a financing statement. For example, if the debtor is a “registered organization,” which might mean a corporation or limited liability company organized under a particular state’s law, then the name on the financing statement must match the name of the debtor as registered with the state. The second required item on the statement, the name of the secured party, is generally a straightforward matter. Finally, as to the third item, the rules for indication of collateral on the financing statement are largely the same as for the description of collateral on a security agreement (see above). However, unlike with a security agreement, on a financing statement it is acceptable to use a “supergeneric” description of collateral.
A standard form, known as Form UCC-1, is widely used by secured parties to file a financing statement. You can easily find a sample UCC-1 online. While many financing statements must be filed with the Secretary of State, you should check your own state’s laws for more information. As a final point, be aware that a financing statement can be, and sometimes is, filed before a security interest has attached; creditors do this in anticipation of creating a security interest, in order to make sure that the interest is perfected immediately upon attachment.
Possession. A security interest in many types of collateral, including “negotiable documents, goods, instruments, money, or tangible chattel paper,” may be perfected by the secured party possessing the collateral. However, so-called “intangible” collateral, such as accounts receivable, cannot be perfected by possession. While “possession” is not directly defined by the UCC in this context, it does appear to include possession not only by the secured party but also by an agent of the secured party.
Control. The UCC states that, “A security interest in investment property, deposit accounts, letter-of-credit rights, or electronic chattel paper may be perfected by control of the collateral . . . .” The meaning of “control” can vary depending on which type of collateral is involved. For example, a secured party may have control of a deposit account if the bank, the debtor and the secured party have all agreed that the secured party may handle the funds in that account “without further consent by the debtor.” As another example, a secured party has control over investment property, such as securities (shares of stock or the like), if the property is delivered to the secured party, and, if necessary, “endorsed” (signed) to the secured party.
Automatically upon attachment. The most important type of security interest that is perfected immediately upon attachment is what is known as a purchase-money security interest (PMSI) in consumer goods. A PMSI generally involves either: (1) a debtor buying an item on credit from a seller where the seller will be the secured party; or (2) a debtor using a loan from a bank directly to buy an item from a seller, where the bank will be the secured party. When the debtor in one of these circumstances is buying consumer goods, the secured party (seller or bank) does not need to file a financing statement in order to perfect the security interest. Note, however, that, while it may not be necessary to file a financing statement, not all security interests in PMSIs in consumer goods are perfected upon attachment. For example, some statutes governing certificates of title, such as for cars, require that a security interest be indicated on the certificate in order for the interest to be perfected. Finally, be aware that the UCC states that perfection occurs automatically upon attachment for about a dozen other relatively unusual types of collateral. (For more information, check UCC Section 9-309.)
Having covered the main ways to perfect a security interest, it is important to note that there may be situations where a secured party with a perfected security interest would still have that interest subordinated to some other party. However, in most cases, perfecting a security interest provides very substantial protection of that interest.
Final Note
This article is based on the current version of the model Uniform Commercial Code (UCC). However, not all states have adopted all sections of the current model UCC. Moreover, the model UCC specifically leaves it to individual states to determine the precise wording of certain sections. Therefore, you should always check your own state’s commercial code for the most accurate information.

Founding Fathers and King George were working hand-in-hand to bring the people of America to their knees.

Queen Elizabeth controls and has amended U.S. Social Security, as follows: S.I. 1997 NO.1778 The Social Security (United States of America) Order 1997 Made 22nd of July 1997 coming into force 1st September 1997.
At the Court at Buckingham Palace the 22nd day of July 1997. Now, therefore Her Majesty an pursuance of section 179 (1) (a) and (2) of the Social Security Administration Act of 1992 and all other powers enabling Her in that behalf, is please, by and with advise of Her privy Council, to order, and it is hereby ordered as follows:
"This Order may be cited as the Social Security (United States of America) Order 1997 and shall come into force on 1st September 1997."
Does this give a new meaning to Federal Judge William Wayne Justice stating in court that he takes his orders from England?
ttp://www.legislation.gov.uk/uksi/1997/1778/contents/made
This order goes on to redefine words in the Social Security Act and makes some changes in United States Law. Remember, King George was the "Arch-Treasurer and Prince Elector of the Holy Roman Empire and c, and of the United States of America." See: Treaty of Peace (1783) 8 U.S. Statutes at Large 80.. Great Britain which is the agent for the Pope, is in charge of the USA ..'

What people do not know is that the so called Founding Fathers and King George were working hand-in-hand to bring the people of America to their knees, to install a Central Government over them and to bind them to a debt that could not be paid. First off you have to understand that the UNITED STATES is a corporation and that it existed before the Revolutionary war. See Republica v. Sweers 1 Dallas 43. and 28 U.S.C. 3002 (15)

The United States is not a land mass, it is a corporation.
Now, you also have to realize that King George was not just the King of England, he was also the King of France. Treaty of Peace * U.S. 8 Statutes at Large 80.
On January 22, 1783 Congress ratified a contract for the repayment of 21 loans that the UNITED STATES had already received dating from February 28, 1778 to July 5, 1782. Now the UNITED STATES Inc. owes the King money which is due January 1, 1788 from King George via France. King George funded both sides of the Revolutionary War.

Now the Articles of Confederation which were declared in force March 1, 1781 States in Article 12:"All bills of credit emitted, monies borrowed, and debts contracted by, or under the authority of Congress, before the assembling of the United States, in pursuance of the present confederation, shall be deemed and considered a charge against the United States, for payment and satisfaction whereof the said United States, and the public faith are hereby solemnly pledged."
The Articles of Confederation acknowledge the debt owed to King George.
Now after losing the Revolutionary War, even though the War was nothing more than a move to turn the people into debtors for the King, the conquest was not yet complete. Now the loans were coming due and so a meeting was convened in Annapolis, Maryland, to discuss the economic instability of the country under the Articles of Confederation. Only five States come to the meeting, but there is a call for another meeting to take place in Philadelphia the following year with the express purpose of revising the Articles of Confederation On February 21, 1787 Congress gave approval of the meeting to take place in Philadelphia on May 14, 1787, to revise the Articles of Confederation. Something had to be done about the mounting debt. Little did the people know that the so called founding fathers were going to reorganize the United States because it was Bankrupt.
On September 17, 1787 twelve State delegates approve the Constitution. The States have now become Constitutors. Constitutor: In the civil law, one who, by simple agreement, becomes responsible for the payment of another's debt. Blacks Law Dictionary 6th Ed.

The States were now liable for the debt owed to the King, but the people of America were not because they were not a party to the Constitution because it was never put to them for a vote.
On August 4th, 1790 an Act was passed which was Titled.-An Act making provision for the payment of the Debt of the United States. This can be found at 1 U.S. Statutes at Large pages 138-178. This Act for all intents and purposes abolished the States and Created the Districts. If you don't believe it look it up. The Act set up Federal Districts, here in Pennsylvania we got two. In this Act each District was assigned a portion of the debt. The next step was for the states to reorganize their governments which most did in 1790. This had to be done because the States needed to legally bind the people to the debt. The original State Constitutions were never submitted to the people for a vote. So the governments wrote new constitutions and submitted them to people for a vote thereby binding the people to the debts owed to Great Britain. The people became citizens of the State where they resided and ipso facto a citizen of the United States. A citizen is a member of a fictional entity and it is synonymous with subject.
What you think is a state is in reality a corporation, in other words, a Person.
"Commonwealth of Pennsylvania is Person." 9 F. Supp 272 "Word "person" does not include state. 12 Op Atty Gen 176.
There are no states, just corporations. Every body politic on this planet is a corporation. A corporation is an artificial entity, a fiction at law. They only exist in your mind. They are images in your mind, that speak to you. We labor, pledge our property and give our children to a fiction. For an in-depth look into the nature of these corporations and to see how you also have been declared a fictional entity. See: AMERICAN LAW AND PROCEDURE. JURISPRUDENCE AND LEGAL INSTITUTIONS. VOL.XIII By James De Witt Andrews LL.B. (Albany Law School), LL.D. (Ruskin University) from La Salle University. This book explains in detail the nature and purpose of these corporations, you will be stunned at what you read.
Now before we go any further let us examine a few things in the Constitution.
Article six section one keeps the loans from the King valid it states; "All Debts contracted and Engagements entered into, before the Adoption of this Constitution, shall be as valid against the United States under this Constitution, as under the Confederation."

Another interesting tidbit can be found at Article One Section Eight clause Two which states that Congress has the power to borrow money on the credit of the United States. This was needed so the United States (Which went into Bankruptcy on January 1, 1788) could borrow money and then because the States were a party to the Constitution they would also be liable for it. The next underhanded move was the creation of The United States Bank in 1791. This was a private Bank of which there were 25,000 shares issued of which 18,000 were held by those in England. The Bank loaned the United States money in exchange for Securities of the United States. Now the creditors of the United States which included the King wanted paid the Interest on the loans that were given to the United States. So Alexander Hamilton came up with the great idea of taxing alcohol. The people resisted so George Washington sent out the militia to collect the tax which they did. This has become known as the Whiskey rebellion. It is the Militia's duty to collect taxes. How did the United States collect taxes off of the people if the people are not a party to the Constitution? I'll tell you how. The people are slaves! The United States belongs to the founding fathers, their posterity and Great Britain. America is nothing more than a Plantation. It always has been. How many times have you seen someone in court attempt to use the Constitution and then the Judge tells him he can't. It is because you are not a party to it. We are SLAVES!!!!!!! 

If you don't believe read Padelford, Fay & Co. vs. The Mayor and Aldermen of the City of Savannah. 14 Georgia 438, 520 which states " But, indeed, no private person has a right to complain, by suit in court, on the ground of a breach of the Constitution, the Constitution, it is true, is a compact but he is not a party to it."
Now back to the Militia. Just read Article One Section Eight clause (15) which states that it is the militia's job to execute the laws of the Union. Now read Clause (16) Which states that Congress has the power to provide for organizing, arming, and disciplining the Militia, and for governing such part of them as may be employed in the service of the United States.... the Militia is not there to protect you and me, it is their duty to collect our substance. As you can plainly see all the Constitution did is set up a Military Government to guard the King's commerce and make us slaves. If one goes to 8 U.S. statutes at large 116-132 you will find "The Treaty of Amity, Commerce and Navigation". This Treaty was signed on November 19th, 1794 which was twelve years after the War. Article 2 of the Treaty states that the King's Troops were still occupying the United States. Being the nice King that he was, he decided that the troops would return to England by June 1st, 1796. The troops were still on American soil because, quite frankly the King wanted them here.
Many people tend to blame the Jews for our problems, but they too are for the most part also slaves. Jewish Law does however govern the entire world, as found in Jewish Law by MENACHEM ELON, DEPUTY PRESIDENT SUPREME COURT OF ISRAEL, to wit: "Everything in the Babylonian Talmud is binding on all Israel. Every town and country must follow all customs, give effect to the decrees, and carry out the enactment's of the Talmudic sages, because the entire Jewish people accepted everything contained in Talmud. The sages who adopted the enactment's and decrees, instituted the practices, rendered the decisions, and derived the laws, constituted all or most of the Sages of Israel. It is they who received the tradition of the fundamentals of the entire Torah in unbroken succession going back to Moses, our teacher."
We are living under what the Bible calls Mammon. As written in the subject Index, Mammon is defined as ("Civil law and procedure").
Now turn to the "The Shetars Effect on English Law" -- A Law of the Jews Becomes the Law of the Land, found in "The George Town Law Journal, Vol 71: pages 1179-1200." It is clearly stated in the Law Review that the Jews are the property of the Norman and Anglo-Saxon Kings. It also explains that the Talmud is the law of the land. It explains how the Babylonian Talmud became the law of the land, which is now known as the Uniform Commercial Code which is private international law. The written credit agreement -- the Jewish shetar is a lien on all of the property in the world. The treatise also explains that the Jews are owned by Great Britain and that the Jews are in charge of the Banking system.
We are living under the Babylonian Talmud. It was brought into England in 1066 and has been enforced by the Pope, Kings and the various religions ever since. It is total and relentless mind control, people are taught to believe in things that do not exist. Private International Law, which is commercial law, only deals with fictions, known as persons. A person is a fictional entity at law, not a living being. See UCC 1-201.
Now before you scream that the UCC is unconstitutional I'm sorry people, you are not a party to any constitution. Read the case cite below.
"But, indeed, no private person has a right to complain, by suit in court, on the ground of a breach of the Constitution. The Constitution it is true, is a compact, but he is not a party to it." Padelford, Fay & Co., vs. Mayor and Aldermen of the City of Savannah 14 Ga. 438, 520 You have to understand that Great Britain, (Article six Section one) the United States and the States are the parties to the Constitution not you. Let me try to explain. If I buy an automobile from a man and that automobile has a warranty and the engine blows up the first day I have it. Then I tell the man just forget about it. Then you come along and tell the man to pay me and he says no. So you take him to court for not holding up the contract. The court then says case dismissed. Why? Because you are not a party to the contract. You cannot sue a government official for not adhering to a contract (Constitution) that you are not a party too. You better accept the fact that you are a Slave. When you try to use the Constitution you are committing a CRIME known as CRIMINAL TRESPASS. Why? Because you are attempting to infringe on a private contract that you are not a party to. Then to make matters worse you are a debt slave who owns no property or has any rights. You are a mere user of your Masters property! 
Here are just a couple of examples:
"The primary control and custody of infants is with the government" Tillman V. Roberts. 108 So. 62 "Marriage is a civil contract to which there are three parties-the husband, the wife and the state." Van Koten v. Van Koten. 154 N.E. 146.
"The ultimate ownership of all property is in the State: individual so-called 'ownership" is only by virtue of Government, i.e. law amounting to mere user; and use must be in accordance with law and subordinate to the necessities of the State. Senate Document No. 43 73rd Congress 1st Session. (Brown v. Welch supra)
You own no Property because you are a slave. Really you are worse off than a slave because you are also a debtor.
"The right of traffic or the transmission of property, as an absolute inalienable right, is one which has never existed since governments were instituted, and never can exist under government." Wynehamer v. The People. 13 N.Y. Rep.378, 481
Great Britain to this day collects taxes from the American people. The IRS is not an Agency of the United States Government.
All taxpayers have an Individual Master File which is in code. By using IRS Publication 6209, which is over 400 pages, there is a blocking series which shows the taxpayer the type of tax that is being paid. Most taxpayers fall under a 300-399 blocking series, which 6209 states is reserved, but by going to BMF 300-399 which is the Business Master File in 6209 prior to 1991, this was U.S.-U.K. Tax Claims, meaning taxpayers are considered a business and involved in commerce and are held liable for taxes via a treaty between the U.S. and the U.K., payable to the U.K. The form that is supposed to be used for this is form 8288, FIRPTA-Foreign Investment Real Property Tax Account. The 8288 form is in the Law Enforcement Manual of the IRS, chapter 3. The OMB's-paper-Office of Management and Budget, in the Department of Treasury, List of Active Information collections, Approved Under Paperwork Reduction Act is where form 8288 is found under OMB number 1545-0902, which says U.S. with holding tax return for dispositions by foreign persons, of U.S. Form #8288, #8288a.
These codes have since been changed to read as follows: IMF 300-309, Barred Assessment, CP 55 generated valid for MFT-30, which is the code for the 1040 form. IMF 310-399 reads the same as IMF 300-309, BMF 390-399 reads U.S.-U.K. Tax Treaty Claims. Isn't it INCREDIBLE that a 1040 form is a payment of a tax to the U.K.? Everybody is always looking to 26 U.S.C. for the law that makes one liable for the so called Income Tax but, it is not in there because it is not a Tax, it is debt collection through a private contract called the Constitution of the United States Article Six, Section One and various agreements. Is a cow paying an income tax when the machine gets connected to it's udders ? The answer is no. I have never known a cow that owns property or has been compensated for its labor. You own nothing that your labor has ever produced. You don't even own your labor or yourself. Your labor is measured in current credit money, which is debt. You are allowed to retain a small portion of your labor so that you can have food, clothing shelter and most of all breed more slaves.
You see, we are cows, the IRS is company who milks the cows and the United States Inc. is the veterinarian who takes care of the herd and Great Britain is the Owner of the farm in fee simple. The farm is held in allodium by the Pope. Now the picture will become much clearer after reading the next few paragraphs. We will now show the Popes involvement in the scheme of things. "Convinced that the principles of religion contribute most powerfully to keep nations in the state of passive obedience which they owe to their princes, the high contracting parties declare it to be their intention to sustain in their respective states, those measures which the clergy may adopt with the aim of ameliorating their interests, so intimately connected with the preservation of the authority of the princes; and the contracting powers join in offering their thanks to the Pope for what he has already done for them, and solicit his constant cooperation in their views of submitting the nations." Article (3) Treaty of Varona (1822)
If the Sovereign Pontiff should nevertheless, insist on his law being observed he must be obeyed. Bened. XIV., De Syn. Dioec, lib, ix., c. vii., n. 4. Prati, 1844. Pontifical laws moreover become obligatory without being accepted or confirmed by secular rulers. Syllabus, prop. 28, 29, 44. Hence the jus nationale, (Federal Law) or the exceptional ecclesiastical laws prevalent in the United States, may be abolished at any time by the Sovereign Pontiff. Elements of Ecclesiastical Law. Vol. I 53-54. So could this be shown that the Pope rules the world?
The Pope (Vicar of Christ) claims to be the ultimate owner of everything in the World. See Treaty of 1213, Papal Bulls of 1455 and 1492.
Don't let this information alarm you because without it you cannot be free, You have to understand that all slavery and freedom originates in the mind. When your mind allows you to accept and understand that the United States, Great Britain and the Vatican are corporations which are nothing but fictional entities which have been placed into your mind, you will understand that our slavery is because we believe in fictions.
THE END

Every phase our Lives are in COMMERCE.

Every phase our Lives are in COMMERCE. You need your STRAWMAN to operate in COMMERCE. Your STRAWMAN has a LICENSE to operate in COMMERCE (i.e. Drivers License, Marriage License, Handgun License, Occupational License, Building Permits, etc.). A License is good as long as you want it to be, by your permission. When there is a FINE for misuse of your License, you need to learn how to then switch the STRAWMAN to the Living Soul with the Right to Life, Liberty, Property, and the Pursuit of Happiness.

The STRAWMAN is a TRANSMITTING UTILITY that allows you to operate in COMMERCE with a LICENSE to conduct your COMMERCIAL Affairs.
Anyone operating in COMMERCE without a LICENSE is committing a COMMERCIAL CRIME. You and I need to learn how to become the REPRESENTATIVE or AGENT for the STRAWMAN and conduct all of his/her COMMERCIAL AFFAIRS without getting involved.

All crimes are Commercial and are then regulated by COMMERCIAL COURTS. COMMERCIAL CRIMES are Murder, Stealing, Dealing in illegal drugs, Prostitution, Practicing Law or making a Legal Determination without the Permission or Consent by Assent of any party to a Contract.
All COMMERCE is ruled by CONTRACTS. All COURTS (Tribunals) are ruled by, CONTRACTS. Absent a CONTRACT, the COURT (Tribunal) will proceed to write a CONTRACT under Cause/Case #___. Will the defendant rise, what is your name. This is the signature for the Contract. How do you plead - this is the giving, of SUBJECT MATTER JURISDICTION and becomes part of the Consideration for the Contract. All the arguments are the Offer for the Contract and the JUDGMENT is the Acceptance for the CONTRACT. The court takes a Complaint, turns it into a CHARGE against the STRAWNMAN, tries him/her on the CHARGE and then a JUDGMENT is rendered which is a Civil Action, a Claim, and this must then be Accepted by the LIVING SOUL.

You Accept the JUDGMENT in two ways, by silence and signing the JUDGMENT or by Appealing it to a higher court (a THIRD PARTY) who will then agree with the Judgment. Why would you argue Law or Codes, Rules,Regulations, Procedure, Statutes when the CONTRACT is the LAW in your Case.
The Redemption Process or Acceptance For Value can then authorize the Payment of the JUDGMENT. The Judgment should be signed by the Court Clerk for they are the Court. In most cases the Judge will sign the Judgment hoping that you will accept the contract by one of the above two ways, by silence or signature or Appeal to a THIRD PARTY.

Another way is the Rejection of Contracts allowed under Truth in Lending and when the Contract is about Mortgages it comes under Regulation Z and Truth in Lending.
ALWAYS REMEMBER, everything is in COMMERCE and is ruled by CONTRACTS.
Codes, Rules, Regulations, Procedure, Statutes apply only to the Corporation that they were written for. You do not Argue Codes, Rules, Regulations, Statutes in COMMERCE - you argue CONTRACTS. If there is no CONTRACT,there is no CASE. There is no CONTRACT with a Policeman, Government Official, Federal Agent, or Federal Agency, even with a License. A government or Corporation is a FICTION and cannot sign a CONTRACT or enforce one unless you enter into their Organization or Corporation as an employee and argue their Codes, Rules,Regulations, Procedure, whereby they then use these to enforce a Contract.

VICE-ADMIRALTY COURTS.

In English Law. Courts established in the queen's possessions beyond the seas, with jurisdiction over maritime causes, including those relating to prize.
The United States of America is lawfully the possession of the English Crown per original commercial joint venture agreement between the colonies and the Crown, and the Constitution, which brought all the states (only) back under British ownership and rule.  The American people, however, had sovereign standing in law, independent to any connection to the states or the Crown. This fact necessitated that the people be brought back, one at a time,under British Rule, and the commercial process was the method of choice in order to accomplish this task. First, through the 14th Amendment and then through the registration of our birth certificate and property. All courts in America are Vice-admiralty courts in the Crowns private commerce.

Did you know the UNITED STATES actually defines the fictitious entity spelled like your name with upper case letters as a "corporation"? The definition is in 15 USCA (United States Code Annotated) section 44;"Corporation" shall be deemed to include any company, trust, so-called
Massachusetts trust, or association, incorporated or unincorporated, which is organized to carry on business for its own profit or that of its members,…."So if the state has created this "unincorporated corporation" then does it have authority over it?
Yes it does. And until you give them notice otherwise, they will always have authority over it.That is what a UCC-1 Financing Statement does, it gives public notice that you, the secured party, have a claim against the debtor, the unincorporated corporation. Now when you file this
notice, you take this entity "out of the state", out of the jurisdiction of a fictitious entity and into the private venue, your kingdom, and thus the entity becomes "foreign" to the state and now it becomes an unincorporated foreign corporation to the state. Sounds like an oxymoron, but then again, I am using THEIR terminology!

Who died before they collected Social Security?

KEEP PASSING THIS AROUND UNTIL EVERYONE HAS HAD THE OPPORTUNITY TO READ IT.THIS IS SURE SOMETHING TO THINK ABOUT!THE ONLY THING WRONG WITH THE GOVERNMENT'S CALCULATION OF AVAILABLE SOCIAL SECURITY IS THEY FORGOT TO FIGURE IN THE PEOPLE WHO DIED BEFORE THEY EVER COLLECTED A SOCIAL SECURITY CHECK!WHERE DID THAT MONEY GO?


Remember, not only did you and I contribute to Social Security but your employer did too.
It totaled 15% of your income before taxes.
If you averaged only $30K over your working life, that's close to $220,500.
Read that again.
Did you see where the Government paid in one single penny?
We are talking about the money you and your employer put in a government bank to insure you and I, that we would have a retirement check from the money we put in, not the Government.
Now they are calling the money we put in an entitlement when we reach the age to take it back.
If you calculate the future invested value of $4,500 per year (yours & your employer's contribution) at a simple 5% interest (less than what the Government pays on the money that it borrows).
After 49 years of working you'd have $892,919.98. If you took out only 3% per year, you'd receive $26,787.60 per year and it would last better than 30 years (until you're 95 if you retire at age 65) and that's with no interest paid on that final amount on deposit!
If you bought an annuity and it paid 4% per year, you'd have a lifetime income of $2,976.40 per month.

THE FOLKS IN WASHINGTON HAVE PULLED OFF A BIGGER PONZI SCHEME THAN BERNIE MADOFF EVER DID.

Entitlement my foot; I paid cash for my social security insurance!
Just because they borrowed the money for other government spending, doesn't make my benefits some kind of charity or handout!!
Remember Congressional benefits?
--- free healthcare, outrageous retirement packages, 67 paid holidays, three weeks paid vacation, unlimited paid sick days.
Now that's welfare, and they have the nerve to call my social security retirement payments entitlements?
They call Social Security and Medicare an entitlement even though most of us have been paying for it all our working lives, and now, when it's time for us to collect, the government is running out of money.
Why did the government borrow from it in the first place?
It was supposed to be in a locked box, not part of the general fund.
Sad isn't it?
99% of people won't have the guts to SHARE this.
I'm in the 1%

I JUST DID!

click here:

https://www.paypal.com/donate/?hosted_button_id=4XGFACJDZK2AJ

Mortgage Elimination

The few who understand the system will either be so interested from it's profits or so dependent on it's favors that there will be no opposition from that class." -- Rothschild Brothers of London, 1863

One process of Mortgage Elimination has provided a highly confidential administrative procedure that had been 100% effective for several years. A non-confrontational way to insure there's no litigation, over 400 homeowners obtained  clear title. However, in the past year or so, the banks reneged on their agreement to reconvey the deed after the debt was discharged. New procedures are needed to complete this administrative remedy.

The information below is useful to understand the extent of the banking fraud. Now we are using the consumer protection laws to stop the extraordinary predation of the banks and other lending institutions. Topmost of these laws is the Truth in Lending Act (TILA) of 1968, revised in 1980, 1995, and 2000. Also useful to our quest for fairness and justice under the law is the Real Estate Settlement Practices Act (RESPA), the Homeowners Equity Protection Act (HOEPA), the Fair Credit Billing Act (FCBA), State and Federal Usury Laws, and others. The complexity of these laws has generally made them inaccessible to all but the most persistent and those who can hire attorneys to represent them. We have found a middle ground in which our paralegals audit and analyze your mortgage or deed of trust for violations, produce the documents that connect these violations to the statutes and case law, and guide your through the administrative stage. More than half of the cases are settled without the necessity of litigation. But we have attorneys all around the USA ready to represent you in court on a contingency basis should that be necessary.

How serious is it? Nearly EVERY mortgage or deed of trust has 25-35 violations of the statutes and regulations. The best we have seen was only 9 violations. Usually half of these violations are "title issue" which mean that they are so serious that such violations can lead to the lender being forced to give up security interest in the property....your home free and clear of debt. In addition each violation can result in fines against the lender up to $2000 each. You do the math.  Banks COULD lose their banking charter over this and, after all, what bank would be dumb enough to want to take their own fraud into court with someone who knows their secrets and how to deal with them?

Nevertheless, this consumer protection process only addresses the SUPER-greediness of the lenders. There is still an underlying fraud you should be aware of as well. The "lending" techniques that are used are beyond brilliant. It took some very, very smart people to figure out how to appear to be lending money, but in actuality have the value supplied by the person applying for a loan. And that is what is happening.

If you're an honest, ethical person who believes that the party who funds a loan should be repaid, then we can help you. When you discover the truth, you will be happy to be repaid for funding your own loan and wonder why the bankers thought they should be paid.

It's only fair to receive equal protection under the law, equal protection under the bank loan agreement, and for the whole truth about the bank loan agreement to be revealed. The whole truth is NOT revealed to the borrower. The bank or other lending institution does NOT disclose to you that your promissory note is actually an asset to the bank - which they deposit as THEIR asset.

The bank does not let you know that a promissory note is actually a "negotiable instrument" under the Uniform Commercial Code, and that it will be deposited to fund your loan. Nor did they tell you that the bank has a liability to you of approximately the amount of the loan. (The bank owes you by their own bookkeeping entries!)

The bank does NOT tell you that you actually provided the real cash value for your own loan! Thus, the bank only appears to be lending you anything.

"The Federal Reserve Banks create money out of thin air to buy Government bonds... The Federal Reserve Bank is a total money making machine." Representative Wright Patman, former Chairman of a House Banking Committee
That's right: banks and lending institutions only appear to lend money. Let's take a quick look at how money is created at the "government" level, then we'll see how this applies to you and your alleged debt.

But is it money? Where did the Federal Reserve get the money to exchange for the government bonds? It made a bookkeeping entry. That's it! Money is created by the banks out of thin air! Our government gave them that power when it created the Federal Reserve System. The Federal Reserve creates money out of nothing; this is usury, the payment of interest on pretended loans; the true cause of the hidden tax called inflation; the way in which the Fed creates boom-bust cycles.  This technique was developed by political and monetary wizards to create money out of nothing for the purpose of lending. This is not an entirely accurate description because it implies that money is created first and then waits for someone to borrow it.

On the other hand, textbooks on banking often state that money is created out of debt. This also is misleading because it implies that debt exists first and then is converted into money. In truth, money is not created until the instant it is borrowed. It is the act of borrowing which causes it to spring into existence. And, incidentally, it is the act of paying off the debt that causes it to vanish. There is no short phrase that perfectly describes that process. So, until one is invented along the way, we shall continue using the phrase "create money out of nothing" and occasionally add "for the purpose of lending" where necessary to further clarify the meaning.

So, let us now...see just how far this money/debt-creation process has been carried -- and how it works.

The first fact that needs to be considered is that our money today has no gold or silver behind it whatsoever. The fraction is not 54% nor 15%. It is 0%. It has traveled the path of all previous fractional money in history and already has degenerated into pure fiat money. The fact that most of it is in the form of checkbook balances rather than paper currency is a mere technicality; and the fact that bankers speak about "reserve ratios" is eyewash. The so-called reserves to which they refer are, in fact, Treasury bonds and other certificates of debt.

Former Congressman Louis McFadden, chairman of the House Committee on Banking and Currency remarked about the Federal Reserve Bank: "A super-state controlled by international bankers and international industrialists acting together to enslave the world for their own pleasure."

Debt elimination through knowledge of the statutes is an essential part of real freedom.

GET MY REDEMPTION PACK ASAP

You can OID any funds that go out of your bank account – and get them back.

IRS works for creditors.  IRS has forms that allow you to be a creditor and acquire funds that are in escrow.  An outstanding balance, for instance, on an American Express card is in escrow.  The funds are there – you just have to tell the IRS with the proper tax filings to access those funds and pay that guy off with them or return those funds to me.

You can OID any funds that go out of your bank account – and get them back.  Acquire escrow funds with a 1099-A.

If you file a 1099-OID as Recipient, those get reported on a 1040 if you want to get the funds returned.  1099-As don’t get reported; neither do OIDs when you’re the Payor.  i1040 is available on the IRS website; it gives line by line instructions for the 1040.

State tax is in an escrow account, so you use a 1099-A to say use those escrow funds to pay this debt – or you could send the obligation to the Treasury with a money order to pay the debt.  Or you can go to the bank; get a pre-approved transaction through Treasury; start a TT&L (Treasury, Tax & Loan) transaction, bond the account and tell the bank to hold the funds in escrow; send a notice to the State taxing agency that the funds are being held in escrow and as soon as they get a 0 balance that the funds will be released to the State taxing agency.  There are many ways that can work; some certainly are more preferred than others.

Act as a creditor in all aspects of life, even and especially spiritually.  Then your potential of creating solutions is infinite.

Whatever you claim back does not get added to the public debt.

Creditors correct all filings and report properly to the IRS.  Debtors are taxed; creditors aren’t.  Creditors don’t take benefits or privileges or exemptions (on a tax form) or deductions; creditors simply get a return of their interest, all of it.  Creditors have 0 exemptions and no filing status.

All judges and attorneys are members of the BAR and work for the Crown – that’s why they have a title of nobility (esquire).  It’s OK to have attorneys because the States lost their sovereignty.  It’s up to the attorneys and judges and the IRS to make sure that the creditors get their stuff.

Get transaction pre-approved through the Treasury and then bring them into the bank.

You can then, at the least, sit on your security interest and then the bank and you are in a stalemate.

California is a trust deed state.  When you buy a house, you fill out a deed of trust (contract, lien) and then there’s the grant deed (title, with only your name on it).  You are the trustor (grantor) of the deed of trust (you created the trust).  You made the title company the trustee and you made the bank the beneficiary.

The only trust that a grantor does not have control over, ultimately, is an irrevocable trust.  A deed of trust is revocable.  You can record a document at the County Recorder reshaping the trust.  Make yourself the beneficiary and someone else (friend) the trustee – here’s the new trust.  They no longer have a security interest in your property.

Now the title company has no authority to sell it.  Still at a standstill but the account is still not closed and you want the accounts closed.  You have the grant deed in your name.  Even after the bank’s interest has been sold, you have to sign a quit-claim deed before they can sell the property.  If you don’t sign a quit-claim deed, they can’t touch the property because you’re the one on the grant deed.

Not one properly filed UCC Form has been turned down or prosecuted under any criminal laws.

During the year 1933 the Congress handed over control of all the Post Offices to the Secretary of the Treasury. Why would they do this? That is why the revenue is delivered to the Government on April Fifteenth.   When an Application and Certificate of Live Birth is delivered to the Department of the Treasury in Washington, D.C. that Certificate becomes Bonded, there is an account produced which we know as the Social Security Number, this means there are funds borrowed against these accounts.
The credit approved on paper is then invested in stocks and bonds. The Bureau of Engraving states that even the Federal Reserve uses the Bond Number which is stamped on the Certificate of Live Birth as it is also stamped on the Federal reserve Notes themselves. The Bond Number has one letter from (A-N) which is followed by eight numbers. You will notice recently printed Social Security Cards are now also printed with the Bond Number on the back in red ink. It is a fact that every single living, breathing human being in the United States is Bonded and used in Commercial Activities by the Corporation of the United States which has received them.


There have been IMF's that track commercial activity in the billions attached to individuals earning around fifty thousand dollars a year. The Government is utilizing both their name and assets to be used to trade in the drug, crude oil and various other commodities. This just proves that all property, both real and private property of every living, breathing American, is entrusted by Congress to provide collateral for the National Debt.
The Government states that well over twenty -five million UCC Financing statements have already been filed with UCC offices throughout the United States. Related Commercial Documents have been forwarded to the Secretary of the Treasury. These facts have been gathered through information acquired through the CID of the IRS, FBI, Secret Service, Justice Department, the Department of the Treasury and the Secretary of State. They have all confessed that not one single Properly filed UCC Form has been turned down or prosecuted under any criminal laws.

UNITED STATES declared bankruptcy, pledged all Americans as collateral against the national debt.

UNITED STATES declared bankruptcy, pledged all Americans as collateral against the national debt,

and confiscated all gold, eliminating the means by which you could pay, it also assumed legal responsibility for providing a new way for you to pay, and it did that by providing what is known as the Exemption, an exemption from having to pay for anything.  In practical terms, though, this meant giving each American something to pay with, and that \"something\" is your credit.

Your value to society was then and still is calculated using actuarial tables and at birth, bonds equal to this \"average value\" are created.  I understand that this is currently between one and two million dollars.  These bonds are collateralized by your birth certificate which becomes a negotiable instrument.  The bonds are hypothecated, traded until their value is unlimited for all intents and purposes, and all that credit created is technically and rightfully yours.  In point of fact, you should be able to go into any store in America and buy anything and everything in sight, telling the clerk to charge it to your Exemption account, which is identified by a nine-digit number that you will recognize as your Social Security number without the dashes.  It is your EIN, which stands for Exemption Identification Number.
However, the clever rascals have done everything in their power to block your access to your own credit by creating the corporate fiction which is a trust identified by your name in all capital letters.  It is commonly referred to as your strawman.  It is a Debtor, like all corporate entities under the bankruptcy because it is a subset of the bankrupt debtor government. It is not you, but you unknowingly serve as the Trustee for this fiction, manage it for a lifetime, and are legally liable for any and all debts it incurs unless by adminstrative means you lay claim to any and all value it might contain by creating a security agreement between you and it.   Once you have done this no other fiction can have any dealings with your fiction without your express permission as a Creditor to and creator of its value.  It cannot even be sued without your permission.  In fact, no court, government agency, law enforcement agency, attorney, or other corporate entity can transact business of any kind with the strawman without your permission. It is the one thing that every judge has drilled into his head, that the court must have your consent before it can prosecute your strawman, rule, put you in jail (you, the unwitting surety for the strawman which as a fiction cannot be put in jail), because it is not you that they are prosecuting, it is the strawman, and because it is your property, they need your consent for their fiction court or attorney to transact business (under admiralty/commercial UCC law) with your strawman.  The person in the black robe sitting in front of a court is a man on the land operating a corporate fiction called a court, which can only do business with another fiction, your strawman.  If you have ever looked at a Summons and Complaint, which typically starts a legal proceeding/suit, you will see the identities of the parties involved as Plaintiff and Defendant, are always spelled in ALL CAPITAL LETTERS, because they are fictions.
Cleverer still, the UNITED STATES contracted with the Federal Reserve to use its private, copyrited scrip, the Federal Reserve note, for all debts both private and public, and that private scrip can only be brought into the PUBLIC, the corporate domain that is the system we currently live in, through a chartered banking institution or a pass-through account, and that pass-through account is your limited liability social security account.  Anyone bringing money into the PUBLIC in any other way can be charged with money laundering.

 With that groundwork laid, we come to the greatest scam of all, the use of your credit without your permission or knowledge.  In a debt-based system such as the one we use under the national bankruptcy of 1933, all value is created through lending, and what you lend is credit because there is no longer any money.  The government took it all away. As previously stated, every living soul in the system has the right and, albeit cleverly hidden, the ability to create credit.  Only a living soul whose value to society has been denominated in bonds collateralized by evidence of his physical birth, has access to credit except for fictions such as banks which are chartered by the government, given the franchise to create credit.  However, when you sit down with a banker to \"take out a loan\", you sign a promissory note, and on the strength of your signature, the loan, which is really a draw on your own credit, originally created to satisfy a legal requirement to provide you with a means to pay, is created, but you are led to believe that the bank is lending you its assets so that it is entitled to repayment of principle plus interest.  Wrong.  The bank is using your credit to create the loan and then demanding that you pay back something that belongs to you.    This means that all loans are fraudulent because under the terms of the contract, whether it is a mortgage, a line of credit, a credit card account, a car loan. or any other loan, the truth of the matter was not fully divulged, and no contract can stand as legitimate and lawful unless all the terms of the agreement were shared with the \"borrower\".  In fact, the bank deposits the promissory note that you sign just as it would a check that you wrote.  It flips it over and endorses it, creates a special demand-type account, deposits it, then carries the loan on its books first as an asset and secondly as a liability owed to YOU.  Of course, they never tell you this, but it is true.  If you are willing to risk having your accounts at the bank shut down, try asking a branch manager exactly what happens to a promissory note.

But I digress.  The fact is, you have unlimited credit, and there is a burgeoning community of Americans who are learning to lawfully access and utilize this credit to settle their commercial affairs.  It\'s quite a tussle, because the Powers do not want to cooperate.  The government was legally required to provide you with a means to pay anything anytime, but it did not see that it was obligated to show you how to access it, so it has taken many years of patriots working very hard to uncover and develop the means to do just that - use their credit to better their lives and those of their loved ones.  It is the ultimate gift in this system, and one that you should be grateful that people are devoting their lives to.
In summary, in our debt-based system, all value is created by lending in order to discharge, not pay, another debt/obligation.  The value behind this lending is credit.  For you, this credit was based on your personal worth and was created by bonds collateralized by your birth certiificated and valued according to actuarial tables.  This credit, your Exemption, is all yours, authorized under the terms of the bankruptcy and HJR192 to replace the gold confiscated by the government.  The government and all its subsets have tried very hard for many decades to keep the fact of this value from you, and structured your interface with the rest of the corporate world so that you have acted as the surety for a Debtor fiction, your strawman.  The predictable effect of this has been your personal amnesia, forgetting who you really are, a Creditor, while the government has pillaged your credit for its own uses, leaving you enslaved without even knowit it, this the ultimate deception and fraud.

The Vatican and your Birth Certificate.

The Roman Catholic Church has a long history of tyranny and oppression.  Because of the desire to control through their inquisitions, they decided they would create the first express trust, called unum sanctum which was written on a papal bull and placed in their vault.  On the papal bull, it says that all of the souls in the world belong to the Roman Catholic Church and they do because no one has challenged their claim.  Your birth certificate is the title of the soul that they own in their registries. They have registered you and that is the title to your soul.

The Inquisition began because many people were waking up to the tyranny and oppression of the Roman Catholic Church in the early 1300’s.  The RCC killed these people due to their need to control humanity.  200 years later during the Renaissance, the Hermetica was written, which is where the bible draws all of its inspiration from.  This knowledge was also suppressed by the RCC.

Elite families control the Vatican and the corporation (the incorporation of the Apostle Peter).

In 325 AD, the emperor, Constantine the Great, made a donation to his Pope, Sylvester saying, “Saint Peter is the Apostle of Jesus of whom Jesus gave this kingdom of Earth to, therefore we are going to claim taxes.”  We pay taxes to Rome, the Kazarian and Venetian black nobility elite families based on a fictional document from Constantine.

Because of a decree written by Pope Nicholas V in 1455, the RCC owns everything, Even what you think you might own such as your car, house or even the pair of shoes you are wearing belongs to the RCC (in their twisted minds).

We can thank Pope Gregory for the current Gregorian calendar, which rearranged the previous Julian calendar to match the Pagan holidays that the Roman Catholic Church claims as Christian holidays.
The Gregorian calendar also conveniently has a correlation with the Mayan calendar:

They only control the Persona not the living breathing flesh and blood man or woman.
They have absconded with nearly all our rights. From the moment you are born to the moment
 you transit this frequency.They only acknowledge the Mother as she signs Schedule 1 of the Birth
 Certificate. In Upper and Lower Case. ie John Smith. He is registered in Birth Deaths and Marriages
 which is the State. They declare the baby dead and appoint the parents guardians and Administrators
 until the child reaches maturity.The parents have thirty or sixty days to declare the child lives otherwise  the Courts take over as Administrator and you have to study Trustee Law. They State takes out a loan  against you which is what they want your taxes to pay off. Being now among the living dead you have an  ALL CAPITAL LETTER DRIVING LICENSE , PASSPORT, CREDIT CARD, BANKCARD. You all have money  being administered by the State which runs into millions and the only way they can access it is through  Legal Aid hence all the Fines which are artificial they create to fleece you. On a Tombstone you will see the  name of your loved ones chiselled in ALL CAPS. They are dead and so are you deemed the same all your  life. As to the Church when you are Baptized or Confirmed or However and You receive a Baptism Certificate  well yes the Church Invests your Soul as collateral as has been doing the same for years.
 The same story is in the Wizard of Oz. The Bailiff is going to Steal the farm. You have the Tin Man
 who represents the Tax Identification Number. You have the Strawman which represents the ALL CAPITAL  LETTER ARTIFICIAL PERSON looking to live and the Cowardly Lion who has to become educated  and fight the System to regain his rights.