What does this have to do with me?

In 1933, the governors of all the states met to discuss the "emergency" declared by FDR and to
support the new process that was being established. The "government" was in bankruptcy and
had to be funded in its state of bankruptcy. The governors made a "pledge" to the United States,
INC. to fund it. The pledge was that the assets and the energy of the people (YOU) would back
the "government" and secure the debt. But there was one little problem, natural living people
cannot mix with legal fictions (corporations) so it was necessary to create a "bridge" between the
fictions and the people to bring the people under control and make them subservient to the
"government" corporation via their pledge. When the governors made the pledge, they agreed to
register the birth certificates of the people with the U.S. Department of Commerce. The birth
certificate is the security instrument (collateral) used to back up the pledge. The legal fiction was
created by using the name on the birth certificate and writing it in all capital letters, the
designation for a legal fiction. Then, because of the "pledge" YOU were determined to be the
surety for the legal fiction. Surety means: The one who is responsible to pay. So, when the
government or any corporation uses any process whatsoever, they are using it against the legal
fiction, which they want YOU to think IS YOU. But when your name is written in all capital
letters, IT IS NOT YOUR NAME! It is the designation of a legal fiction that is an entirely
separate entity. A living flesh and blood man cannot be a legal fiction, and a legal fiction cannot
be a living flesh and blood man. One is real or natural, the other is created by "law" and is a
'fiction!' Whenever a government agency (such as a court) determines liability, it is a liability
directed to or laid upon the legal fiction or the 'Straw-man' since everything is done in
commerce with fictions/corporate entities. You are presumed, as evidenced by the pledge of your
governor, to be the surety for the Straw-man and you must pay the fine, fee, tax, debt or other
liability. REMEMBER: Every transaction is presumed by the "government" to be a transaction
in commerce by a legal fiction.
What's the Answer?
The only way out of this is to overcome the presumption that you are the surety for the Straw­
man (legal fiction). That's why the "Redemption Process" is the ONLY way to defeat this
presumption by using the Uniform Commercial Code, via Public Notice, which is the CODE that
the fictional commercial world operates under.
The first step is to "Capture the Straw-man" is to establish a security agreement between you and
the Straw-man and then file a UCC-! financing statement to secure a claim via a 'superior
security interest' against the all capitalized legal fictiOn/Straw-man, the property and the
collateral. Said security interest or 'registration' of title/control is placed upon the Birth
Certificate, Social Security Account, Drivers License, etc., by and through 'acceptance for
value.' Included in the process is the creation of a power of attorney, copyright notice, and hold­
harmless indemnity agreement.
The UCC-! financing statement (security interest. .. and a lien) and the filing of the existence of
these documents will REDEEM you and your Debtor/Straw-man from the commercial system
and establish documented evidence to overcome the presumption that you are the surety for the
Straw-man. When all has been 'accepted for value,' including the birth certificate, YOU become
the Holder in Due Course of all the documents, collateral and the property and are now in
commercial control of the property, the collateral and the Debtor.
There is a 'Charge Back Process' that goes back to the United States Treasury to charge-up what
is called your "ucc CONTRACT TRUST ACCOUNT," identified by your/the Debtor/Straw­
man's "Social Security Number" . The Charge Back charges up the account for future discharge of debt.

AFFIDAVITS

Ignorance of the Law does not excuse misconduct in anyone, least of all a sworn officer of the law. (Maxim of law)

No one is believed in court but upon his oath. (Maxim of law)


AFFIDAVITS

All Affidavits are TRUTH AFFIDAVITS-for they are the manner for the Sovereign People to address other Sovereign people or government. The Constitutions  state that all cases of Common Law will be tried by Affidavits. Affidavits state only the facts provable by the maker. 

Affidavits are mainly in COMMERCE and deal with COMMERCIAL MATTERS.

    Affidavits entered in the County Records/Public Records become PUBLIC POLICY and are established as the facts of the case/issue.

  Affidavits entered in the County Records/Public Records and not REBUTTED after 30 days becomes the Law of the (particular) Case/Issue.

    Affidavits establish the Law for the cases in COMMON LAW and through the County Recorder/Public Record they become PUBLIC POLICY. PUBLIC POLICY is not for the Sovereign People. It is for the PUBLIC (SERVANTS) OFFICIALS, OFFICERS, WORKERS, AGENTS, etc.

  Sovereign People are PRIVATE, the government is PUBLIC (including everything in the public corporations).

    After entering the AFFIDAVIT into the County Record/Public Record, three certified copies should be obtained from the Notary Public, if the case is in a CORPORATE COURT (which it always is).

  One copy is entered into the Records of the Court (file stamp into case) and take the other two copies to court.

Upon the court appearance, present one to the Plaintiff and give the other to the bailiff to hand to the Judge.

  From this point on you are the Creditor or Secured Party in the case and the case cannot proceed until your AFFIDAVIT has been rebutted.

  At that point simply notify the Judge (administrator), My AFFIDAVIT has not been rebutted, I am Creditor and Secured Party to this action and  I, Sui Juris, John, a competent natural man of the genealogy of Doe, on the Land do hereby choose to honor your offer and accept the constitutions of the United States of America and the State of Illinois and your mandated Oath of Office as the designated PUBLIC SERVANT, doing business as “Judge – Circuit Court Cook County,” as found filed and recorded in the official public records of Cook County Illinois, as instrument 2003023744 dated the 19 day of January 2012, successor, assigns and Court Clerks and all PUBLIC SERVANTs relating, as your open and binding offer of promise to form a firm and binding contract between the respective governments, their political instrumentalities and all the above so recognized PUBLIC SERVANTs and Me, in My private capacity.  Certified copy of instrument 2003023744 attached.  By My acceptance for "full acquittance and discharge" with prejudice and I am leaving.

If you do not want to go to the court-simply write an order to the court for Full Acquittance and Discharge with prejudice.

  Any papers received after this can be sent back refused for "failure to state a claim upon which relief can be granted" in REBUTTAL of your Affidavit.

  Affidavits must be entered into the County Record/Public Record for it is here that PUBLIC POLICY LAW is established by the Sovereign People.

    If it is not put into the County Record/Public Record - it must be placed in the Newspaper for 3 weeks or posted on the court bulletin board for 3 weeks. or posted on the Internet.

COMMON LAW-THE FACTS
    Common Law is the beginning of all Law and in its perfection is the absence of all Law and in today's society it is known as PUBLIC POLICY. Common Law summed up in simple terms is the will of the people and will manifest itself in separate cases as people so rule with their conscience and a sense of fair play.

Common Law is a Law that is Common to all People.

    Common Law is Common Sense and is the Law of the Creator of this Universe - Do unto others as you would have them do unto you.

  Common Law supersedes all Law and is Superior in all Cases to Statutory Law, Codified Law, and Rules and Regulations, Codes etc.

Common Law establishes Constitutions as all Power is inherent in the People.

  Common Law establishes through the Constitution all restrictions on the corporate government (public servants).

  Constitutions never give the corporate government power for legislating People.

  Government only has the power to Legislate the workings of the different functions of the various departments to allow the people Life, Liberty, and the Pursuit of happiness.

  Constitutions can never establish Common Law...for then all Power would not be in the People, but would be in the Constitution and it is only a piece of paper, and the Peoples right to redress grievances or to amend, change, or address any problem could not be.

  The Creator created man... man (with help) created government, government started CORPORATIONS.

The Creator rules over man,

man rules over government,

and government rules over CORPORATIONS.

Governments are mere pieces of paper to be altered and changed to the whim of the living souls.

CORPORATIONS are mere pieces of paper that government can change and alter at their whim.

The Creator is Superior over Man,
government, and CORPORATIONS.

Man is superior to government and CORPORATIONS.

If man says they do not exist-they do not exist.

  Simply said, Common Law - PUBLIC POLICY - the Will of the People, a Law Common to all People.


Simply ask the public servant will you swear to that in writing signed under your commercial liability?


Simple say I will hold you personally liable for any injury, violation of rights to me, my family, my property.

ELIMINATE CREDIT CARD DEBT



There are at least 3 debt elimination procedures that can be used administratively to eliminate credit card debt:

1. challenge the validation of the debt
2. file a commercial lien against YOUR trust
3. novation of contract
Validation as a debt elimination process to eliminate credit card debt
First you must understand that in our money system there are no funds because there is technically, no money. There is only debt and the debt instruments that are used in place of money. The credit card lender did not loan you any money. They didn't even lend you their credit. They aren't allowed to do that. They used YOUR credit to authorize the use of the card. You can very simply establish this by demanding that they validate the debt. That is, someone in a position of authority at the "lending" corporation would have to sign an affidavit under oath that the debt that they claim you owe is a valid debt. They can't and they won't. They have actually committed fraud and now you are asking them to sign for it. No way they want to stick their neck in THAT noose. Failing to sign the affidavit, they just write the debt off as a loss. This normally takes a series of communications and eventually you paint them into a corner and they quit. If they try to have a collection agency get involved, you simply remind them that the collection agency is not a party to the contract and cannot speak for the "lender." They might have an attorney get involved, but the attorney would have to validate the debt, as well, and handled very promptly, exactly and professionally, your process grinds them to a halt.

Filing a commercial lien against your own trust to eliminate credit card debt

Another version of this debt elimination process picks up on the fact that there are no funds, just debt money. Look at a dollar bill. It does say Federal Reserve NOTE, right? It's a debt instrument that's being used as though it were real money. When you agreed to use the credit card, they used your assent, your signature to create the credit. They used your name to create a trust with themselves named as trustees, and they have used that trust as collateral on the national debt.

That collateralization is in an asset account for the trust after it was monetized on the world money market. Eliminate Credit Card Process #3 establishes YOUR right as the trustor and takes that trust back under your control. Under your control you can transfer trust assets to the trust debt account, thereby discharging the debt. Debt elimination by discharging debt.


You next must understand that the debt is not yours personally. You have, since you began doing money transactions, functioned as a voluntary fiduciary representative for that trust account, paying its bills with your own phony debt money. When you set up your first checking account, you accepted this relationship with the trust the government had set up in your name. You have not had control of this trust because you never claimed it and your parents could not control it for you because they were wards of the State like you and had never claimed it..

One way to see this in action is to notice how the "System" maintains the illusion by artifice and deception. Look at your checkbook. How did they present your name? ALL CAPS. Odd, isn't it? That's similar to your name but you most likely don't spell it with all capital letters. What I did a few years back when I needed more check blanks was to ask the people at the bank to CHANGE my name to normal capitalization of the first letters of my name. She COULDN'T do it because her computer would not permit that. The bank personnel will be unaware of why that is. I just shrugged my shoulders, grinned and told her that that was OK, go ahead and do it the way it was. Do they insist on ALL CAPS because they would like to be very clear and allow no mistakes? The clue to that answer is in the line on which you sign your name. It's not a line. It's nearly microscopic words, fine print, some of the finest fine print you might ever encounter. It generally says something like "ONLY AUTHORIZED REPRESENTATIVE".

If you are familiar with the corporate world, you know that only AUTHORIZED personnel are permitted to sign corporate checks. The AUTHORIZED REPRESENTATIVE of the corporation alone has this role. So you the human being has been given authority to sign the checks of your trust, which is an incorporated entity, a fiction.

For over 125 years, corporations have had many of the attributes of human citizens. Making a fictitious entity that has real attributes of a living person in the law, they can deceive you the real human whose name the bank corporations have appropriated from your birth certificate. The birth certificate represents an Official Certificate of Manufacturer that in the hands of the government can be pledged on a debt, the national debt. The IRS is the collection agency for this pledge. Its roots are not in the United States Code but in the necessity of the Federal Reserve and its parent corporation, the IMF, to collect on the debt instrument they hold. This ALL CAPS name is how the US corporation, State corporation, County corporation, or School District corporation can communicate with you through this Corporate YOU. Interesting, isn't it. It gets better.

When you place a commercial lien against the Corporate YOU for what it owes you for paying its bills or simply because it is yours and you have the birth certificate, drivers license, etc to prove it, then and only then do you take back the power that they had usurped from you at birth. The Constitution says that they cannot levy a tax directly on the citizens of a State. So they don't. They levy a tax on a corporation which they control and send the bill to wherever you reside knowing that you will never figure it out. And you will pay and pay obediently.

Similar to The Matrix, you are trapped in a system that extracts your energy through a fiction and fools the real you into identifying with that fiction. As long as you identify with that fiction they can continue to control the real you in many ways because you are chattel for their purposes. Your children can be taken away, sent off to fight in wars, forced to bow to the demands of the System. That's why debt elimination is the path to real freedom. Are you starting to get the picture?

It's all commerce. That's why witnesses in court testify in the "dock." They are vessels. That's why the flag displayed in the courtroom has all that gold braid and fringe. It's an admiralty court that administers the law of commerce. No, the government might not wish to release you from your debt slavery but when you have taken the necessary legal steps to discriminate between you, the real person, and the fictitious person, they cannot by law expect you to pay the bills assessed to the fiction because you have declared that IT owes you and before ANYONE gets paid, you get paid. It's a commercial lien on a debtor entity. You are following THEIR rules to obtain YOUR freedom and independence.

It's not YOUR poor spending habits. It's not even YOUR national debt to be repaid. The malfeasance and misfeasance of the government is at fault. Since they took all of the REAL money away, and took your energy through fraud, they left no means to ACTUALLY pay your bills.  When you agreed to the use of any or all credit cards, YOU, the living human being, created the "money" to pay the bills. The Federal Reserve Bank (a private institution with NO reserves) deposited that fake "money" in THEIR account and has demanded that you pay interest on it until you have obtained sufficient debt instruments ('money") to exchange for the discharge of the debt. That credit card is not yours, either, you know. Look at the name. Take out your credit cards and look at the name...ALL CAPS. The debt is owed by the fiction even though you have had use of the merchandise or services. The fault lies in a government that has coerced, cajoled, or was complicit in extorting energy from you and intentionally or unintentionally fumbling away your heritage and the future of your family. When you finally TAKE RESPONSIBILITY for yourself instead of remaining a ward of the state, you mark your maturity as a real human being who is the creator of government, not its chattel. When you eliminate credit card debt you are also doing your patriotic duty to the real united States of America.
Secret Weapon Against Lawsuits, the IRS, and More!

Banks rarely go to the trouble and expense of attempting to sue someone who has stopped paying on their credit cards, and that's under normal circumstances!  When they know you have evidence that they've violated Federal law it's very unlikely that they will file suit. They certainly don't wish to sign their names to any affidavit of validation. They must obey the regulations that prevent predatory lending in consumer protection laws.

The non-adversarial, administrative approach shows you how to use 3 different ways to use the UCC administrative processes for those who are not in default or in danger of default. All are non-adversarial ways to eliminate credit card debt and cost the same no matter the number of credit cards, the amount owed, or the number of times you wish to use the process to eliminate credit card debt. We show you how to use a commercial filing of a lien against a constructive trust account at the US Treasury which with proper forms and procedures gives you status as First Creditor. Transferring assets within the national bankruptcy you can discharge your debt as you reduce the national debt. You might be able to continue to use the credit card....and keep on discharging it! The third wau to eliminate credit card debt utilizes the law of contract to change the contract the same way the credit card "lender" often changes it without you knowing it. This third process to eliminate credit card debt is called Novation.

Two Constitutions in the United States.

Since 1871 the United States president and the United States Congress has been playing politics under a different set of rules and policies. The American people do not know that there are two Constitutions in the United States. The first penned by the leaders of the newly independent states of the United States in 1776. On July 4, 1776, the people claimed their independence from Britain and Democracy was born. And for 95 years the United States people were free and independent. That freedom ended in 1871 when the original “Constitution for the united states for America” was changed to the “THE CONSTITUTION OF THE UNITED STATES OF AMERICA”.

The Congress realized that the country was in dire financial straits, so they made a financial deal with the devil – international bankers — (in those days, the Rothschilds of London ) thereby incurring a DEBT to said bankers. The conniving international bankers were not about to lend the floundering nation any money without some serious stipulations. So, they devised a way of taking back control of the United States and thus, the Act of 1871 was passed. With no constitutional authority to do so, Congress created a separate form of government for the District of Columbia.

With the passage of “the Act of 1871” a city state (a state within a state) called the District of Columbia located on 10 sq miles of land in the heart of Washington was formed with its own flag and its own independent constitution – the United States’ secret second constitution.


Pope meeting with the board of directors of The Vatican Bank


POTUS is the Chief Executive (president) of the Corporation of the United States operating as any other CEO of the corporation — governs w/a Board of Directors (cabinet officials) and managers (Senators/Congress) Obama as others before him is POTUS — operating as “vassal king” taking orders once again from “The City of London” through the RIIA (Royal Institute of Intl Affairs). The Illuminati (founded by the The Society of Jesus or Jesuits, the largest Roman Catholic Religious Military Order headed by the Black Pope) created the Royal Institute of International Affairs (RIIA) in 1919. The American equivalent to the RIIA is the Council of Foreign Relations (CFR). The RIIA and CFR set up Round Table Groups (based on the King Arthur myths).

What did the Act of 1871 achieve? The ACT of 1871 put the United States back under British rule (which is under Vatican rule). The United States people lost their independence in 1871.


THE CONSTITUTION OF THE UNITED STATES OF AMERICA is the constitution of the incorporated UNITED STATES OF AMERICA. It operates in an economic capacity and has been used to fool the People into thinking it governs the Republic. It does not! Capitalization is NOT insignificant when one is referring to a legal document. This seemingly “minor” alteration has had a major impact on every subsequent generation of Americans. What Congress did by passing the Act of 1871 was create an entirely new document, a constitution for the government of the District of Columbia, an INCORPORATED government.

The flag of Washington’s District of Columbia has 3 red stars, each symbolizing a city state within the three city empire. The three city empire consists of Washington D.C., London, and Vatican City. London is the corporate center of the three city states and controls the world economically. Washington’s District of Columbia city state is in charge of the military, and the Vatican controls it all under the guise of spiritual guidance. Although geographically separate, the city states of London, the Vatican and the District of Columbia are one interlocking empire called “Empire of the City”

The constitution for the District of Columbia operates under tyrannical Vatican law known as “Lex Fori” (local law). When congress passed the act of 1871 it created a separate corporation known as THE UNITED STATES and corporate government for the District of Columbia. This treasonous act has unlawfully allowed the District of Columbia to operate as a corporation outside the original constitution of the United States and in total disregard of the best interests of the American citizens.






Instead of having absolute and unalienable rights guaranteed under the organic Constitution, we the people now have “relative” rights or privileges. One example is the Sovereign’s right to travel, which has now been transformed (under corporate government policy) into a “privilege” that requires citizens to be licensed – driver’s licenses and Passports. By passing the Act of 1871, Congress committed TREASON against the People who were Sovereign under the grants and decrees of the Declaration of Independence and the organic Constitution. The Act of 1871 became the FOUNDATION of all the treason since committed by government officials.


POTUS Obama at the Vatican Corporate headquarters

Legally, we are considered to be a FICTION

In 1666, in London, during the black plague, and great fires of london Parliament enacted an act, behind closed doors, called Cestui Que Vie Act 1666.

http://www.opsi.gov.uk/RevisedStatute...


The act being debated the Cestui Qui act was to subrogate the rights of men and women, meaning all men and women were declared dead, lost at sea/beyond the sea. (back then operating in admiralty law, the law of the sea, so lost at sea).

The state (of London) took custody of everybody and their property into a trust, the state became the trustee/husband holding all titles to the people and property, until a living man comes back to reclaim those titles and can also claim damages. (Reclaim using UCC 1 and PPSA)

The rule of the use of CAPITAL LETTERS used in a NAME: when CAPITAL letters re used anywhere in a NAME this always refers to a LEGAL ENTITY/FICTION, COMPANY or CORPORATION no exceptions.

e.g. John DOE or Doe: JANE (PASSPORT, DRIVER LICENSE, MARRIAGE CERTIFICATE and BIRTH CERTIFICATE)

CEST TUI QUE TRUST: (pronounced setakay) common term in NEW ZEALAND and AUSTRALIA or STRAWMAN common term in USA or CANADA is a LEGAL ENTITY/FICTION created and owned by the GOVERNMENT whom created it. I repeat owned by the GOVERNMENT.

Legally, we are considered to be a FICTION, a concept or idea expressed as a NAME, a symbol. That LEGAL PERSON has no consciousness; it is a juristic PERSON, ENS LEGIS, a NAME/word written on a piece of paper.

This traces back to 1666, London is a state, just like Vatican is a state, just like Washington DC is a state. The Crown is an unincorporated association. Why unincorporated, its private, the temple bar is in London, every lawyer called to the "bar" swears allegiance to the temple bar. You can't get called, without swearing this allegiance. The Crown already owns North America and everything in it.

Your only way out is to reclaim your dead entity (strawman) that the Crown created, become the trustee of the cest tui qui trust and remove yourself from the admiralty law that holds you in custody.

The subrogation of your rights
When London burned the subrogation of mens and womens rights occurred.
The responsible act passed... CQV act 1666 meant all men and women of UK were declared dead and lost beyond the seas.  The state took everybody and everybody's property into trust.  The state takes control until a living man or woman comes back and claims their titles by proving they are alive and claims for damages can be made.
This is why you always need representation when involved in legal matters, because you're dead.  The legal fiction is a construct on paper, an estate in trust.  When you get a bill or summons from court it is always in capital letters, similar to tomb stones in grave yards.  Capital letters signify death.  They are writing to the dead legal fiction.  A legal fiction was created when someone informed the government that there was a new vessel in town, based upon your birth.  Birth certificates are issued at birth, just as ships are given berth certificates.
Your mother has a birth canal, just like a ship.  All this information relates to how the general public are still legally tied.  Through admiralty law, through this ancient legal construct we can be easily controlled.  Learning about your legal fiction helps you to unlock yourself.  Otherwise you are just a vessel floating on the sea of commerce.  It is possible to be free from financial stress and debt. 
Parents are tricked into registering the birth of their babies.  In about 1837 the Births, Deaths and Marriages act was formed in UK and the post of registrar general was established.  His job was to collect all the data from the churches which held the records of birth.
Regis - from queen or crown.  All people are seen to be in custody of," The Crown". This allows people to function in commerce and to accept the benefits provided by state.
So we are in custody.  Worldwide - under the IMF the majority of people are fed, sheltered and provided for, however now it is the system that is benefitting while many are suffering, are poorly fed, housed and water is contaminated.  Many people are now getting sick and dying as a result - not to mention that as people evolve, they now seek to be independent of any system that seeks to control or oppress and harms the earth that this is all taking place on. 
We have legally elected representatives.  We have to understand who we are as men and women and how we can relate in the system.   
The City of London is a centre for markets, where merchants work.  Then there is mercantile law.  It comes from Admiralty.  Look at the symbols in the City of London that relate to Admiralty.
Our national banks are not our banks.  The private shareholders from the private banks own the banks.  It is all private, not public as we are led to believe.  "OF" also means "without", eg. The bank without England.  Private banks issue private currency. 
With WWI a change happened where money was not backed by gold or silver anymore, it is now based on peoples labour.  People are now pledged to the IMF as the surety to pay back the creditors in the global bankruptcy.   Men and women are not bankrupt, they are the only source of credit. The public is bankrupt. 
Regarding the currency that gets issued at the Bank of England, people are the gold or the treasure.  The government issues bonds or treasury bills that are bought by investors.  The money goes back into the economy in order to pay for the people to build things, e.g. an Olympic Stadium.  However, the people are paying taxes for the privilege of using someone else's currency and paying back the principal and the interest on the original loan that was given against the treasury bonds, bills and notes.  It is a private corporation that will own the Olympic stadium, be responsible for running it, be able to sell commercial rights, yet the people are actually the ones who own it and should be profiting from it.  However, principal and interest is coming through the people in order to raise the money. 
So where you have commerce and money, you also have "justice".  You need to understand the bankruptcy before you can understand the judiciary.  You need to accept the bankruptcy.  We have accepted the claim to accept the summons.  There is an obligation to accept any liability which has been created.  All you can do is accept the bankruptcy.  We are operating in admiralty.  A not guilty plea dishonours the bankruptcy.  The strawman, aka legal fiction is always guilty.  It needs to be accepted for value.  Barristers and solicitors make a living out of creating controversy.  By creating a controversy you become liable for the case. 
Honour and dishonour.  To remain in honour you have to accept a claim and settle it.  Then you add conditions.  I accept on proof of claim and proof of loss.  This gives the liability back to them.  The legal fiction is always guilty.  Only in the high courts, can the real man or woman appear.  Games are played on courts; hence the name court is a game with actors (acting on acts).  It has to be treated as a game and just business.  Court room dramas are misinformation.  In the public, we are operating in bankruptcy and you receive benefits.  It takes a lot of time, effort and study to use these tools.  You have to be prepared to go fully through the process, get the right tool out of your toolbox at the right time.  People need to learn how to act as creditors.
In summary...
  • Money is backed by labour.
  • We cannot exchange it fairly for gold or silver.
  • Capitalisation of "name" means a dead entity, a legal fiction.
  • Know who you are, you are not your strawman or dead fictitious entity.
  • Learn how to become a creditor in commerce.

The Legal Ownership of All Souls by the Vatican… Since 1306!



The 1st Trust of the world
Unam Sanctam is one of the most frightening documents of history and the one most quoted as the primary document of the popes claiming their global power. It is an express trust deed. The last line reads:  “Furthermore, we declare, we proclaim, we define that it is absolutely necessary for salvation that every human creature be subject to the Roman Pontiff.” It is not only the first trust deed in history but also the largest trust ever conceived, as it claims the whole planet and everything on it, conveyed in trust.
Triple Crown of Ba’al, aka the Papal Tiara and Triregnum
In 1302 Pope Boniface issued his infamous Papal Bull Unam Sanctam––the first Express Trust. He claimed control over the whole planet which made him “King of the world”. In celebration, he commissioned a gold-plated headdress in the shape of a pinecone, with an elaborate crown at its base. The pinecone is an ancient symbol of fertility and one traditionally associated with Ba’al as well as the Cult of Cybele.  It also represents the pineal gland in the centre of our brains––crystalline in nature–– which allows us access to Source, hence, the 13-foot tall pinecone in Vatican Square. Think about why the Pontiffs would idolize a pinecone.
The 1st Crown of Crown Land
Pope Boniface VIII was the first leader in history to create the concept of a Trust, but the first Testamentary Trust, through a deed and will creating a Deceased Estate, was created by Pope Nicholas V in 1455, through the Papal Bull Romanus Pontifex. This is only one of three (3) papal bulls to include the line with the incipit “For a perpetual remembrance.” This Bull had the effect of conveying the right of use of the land as Real Property, from the Express Trust Unam Sanctam, to the control of the Pontiff and his successors in perpetuity. Hence, all land is claimed as “crown land”.  This 1st Crown is represented by the 1st Cestui Que Vie Trust, created when a child is born. It deprives us of all beneficial entitlements and rights on the land.
The 2nd Crown of the Commonwealth
The second Crown was created in 1481 with the papal bull Aeterni Regis, meaning “Eternal Crown”, by Sixtus IV, being only the 2nd of three papal bulls as deeds of testamentary trusts.
This Papal Bull created the “Crown of Aragon”, later known as the Crown of Spain, and is the highest sovereign and highest steward of all Roman Slaves subject to the rule of the Roman Pontiff. Spain lost the crown in 1604 when it was granted to King James I of England by Pope Paul V after the successful passage of the “Union of Crowns”, or Commonwealth, in 1605 after the false flag operation of the Gunpowder Plot. The Crown was finally lost by England in 1975, when it was returned to Spain and King Carlos I, where it remains to this day.  This 2nd Crown is represented by the 2nd cestui Que Vie Trust, created when a child is born and, by the sale of the birth certificate as a Bond to the private central bank of the nation, depriving us of ownership of our flesh and condemning us to perpetual servitude, as a Roman person, or slave.
The 3rd Crown of the Ecclesiastical See
The third Crown was created in 1537 by Paul III, through the papal bull Convocation, also meant to open the Council of Trent. It is the third and final testamentary deed and will of a testamentary trust, set up for the claiming of all “lost souls”, lost to the See.  The Venetians assisted in the creation of the 1st Cestui Que Vie Act of 1540, to use this papal bull as the basis of Ecclesiastical authority of Henry VIII. This Crown was secretly granted to England in the collection and “reaping” of lost souls. The Crown was lost in 1816, due to the deliberate bankruptcy of England, and granted to the Temple Bar which became known as the Crown Bar, or simply the Crown. The Bar Associations have since been responsible for administering the “reaping” of the souls of the lost and damned, including the registration and collection of Baptismal certificates representing the souls collected by the Vatican and stored in its vaults.
This 3rd Crown is represented by the 3rd Cestui Que Vie Trust, created when a child is baptized. It is the parents’ grant of the Baptismal certificate––title to the soul––to the church or Registrar. Thus, without legal title over one’s own soul, we will be denied legal standing and will be treated as things––cargo without souls––upon which the BAR is now legally able to enforce Maritime law.
The Cestui Que Vie Trust
A Cestui Que Vie Trust is a fictional concept. It is a Temporary Testamentary Trust, first created during the reign of Henry VIII of England through the Cestui Que Vie Act of 1540 and updated by Charles II, through the CQV Act of 1666, wherein an Estate may be effected for the Benefit of a Person presumed lost or abandoned at “sea” and therefore assumed “dead” after seven (7) years. Additional presumptions, by which such a Trust may be formed, were added in later statutes to include bankrupts, minors, incompetents, mortgages, and private companies. The original purpose of a CQV Trust was to form a temporary Estate for the benefit of another because some event, state of affairs, or condition prevented them from claiming their status as living, competent, and present, before a competent authority. Therefore, any claims, history, statutes, or arguments that deviate in terms of the origin and function of a CQV Trust, as pronounced by these canons, is false and automatically null and void.
A Beneficiary under Estate may be either a Beneficiary or a CQV Trust. When a Beneficiary loses direct benefit of any Property of the higher Estate placed in a CQV Trust on his behalf, he do not “own” the CQV Trust; he is only the beneficiary of what the Trustees of the CQV Trust choose to provide.  As all CQV Trusts are created on presumption, based upon original purpose and function, such a Trust cannot be created if these presumptions can be proven not to exist.
Since 1933, when a child is borne in a State (Estate) under inferior Roman law, three (3) Cestui Que (Vie) Trusts are created upon certain presumptions specifically designed to deny, forever, the child any rights of Real Property, any Rights to be free, and any Rights to be known as man or woman, rather than a creature or animal, by claiming and possessing their Soul or Spirit.
The Executors or Administrators of the higher Estate willingly and knowingly:
1.  convey the beneficial entitlements of the child, as Beneficiary, into the 1st Cestui Que (Vie) Trust in the form of a Registry Number by registering the Name, thereby also creating the Corporate Person and denying the child any rights to Real Property; and,
2.  claim the baby as chattel to the Estate. The slave baby contract is then created by honoring the ancient tradition of either having the ink impression of the baby’s feet onto the live birth record, or a drop of its blood, as well as tricking the parents to signing the baby away through the deceitful legal meanings on the live birth record which is a promissory note, converted into a slave bond, sold to the private reserve bank of the estate, and then conveyed into a 2nd and separate CQV Trust, per child, owned by the bank. When the promissory note reaches maturity and the bank is unable to “seize” the slave child, a maritime lien is lawfully issued to “salvage” the lost property and is monetized as currency issued in series against the CQV Trust.
3.  claim the child’s soul via the Baptismal Certificate. Since 1540 and the creation of the 1st CQV Act, deriving its power from the Papal Bull of Roman Cult leader Pope Paul III, 1540, when a child is baptized and a Baptismal Certificate is issued, the parents have gifted, granted, and conveyed the soul of the baby to a “3rd” CQV Trust owned by Roman Cult, which has held this valuable property in its vaults ever since. Since 1815, this 3rd Crown of the Roman Cult and 3rd CQV Trust representing Ecclesiastical Property has been managed by the BAR as the reconstituted “Galla” responsible, as Grim Reapers, for reaping the souls.
Each Cestui Que Vie Trust, created since 1933, represents one of the 3 Crowns representing the three claims of property of the Roman Cult: Real Property (on Earth), Personal Property (body), and Ecclesiastical Property (soul). Each corresponds exactly to the three forms of law available to the Galla of the BAR Courts: corporate commercial law (judge is the ‘landlord’), maritime and canon law (judge is the banker), and Talmudic law (judge is the priest).
What is the real power of a court ‘judge’?
Given what has been revealed about the foundations of Roman Law, what is the real hidden power of a judge when we face court?  Is it their superior knowledge of process and procedure or of magic? Or is it something simpler and far more obvious?

It is unfortunate that much of the excitement about Estates and Executors has deliberately not revealed that an Estate, by definition, has to belong to a Trust––to be specific, a Testamentary Trust or CQV Trust. When we receive legal paper or have to appear in court, it is these same CQV Trusts which have our rights converted into the property contained within them. Instead of being the Trustee, or the Executor, or Administrator, we are merely the Beneficiary of each CQV Trust, granted only beneficial and equitable use of certain property, never legal title. So if the Roman Legal System assumes we are merely the beneficiary of these CQV Trusts, when we go to court, who represents the Trustee and Office of Executor? We all know that all cases are based upon the judge’s discretion which often defies procedures, statutes, and maxims of law. Well, they are doing what any Trustee or Executor, administering a trust in the presence of the beneficiary, can do under Roman Law and all the statutes, maxims, and procedures are really for show because under the principles of Trust Law, as first formed by the Roman Cult, a Trustee has a wide latitude, including the ability to correct any procedural mistakes, by obtaining the implied or tacit consent of the beneficiary, to obviate any mistakes. The judge is the real and legal Name. The judge is the trust, itself. We are the mirror image to them––the ghost––the dead. It is high sorcery, trickery, and subterfuge that has remained “legal” for far too long. Spread the word.

In order to win in court you have to redeem the Bond. AUTOTRIS CUSIP DTCC

IT IS ALL ABOUT BONDS

What they’re doing in these courts is all about Bonds. When you go into the courtroom after you’re arrested, they use two different sets of Bonds. What they do when your arrested they fill out a “Bid Bond”. The United States District Court uses 273, 274 & 275. SF = “Standard Form”. Standard Form 273, Standard Form 274 & Standard Form 275. This is the United States District Court.

There is another set of Bonds and they are all put out by GSA = General Services Administration. I’m just talking off the top of my head because I have all of this stuff memorized. GSA Form SF24 is the “Bid Bond”, everyone should have a copy of the Bid Bond. The “Performance Bond” is SF25. The “Payment Bond” is SF25A and put out by the GSA.

O.K. So, what are they doing with these Bonds? What’s going on in the courtroom is that they are suing you for a debt collection. If you look at these Bonds, everyone of these Bonds: the “Bid Bond”, the “Performance Bond” & the “Payment Bond”, all have a “PENAL SUM” attached to it. The reason for the “Penal Sum” is if you don’t pay the Debt, you go into “Default Judgment”.

That is what is going on in the courtroom. That is why all of these guys are sitting in prison wondering what’s going on! If you go in and argue jurisdiction or refuse to answer questions that the judge or the court addresses to you, they will find you in contempt of court and they will put you in jail. What they do is arrest you, then they hold you, basically until the suit has been completed. Once they get “Default Judgment” on you because of your failure to pay the Debt, they put you in prison. Theattorneys are there to create a smoke screen.

What attorneys have been trained to do is to lead you into “Dishonor” or “Default Judgment”. Then the court puts you into prison then they sell your “Default Judgment”.

Who do they sell it to?

Believe it or not, the U.S. District Court buys all of these State Court Judgments. I don’t know why noone has found this out before. There are about 300 “re-insurance” companies that buy these bonds. They are all ‘insurance” companies. These are the people that are buying these Bonds when you went into “Default Judgment” and they cannot buy these Bonds unless they are Certified by the Secretary of the Treasury.

What are they doing with these Bonds? They have regulations governing these Bonds – there are 2,000 regulations governing these Bonds.

Commercial Paper; Negotiable Instruments - anything you put your signature on is a Negotiable Instrument under the Uniform Commercial Code which is the Lex Mercantorium. Its Mercantile Civil Law.

The reason they use Lex Merchantorium in the court room is because everyone of you are Merchant’s at Law and Merchants at Law is anyone who holds themselves out to be an expert.Because you use commercial paper on a daily basis, you are considered to be an ‘expert’. This is also why they are not telling you what is really going on in the courtroom. You are presumed to know this stuff because you hold yourself out to be an expert by using commercial paper every day.


Every time you put your signature on a piece of paper, you are creating a Negotiable Instrument. Some are Non-Negotiable and some are Negotiable. Every time you endorse something, you are acting as an accommodation party or an accommodation maker under UCC 3-419.

An accommodation party is anyone who loans their signature to another party. Read UCC 3-419, it tells you what an accommodation maker is and what an accommodation party is. When you loan your signature to them, they can then re-write your signature on any document they want and that’s exactly what they are doing.

What the Federal Courts are doing is they are buying up these state court default judgments, called ‘criminal cases’ to cover up what they are doing. Actually, they are civil cases.

If you read “Clerk’s Praxis”, you find that what they call ‘criminal’ is all civil, they just call it criminal to cover up what their doing. If you don’t pay the debt you go to prison, bottom line.

I know I’ve been there. EVERYBODY IS FEEDING OFF OF THE PRISON SYSTEM: ALL OF THE MAJOR CORPORATIONS ARE FEEDING OFF OF THE PRISON SYSTEM.

How many of you have heard of REIT = Real Estate Investment Trust or PZN which means Prison Trust? Prisoners are real estate? They own all the real estate because they hold the Bonds on them. You haven’t redeemed your Bond, so they didn’t close your account.



Here’s what goes on: A contractor comes in or any corporation could come in and tender a Bid Bond to the US District Court and they buy up these court judgments and anytime you issue a Bid Bond there has to be a reinsure. So they get a Reinsurance Company to come in and act as Surety for the Bid Bond, then they bring in a Performance Bond. All of these Bonds; Bid, Payment & Performance are all Surety Bonds and anytime you issue a Bid Bond it has to have a Surety guaranteeing or reinsuring the Bid Bond via issuing a Performance Bond.

Then they get an underwriter and that would be either an Investment Broker or an Investment Banker. They come in and underwrite the Performance Bond which is reinsuring the Bid Bond.

What does the underwriter do with the Performance Bond? The underwriter takes the 3 Bonds and pools them and creates what is known as Mortgaged Backed Securities. When you pool these MBS, they are called BONDS and are sold to a company called TBA, which is the Bond Market Association - this is an actual Corporation.

These converted Bonds, now MBS’ are investment securities and being sold the international level. CCA is one of the tickers on the NY Stock Exchange. Others include; CWX, CWD & CWG. When it goes to Frankfurt = CWG, when it goes to Berlin = CWD and so on.

Remember, everything is commercial. 7211 7 CFR says that all crimes are commercial. If you read that carefully it says kidnapping, robbery, extortion, murder, etc. are all  commercial crimes. Thus, you are funding the whole enchilada simply because you got into Default Judgment when you went into court and failed to redeem the Bond.

This is why people don’t win in court; cause they don’t redeem the Bond. You are the Principal upon which all money circulates, but you don’t want to start arguing with the court about that.

They are drafting you for performance. So, anytime the court asks you to do something they are drafting you for performance and if you don’t perform, you get into dishonor by non acceptance.They are making a formal presentment under 3-501 of the UCC so they can charge you and they USE the word “charge”. They use the same commercial words on your Indictment, Information and Complaint. They use the word “charge”, i.e., “the following charges”, “…he has two counts of charges”, etc.

Be as gentle as a dove and wise as a serpent. You can’t act like an insurgent or belligerent. If you do, they will treat you like one; they’ll beat you up.

What you want to do is settle the account…go to full settlement and closure; you’re running the account, you’re the Fiduciary Trustee over the account – tell them what to do. You’re the Principal and owner of the account, tell them what to do – tell them you want full settlement and closure of the account. You have to do this from the get-go.

In order to win in court you have to redeem the Bond.

Here is where to begin: Start with what we call a conditional acceptance.

With the conditional acceptance you can say: “I’m more than happy to give you my name, if you can show that charging papers have been put into the court record. I have not seen any papers that show any charges exist.”

That’s a “Negative Averment”. What you are doing is rebutting the presumption that they have charges against you. They work off presumptions.  They don’t have to have anything. You must rebut their presumptions.

I went down there and asked them for the Bid Bond. I said I want the Bid Bond back. I asked for full settlement and closure of the account. It’s your money that they create and the same thing is going on in the Banks and with these Bonds - they monetize these Bonds.

Then ask for legal counsel. The reason why you have to have an attorney, and I cannot emphasize this too strongly, is because the attorney while in a courtroom is they are working on the public side and you are working on the private side. The court cannot talk to you except through your attorney. You need a mouth piece; a microphone. That is what attorneys are - a mouthpiece. Everyone on the Public side is insolvent and bankrupt. You are not.

This is situation is called a Fiction-of-Law. They will not allow you to defeat this “Fiction-Of-Law”. Why? In Admiralty Maritime Law everything is colorable. It has the appearance of being real but is not real.

They will appoint legal counsel for you. You then instruct the attorney that you are doing a “LETTER OF ROGATORY” or letter of advice. This is also called an “Acceptance for Honor” and you want an accounting of what the total amount of the Bill is post settlement and closure of this account.

Then you give your CUSIP and AUTOTIS number and your case number.

Here’s the wording you use: “I accept your charge(s) for Value and Consideration in return for Post Settlement and Closure of Case # , account# 123-45-6789 [put down your 9 digit social security number] and put down CUSIP# [your ssn] & AUTOTRIS# [your ssn w/o dashes]. Please us my exemption for full settlement and closure of this account as this account is prepaid and exempt from levy. (Date it and endorse it as the Authorized Representative.)

(AUTOTRIS means Automated Tracking Identification System. This is the same as your social security number without the dashes. When I said that they didn’t even want to talk to me…when you sayCUSIP & AUTOTRIS they know exactly what you’re talking about. CUSIP is The COMMITTEE ON UNIFORM SECURITIES IDENTIFICATION PROCESSES. . CUSIP uses your Social Security Number to identify you because the Birth Certificate is a Security. It is an investment security and they have all the original Birth Certificates which are registered at the State level with the Department of Human Recourses and then they go to the Department of Commerce and the Federal level and then to the DTC (Depository Trust Corporation).


Judges and lawyers don’t understand commercial law. They do not teach commercial law at law school.They have a special school for them and it’s on a “need to know” basis. The law always assumes that you know, since you were doing this since you were born until you reach the age of accountability, which is 18 years of age or what they call adulthood. If your holding yourself out and using commercial paper on a daily basis, that legal definition makes you an expert or you wouldn’t be using it, so they presume that when you go into the courtroom you know all this stuff.


They have to give you an out. Whenever you create a liability, you always have to create a remedy. They’re on the Public side of the accounting ledger. You are on the Private side.

You have an account and your account is a “Demand Deposit” account and you are insured by the FDIA and the FDIC. The “Federal Depository Insurance Act” which insures the FDIC which is the Federal Depository Insurance Corporation under Title 12; they have a $10 Million Dollar Policy on you and YOU’RE WORTH MORE DEAD THAN YOU ARE ALIVE.

THEY WILL NEVER TELL YOU THIS STUFF!!


NOTE: All tradable Securities must be assigned a CUSIP NUMBER before it can be offered to investors. Birth Certificates and Social Security Applications are converted into Government Securities; assigned a CUSIP NUMBER; grouped into lots and then are marketed as a Mutual Fund Investment.  Upon maturity, the profits are moved into a GOVERNMENT CESTA QUE TRUST and if you are still alive, the certified documents are reinvested.  It is the funds contained in this CESTA QUE TRUST that the Judge, Clerk and County Prosecutor are really after or interested in!  This Trust actually pays all of your debts but nobody tells you that because the Elite consider those assets to be their property and the Federal Reserve System is responsible for the management of those Investments.

Social Security; SSI; SSD; Medicare and Medicaid are all financed by the Trust.  The government makes you pay TAXES and a potion of your wages supposedly to pay for these services, which they can borrow at any time for any reason since they cannot access the CESTA QUE TRUST to finance their Wars or to bail out Wall Street and their patron Corporations.

The public is encouraged to purchase all kinds of insurance protection when the TRUST actually pays for all physical damages; medical costs; new technology and death benefits.  The hype to purchase insurance is a ploy to keep us in poverty and profit off our stupidity because the Vatican owns the controlling interest in all Insurance Companies.


You may receive a monthly statement from a Mortgage Company; Loan Company or Utility Company, which usually has already been paid by the TRUST.  Almost all of these corporate businesses double dip and hope that you have been conditioned well enough by their Credit Scams, to pay them a second time.  Instead of paying that Statement next time, sign it approved and mail it back to them.  If they then contact you about payment, ask them to send you a TRUE BILL instead of a Statement and you will be glad to pay it?  A Statement documents what was due and paid, whereas a TRUE BILL represents only what is due.  Banks and Utility Companies have direct access into these Cesta Que Trusts and all they needed was your name; social security number and signature.

Use a BID BOND to pay your charges and stay out of jail..

Don't use a bond, when you are sentenced to jail, request a BID BOND, it has the word PRINCIPLE (I am the principle), the Straw man is the SURETY.




Put the Straw-man as the SURETY and yourself as the principle.

Then fill out a PERFORMANCE BOND, which is a REINSURANCE BOND for the BID BOND.

On the REINSURANCE BOND you will put yourself down as the guarantor or the re insurer. The PERFORMANCE BOND is $274, to file.

You can underwrite the BID BOND with the PERFORMANCE BOND. If your in District Court, such as child support type in the case # and it will tell how much your BOND is, use the CUSIP# a nine digit number on the back of your social security number its in RED or Blue numbers.

Don't let the Judges put you in Jail, discharge your debt by your Self. The judges make so much money for you going in Jail, and then it gets sold on the stock market, they want to keep you in the system, because it makes them money..STOP DOING THAT!!!



I have been doing more research on our prison system via the internet and have found out some interesting things, regarding what is really going on in the courtroom. The court is looking for an acceptance and acceptor under 3-410 of the U.C.C. as the Principle has the primary obligation to pay or discharge any instrument presented for acceptance. Since they are presenting a Bill of Exchange [indictment] for acceptance. This is called an acceptance for honor, which involves a negotiable instrument especially a bill of exchange [indictment] that has been accepted for payment. The complaint, information, or indictment is a three party Draft, Commercial paper, or Bill of Exchange under Article 3 of the U.C.C. The Grand Jury Foreman is the Drawer or Maker of the Indictment by his signature, the Defendant/Debtor or Straw-man is the Drawee and the State is the Payee and the live man is the Payor. What they are doing in the courtroom is all commercial, this is in conformity to 27 CFR 72.11, where it says all crimes are commercial. What the judge and prosecutor are doing in the courtroom is making a commercial presentment under section 3-501 (1) "Unless excused (section 3-511) presentment is necessary to charge secondary parties as follows":

Please, lets fight the dirty court systems that are fraudulently, taking families and ripping them apart, for the sake of Billionaires NO thanks to us for supporting them. STOP SUPPORTING THE RICH!!! SUPPORT HOME GROWN BUSINESS..don't let this government get in on our life style of freedom...the founding fathers put upon us as HUMAN BEINGS!!! LIVE FREE..SOVERIGN!!

(a) Presentment for acceptance is necessary to charge the drawer and endorsers of a draft where the draft so provides, or is payable elsewhere than at the residence or place of business of the drawee, or its date of payment depends upon such presentment. The holder may at his option present for acceptance any other draft payable at a stated date;
(b) presentment for payment is necessary to charge any endorser;
(c) in the case of any drawer, the acceptor of a draft payable at a bank or the maker of a note payable at a bank, presentment for payment is necessary, but failure to make presentment discharges such drawer, acceptor or maker only as stated in section 3-502 (1)(B).
If you don't accept the charge or presentment you are in dishonor for no acceptance under 3-505 of the U.C.C. (c) and 3-501 (2) (a), (b). Acceptance is the drawer's signed engagement to honor the draft as presented. It must be written on the draft, and may consist of his signature alone. It becomes operative when completed by delivery or notification 3-410 of the U.C.C.
You are the fiduciary trustee of the strawman which is a Cesti Que Trust; in this capacity you have the responsibility to discharge all his debts, by operation of law. You are also the principal or asset holder on the private side of the accounting ledger; you are holding the exemption necessary to discharge the debt. When they monetize debt they have to have a principal, capital and interest is what circulates as principal and is called revenue or re-venue. Principal is where venue lies. Revenue is a Tax debt or Tax bills. All bills when presented represent revenue, interest, capitol, or accruals circulating from you as the principal, when it is returned back to you as capital or interest it is called income or in-coming. This method of accounting is called the "Accrual Accounting Method" and is represented by debits and credits. Debits are assets Credits are liabilities. The credits and liabilities have to be in balance, this is accomplished through double bookkeeping entries or reverse bookkeeping entry. These bookkeeping entries are the funds referred to in commercial banking. When you are in dishonor they cannot use your exemption to pass the debt or charge through your account to obtain a discharge, so they sell your dishonor, which has a commercial value of $ 1,000,000 dollars for each count. When social security # is assigned or issued a blank bond is issued and when you are imprisoned the bond is filled out. This bond is called a Bid Bond, standard form 24 (REV. 10-98) prescribed by GSA-FAR (48CFR) 53.228(a). This is also called a prison bond. These are also referred to as contract surety bonds. The first, the bid bond, provides financial assurance that the bid has been submitted in good faith and that the contractor intends to enter into the contract at the price bid and provide the required performance and payment bonds. The second, the performance bond, protects the oblige from financial loss should the contractor fail to perform the contract in accordance with the terms and conditions of the contract documents. The Third kind of contract bond is the payment bond which guarantees that the contractor will pay certain subcontractor, labor and material bills associated with the project. On April 9, 2002 (12:18 pm) Lehman Brothers Banking Cartel in New York City agreed to provide prison industry leader CCA (Corrections Corporation of America) with a new $ 695.0 million senior secured credit facility, to be combined with a $150 million notes offering. The war on terrorism has created a buzz in the private prison industry . Less than three weeks after September 11th, a New York Post story on the for-profit private prison industry stated, "America's new wall of homeland security is creating a big demand for cells to hold suspects and illegal aliens who might be rounded up." In order to prosper, prison operators need to maintain a steady flow of prisoners and prison dollars.

YOUR SIGNATURE IS YOUR MOST VALUABLE PROPERTY!

Your property is pledged for the rest of your life upon your signature and your promise to
perform is pledged into perpetual debt. The bankers don't even bother to go to court They leave
it up to the agencies to administer the agency corporate public policy. It is the public policy of
that agency to bill you on your promise to perform. If you don't pay, they follow up on the public
policy on notice of default and give you one more chance to pay. Then they proceed to sell the
property at a tax auction. They never go to court or appear in court to back up their claim
against you. Did any of your government licensed and controlled teachers ever stress that your
signature is your most valuable personal property? Did your government teachers ever tell you
that any time you sign any document, you should sign it "without prejudice," or with "All Rights
Reserved" above your signature. This means you are reserving your God given unalienable rights
which cannot be transferred and all other rights for which your forefathers died.
The Corporate U.S.. Government provides, or at best pretends to provide for this reservation of
rights under the Uniform Commercial Code (UCC) 1-207 and 1-103. You need more information
in this area. It is not in the best interest of the United States Corporate "PUBLIC" schools to
teach you about their bankruptcy proceedings and how they have set the snare to Compel you
into paying their debt. The Corporate "PUBLIC" schools are strictly designed for their
Corporate citizen/subjects. That is. the Corporate U.S.. Public School citizens.
Notice all the emphases on being a "good" Citizen. Basically all their teachers and their students
are trained to produce labor and material in exchange for valueless green paper called "money."
It is not money, it functions "AS" money. Lawful money must be backed by something of value.
Bankers take your labor, services, and material (homes, cars, farms, etc.) in exchange for their
valueless corporate paper. This paper is backed only by the "full faith and Confidence of the
United States Government" THE MOTHER CORPORATION.
I do not have faith or confidence in the U.S. BANKRUPT CORPORATE GOVERNMENT
ADMINISTRATORS WHO HAVE PERVERTED THEIR Constitutional CHARTER, enslaving
the sovereign American people into their bankruptcy obligations. Their fraudulent money
laundering process promotes your payment on the corporate government's bankruptcy debt. This
debt is mathematically impossible to pay Off. You and your family are in continual financial
bondage to the international bankers. They love it so!

Black's Law Dictionary 1990, defines "Money Changers" as: .....business of a banker... today
handled by the international departments of banks." Let me think for a moment, what did Christ
do to the Money Changers." Oh, Yes, he severely interfered with their activity. Three days later
he was crucified. Lincoln was killed for interfering with the money changers. Kennedy was
slaughtered for interfering with the money changers.
Let's return to the subject of your property, and the tax sale for not paying property taxes. In this
situation under a standard deed (not common law deed) you are actually in default. Not because
you understand the default or you like being in default, you just are in default of the tax
payment. So they put your property up for sale. At the tax sale, Joe Doe, average American, bids
on your property and gets it. Now, there is a procedure he must go through step by step to
establish. He is required to give you another chance. You have six months and a day to pay off the
default. If, at this time, you pay off the amount the county says you owe, plus penalties, interest,
fines, etc., then your property is taken off default status and it is yours to continue to pay taxes on
the next year.

For those looking for solutions, here's one. 11-16-15

Like I said before, if you want to protect yourself from being subject to State codes and statutes, you gotta have EQUITY in something. I.e. you buy a car with gold or US coins, so you just didn't give the seller promissory FRN debt notes, but something of ACTUAL (intrinsic) value.

Then you have an EQUITABLE CLAIM, and can argue that the State does NOT have security interest in that car. FYI, when you register your car, the State acquires PERFECTED SECURITY INTEREST in it. I.e. it has a LIEN against it, which is why it can make you obey State Vehicle Code.

But with an equitable claim, you can BAR the State from enforcing its Code against you, or otherwise get a REMEDY against the State, since Equity supersedes Law. That is, even if you lose the legal case against you, you still can get REMEDY in Equity. Here's what lawyers say about equitable claims:

There are two types of claims: legal and equitable. While plaintiffs pursuing a legal claim ask a court to award money, litigants bringing an equitable claim ask a court to either prompt or stop a particular action or event.


Equitable Claims
A plaintiff who seeks equitable relief is asking the court for an injunction. An injunction is a court order compelling a party to do or refrain from doing a specified act.

A court awards an injunction to prevent a future harmful action -- rather than to compensate for a past injury --or to provide relief from harm for which an award of money damages is not a satisfactory solution or for which a monetary value is impossible to calculate.

Example: The Springfield City Council decides to re-zone a parcel of residential land as commercial land. The neighbors, who own homes on the neighboring parcels, are not pleased by this decision. The neighbors can sue the City Council, and ask the court to issue a preliminary or permanent injunction to block the law from taking effect.

In this example the neighbors can't just say we don't like the rezoning, they gotta have a VALID REASON, i.e. an Equitable claim. Such as that the rezoning will harm them, or decrease value of their properties, etc.

So basically, when you buy a car with gold coins, and you're not a resident of their corporate State (no ZIP code in your address), then you could ask the court for injunction against the State, even before you get charged with any traffic violation. And if granted, then the corporate State would be barred from giving you any traffic tickets.

BTW, there already are some people who used injunction to be put on the DO NOT DETAIN list, so that when a cop pulls them over, he sees 'do not detain' in his car computer, and has no choice but to leave them go.

The Tower of Basel The Secret Bank that Runs the World

Over the centuries there have been many stories, some based on loose facts, others based on hearsay, conjecture, speculation and outright lies, about groups of people who "control the world." Some of these are partially accurate, others are wildly hyperbolic, but when it comes to the historic record, nothing comes closer to the stereotypical, secretive group determining the fate of over 7 billion people, than the Bank of International Settlements, which hides in such plain sight, that few have ever paid much attention.





This is their story.




First unofficial meeting of the BIS Board of Directors in Basel, April 1930

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The following is an excerpt from TOWER OF BASEL: The Shadowy History of the Secret Bank that Runs the World by Adam LeBor.  Reprinted with permission from PublicAffairs.

The world’s most exclusive club has eighteen members. They gather every other month on a Sunday evening at 7 p.m. in conference room E in a circular tower block whose tinted windows overlook the central Basel railway station. Their discussion lasts for one hour, perhaps an hour and a half. Some of those present bring a colleague with them, but the aides rarely speak during this most confidential of conclaves. The meeting closes, the aides leave, and those remaining retire for dinner in the dining room on the eighteenth floor, rightly confident that the food and the wine will be superb. The meal, which continues until 11 p.m. or midnight, is where the real work is done. The protocol and hospitality, honed for more than eight decades, are faultless. Anything said at the dining table, it is understood, is not to be repeated elsewhere.

Few, if any, of those enjoying their haute cuisine and grand cru wines— some of the best Switzerland can offer—would be recognized by passers-by, but they include a good number of the most powerful people in the world. These men—they are almost all men—are central bankers. They have come to Basel to attend the Economic Consultative Committee (ECC) of the Bank for International Settlements (BIS), which is the bank for central banks. Its current members [ZH: as of 2013] include Ben Bernanke, the chairman of the US Federal Reserve; Sir Mervyn King, the governor of the Bank of England; Mario Draghi, of the European Central Bank; Zhou Xiaochuan of the Bank of China; and the central bank governors of Germany, France, Italy, Sweden, Canada, India, and Brazil. Jaime Caruana, a former governor of the Bank of Spain, the BIS’s general manager, joins them.

In early 2013, when this book went to press, King, who is due to step down as governor of the Bank of England in June 2013, chaired the ECC. The ECC, which used to be known as the G-10 governors’ meeting, is the most influential of the BIS’s numerous gatherings, open only to a small, select group of central bankers from advanced economies. The ECC makes recommendations on the membership and organization of the three BIS committees that deal with the global financial system, payments systems, and international markets. The committee also prepares proposals for the Global Economy Meeting and guides its agenda.

That meeting starts at 9:30 a.m. on Monday morning, in room B and lasts for three hours. There King presides over the central bank governors of the thirty countries judged the most important to the global economy. In addition to those who were present at the Sunday evening dinner, Monday’s meeting will include representatives from, for example, Indonesia, Poland, South Africa, Spain, and Turkey. Governors from fifteen smaller countries, such as Hungary, Israel, and New Zealand are allowed to sit in as observers, but do not usually speak. Governors from the third tier of member banks, such as Macedonia and Slovakia, are not allowed to attend. Instead they must forage for scraps of information at coffee and meal breaks.

The governors of all sixty BIS member banks then enjoy a buffet lunch in the eighteenth-floor dining room. Designed by Herzog & de Meuron, the Swiss architectural firm which built the “Bird’s Nest” Stadium for the Beijing Olympics, the dining room has white walls, a black ceiling and spectacular views over three countries: Switzerland, France, and Germany. At 2 p.m. the central bankers and their aides return to room B for the governors’ meeting to discuss matters of interest, until the gathering ends at 5.

King takes a very different approach than his predecessor, Jean-Claude Trichet, the former president of the European Central Bank, in chairing the Global Economy Meeting. Trichet, according to one former central banker, was notably Gallic in his style: a stickler for protocol who called the central bankers to speak in order of importance, starting with the governors of the Federal Reserve, the Bank of England, and the Bundesbank, and then progressing down the hierarchy. King, in contrast, adopts a more thematic and egalitarian approach: throwing open the meetings for discussion and inviting contributions from all present.

The governors’ conclaves have played a crucial role in determining the world’s response to the global financial crisis. “The BIS has been a very important meeting point for central bankers during the crisis, and the rationale for its existence has expanded,” said King. “We have had to face challenges that we have never seen before. We had to work out what was going on, what instruments do we use when interest rates are close to zero, how do we communicate policy. We discuss this at home with our staff, but it is very valuable for the governors themselves to get together and talk among themselves.”

Those discussions, say central bankers, must be confidential. “When you are at the top in the number one post, it can be pretty lonely at times. It is helpful to be able to meet other number ones and say, ‘This is my problem, how do you deal with it?’” King continued. “Being able to talk informally and openly about our experiences has been immensely valuable. We are not speaking in a public forum. We can say what we really think and believe, and we can ask questions and benefit from others.”

The BIS management works hard to ensure that the atmosphere is friendly and clubbable throughout the weekend, and it seems they succeed. The bank arranges a fleet of limousines to pick up the governors at Zürich airport and bring them to Basel. Separate breakfasts, lunches, and dinners are organized for the governors of national banks who oversee different types and sizes of national economies, so no one feels excluded. “The central bankers were more at home and relaxed with their fellow central bankers than with their own governments,” recalled Paul Volcker, the former chairman of the US Federal Reserve, who at- tended the Basel weekends. The superb quality of the food and wine made for an easy camaraderie, said Peter Akos Bod, a former governor of the National Bank of Hungary. “The main topics of discussion were the quality of the wine and the stupidity of finance ministers. If you had no knowledge of wine you could not join in the conversation.”

And the conversation is usually stimulating and enjoyable, say central bankers. The contrast between the Federal Open Markets Committee at  the US Federal Reserve, and the Sunday evening G-10 governors’ dinners was notable, recalled Laurence Meyer, who served as a member of the Board of Governors of the Federal Reserve from 1996 until 2002. The chairman of the Federal Reserve did not always represent the bank at the Basel meetings, so Meyer occasionally attended. The BIS discussions were always lively, focused and thought provoking. “At FMOC meetings, while I was at the Fed, almost all the Committee members read statements which had been prepared in advance. They very rarely referred to statements by other Committee members and there was almost never an exchange between two members or an ongoing discussion about the outlook or policy options. At BIS dinners people actually talk to each other and the discussions are always stimulating and interactive focused on the serious issues facing the global economy.”

All the governors present at the two-day gathering are assured of total confidentiality, discretion, and the highest levels of security. The meetings take place on several floors that are usually used only when the governors are in attendance. The governors are provided with a dedicated office and the necessary support and secretarial staff. The Swiss authorities have no juridisdiction over the BIS premises. Founded by an international treaty, and further protected by the 1987 Headquarters Agreement with the Swiss government, the BIS enjoys similar protections to those granted to the headquarters of the United Nations, the International Monetary Fund (IMF) and diplomatic embassies. The Swiss authorities need the permission of the BIS management to enter the bank’s buildings, which are described as “inviolable.”

The BIS has the right to communicate in code and to send and receive correspondence in bags covered by the same protection as embassies, meaning they cannot be opened. The BIS is exempt from Swiss taxes. Its employees do not have to pay income tax on their salaries, which are usually generous, designed to compete with the private sector. The general man- ager’s salary in 2011 was 763,930 Swiss francs, while head of departments were paid 587,640 per annum, plus generous allowances. The bank’s extraordinary legal privileges also extend to its staff and directors. Senior managers enjoy a special status, similar to that of diplomats, while carrying out their duties in Switzerland, which means their bags cannot be searched (unless there is evidence of a blatant criminal act), and their papers are inviolable. The central bank governors traveling to Basel for the bimonthly meetings enjoy the same status while in Switzerland. All bank officials are immune under Swiss law, for life, for all the acts carried out during the discharge of their duties. The bank is a popular place to work and not just because of the salaries. Around six hundred staff come from over fifty countries. The atmosphere is multi-national and cosmopolitan, albeit very Swiss, emphasizing the bank’s hierarchy. Like many of those working for the UN or the IMF, some of the staff of the BIS, especially senior management, are driven by a sense of mission, that they are working for a higher, even celestial purpose and so are immune from normal considerations of accountability and transparency.

The bank’s management has tried to plan for every eventuality so that the Swiss police need never be called. The BIS headquarters has high-tech sprinkler systems with multiple back-ups, in-house medical facilities, and its own bomb shelter in the event of a terrorist attack or armed conflagration. The BIS’s assets are not subject to civil claims under Swiss law and can never be seized.

The BIS strictly guards the bankers’ secrecy. The minutes, agenda, and actual attendance list of the Global Economy Meeting or the ECC are not released in any form. This is because no official minutes are taken, although the bankers sometimes scribble their own notes. Sometimes there will be a brief press conference or bland statement afterwards but never anything detailed. This tradition of privileged confidentiality reaches back to the bank’s foundation.

“The quietness of Basel and its absolutely nonpolitical character provide a perfect setting for those equally quiet and nonpolitical gatherings,” wrote one American official in 1935. “The regularity of the meetings and their al- most unbroken attendance by practically every member of the Board make them such they rarely attract any but the most meager notice in the press.”8 Forty years on, little had changed. Charles Coombs, a former foreign exchange chief of the New York Federal Reserve, attended governors’ meetings from 1960 to 1975. The bankers who were allowed inside the inner sanctum of the governors’ meetings trusted each other absolutely, he recalled in his memoirs. “However much money was involved, no agreements were ever signed nor memoranda of understanding ever initialized. The word of each official was sufficient, and there were never any disappointments.”

What, then, does this matter to the rest of us? Bankers have been gathering confidentially since money was first invented. Central bankers like to view themselves as the high priests of finance, as technocrats overseeing arcane monetary rituals and a financial liturgy understood only by a small, self-selecting elite.

But the governors who meet in Basel every other month are public servants. Their salaries, airplane tickets, hotel bills, and lucrative pensions when they retire are paid out of the public purse. The national reserves held by central banks are public money, the wealth of nations. The central bankers’ discussions at the BIS, the information that they share, the policies that are evaluated, the opinions that are exchanged, and the subsequent decisions that are taken, are profoundly political. Central bankers, whose independence is constitutionally protected, control monetary policy in the developed world. They manage the supply of money to national economies. They set interest rates, thus deciding the value of our savings and investments. They decide whether to focus on austerity or growth. Their decisions shape our lives.

The BIS’s tradition of secrecy reaches back through the decades. During the 1960s, for example, the bank hosted the London Gold Pool. Eight countries pledged to manipulate the gold market to keep the price at around thirty-five dollars per ounce, in line with the provisions of the Bretton Woods Accord that governed the post–World War II international financial system. Although the London Gold Pool no longer exists, its successor is the BIS Markets Committee, which meets every other month on the occasion of the governors’ meetings to discuss trends in the financial markets. Officials from twenty-one central banks attend. The committee releases occasional papers, but its agenda and discussions remain secret.

Nowadays the countries represented at the Global Economy Meetings together account for around four-fifths of global gross domestic product (GDP)— most of the produced wealth of the world—according to the BIS’s own statistics. Central bankers now “seem more powerful than politicians,” wrote The Economist newspaper, “holding the destiny of the global economy in their hands.” How did this happen? The BIS, the world’s most secretive global financial institution, can claim much of the credit. From its first day of existence, the BIS has dedicated itself to furthering the interests of central banks and building the new architecture of transnational finance. In doing so, it has spawned a new class of close-knit global technocrats whose members glide between highly-paid positions at the BIS, the IMF, and central and commercial banks.

The founder of the technocrats’ cabal was Per Jacobssen, the Swedish economist who served as the BIS’s economic adviser from 1931 to 1956. The bland title belied his power and reach. Enormously influential, well connected, and highly regarded by his peers, Jacobssen wrote the first BIS annual reports, which were—and remain—essential reading throughout the world’s treasuries. Jacobssen was an early supporter of European federalism. He argued relentlessly against inflation, excessive government spending, and state intervention in the economy. Jacobssen left the BIS in 1956 to take over the IMF. His legacy still shapes our world. The consequences of his mix of economic liberalism, price obsession, and dismantling of national sovereignty play out nightly in the European news bulletins on our television screens.

The BIS’s defenders deny that the organization is secretive. The bank’s archives are open and researchers may consult most documents that are more than thirty years old. The BIS archivists are indeed cordial, helpful, and professional. The bank’s website includes all its annual reports, which are downloadable, as well as numerous policy papers produced by the bank’s highly regarded research department. The BIS publishes detailed accounts of the securities and derivatives markets, and international banking statistics. But these are largely compilations and analyses of information already in the public domain. The details of the bank’s own core activities, including much of its banking operations for its customers, central banks, and international organizations, remain secret. The Global Economy Meetings and the other crucial financial gatherings that take place at Basel, such as the Markets Committee, remain closed to outsiders. Private individuals may not hold an account at BIS, unless they work for the bank. The bank’s opacity, lack of accountability, and ever-increasing influence raises profound questions— not just about monetary policy but transparency, accountability, and how power is exercised in our democracies.

* * *

WHEN I EXPLAINED to friends and acquaintances that I was writing a book about the Bank for International Settlements, the usual response was a puzzled look, followed by a question: “The bank for what?” My interlocutors were intelligent people, who follow current affairs. Many had some interest in and understanding of the global economy and financial crisis. Yet only a handful had heard of the BIS. This was strange, as the BIS is the most important bank in the world and predates both the IMF and the World Bank. For decades it has stood at the center of a global network of money, power, and covert global influence.

The BIS was founded in 1930. It was ostensibly set up as part of the Young Plan to administer German reparations payments for the First World War. The bank’s key architects were Montagu Norman, who was the governor of the Bank of England, and Hjalmar Schacht, the president of the Reichsbank who described the BIS as “my” bank. The BIS’s founding members were the central banks of Britain, France, Germany, Italy, Belgium, and a consortium of Japanese banks. Shares were also offered to the Federal Reserve, but the United States, suspicious of anything that might infringe on its national sovereignty, refused its allocation. Instead a consortium of commercial banks took up the shares: J. P. Morgan, the First National Bank of New York, and the First National Bank of Chicago.

The real purpose of the BIS was detailed in its statutes: to “promote the cooperation of central banks and to provide additional facilities for international financial operations.” It was the culmination of the central bankers’ decades-old dream, to have their own bank—powerful, independent, and free from interfering politicians and nosy reporters. Most felicitous of all, the BIS was self-financing and would be in perpetuity. Its clients were its own founders and shareholders— the central banks. During the 1930s, the BIS was the central meeting place for a cabal of central bankers, dominated by Norman and Schacht. This group helped rebuild Germany. The New York Times described Schacht, widely acknowledged as the genius behind the resurgent German economy, as “The Iron-Willed Pilot of Nazi Finance.” During the war, the BIS became a de-facto arm of the Reichsbank, accepting looted Nazi gold and carrying out foreign exchange deals for Nazi Germany.

The bank’s alliance with Berlin was known in Washington, DC, and London. But the need for the BIS to keep functioning, to keep the new channels of transnational finance open, was about the only thing all sides agreed on. Basel was the perfect location, as it is perched on the northern edge of Switzerland and sits al- most on the French and German borders. A few miles away, Nazi and Allied soldiers were fighting and dying. None of that mattered at the BIS. Board meetings were suspended, but relations between the BIS staff of the belligerent nations remained cordial, professional, and productive. Nationalities were irrelevant. The overriding loyalty was to international finance. The president, Thomas McKittrick, was an American. Roger Auboin, the general manager, was French. Paul Hechler, the assistant general manager, was a member of the Nazi party and signed his correspondence “Heil Hitler.” Rafaelle Pilotti, the secretary general, was Italian. Per Jacobssen, the bank’s influential economic adviser, was Swedish. His and Pilotti’s deputies were British.

After 1945, five BIS directors, including Hjalmar Schacht, were charged with war crimes. Germany lost the war but won the economic peace, in large part thanks to the BIS. The international stage, contacts, banking networks, and legitimacy the BIS provided, first to the Reichsbank and then to its successor banks, has helped ensure the continuity of immensely powerful financial and economic interests from the Nazi era to the present day.

* * *

FOR THE FIRST forty-seven years of its existence, from 1930 to 1977, the BIS was based in a former hotel, near the Basel central railway station. The bank’s entrance was tucked away by a chocolate shop, and only a small notice confirmed that the narrow doorway opened into the BIS. The bank’s managers believed that those who needed to know where the BIS was would find it, and the rest of the world certainly did not need to know. The inside of the building changed little over the decades, recalled Charles Coombs. The BIS provided the “the spartan accommodations of a former Victorian-style hotel whose single and double bedrooms had been transformed into offices simply by removing the beds and installing desks.”

The bank moved into its current headquarters, at 2, Centralbahnplatz, in 1977. It did not go far and now overlooks the Basel central station. Nowadays the BIS’s main mission, in its own words, is threefold: “to serve central banks in their pursuit of monetary and financial stability, to foster international cooperation in these areas, and to act as a bank for central banks.” The BIS also hosts much of the practical and technical infrastructure that the global network of central banks and their commercial counterparts need to function smoothly. It has two linked trading rooms: at the Basel headquarters and Hong Kong regional office. The BIS buys and sells gold and foreign exchange for its clients. It provides asset management and arranges short-term credit to central banks when needed.

The BIS is a unique institution: an international organization, an extremely profitable bank and a research institute founded, and protected, by international treaties. The BIS is accountable to its customers and shareholders—the central banks—but also guides their operations. The main tasks of a central bank, the BIS argues, are to control the flow of credit and the volume of currency in circulation, which will ensure a stable business climate, and to keep exchange rates within manageable bands to ensure the value of a currency and so smooth international trade and capital movements. This is crucial, especially in a globalized economy, where markets react in microseconds and perceptions of economic stability and value are almost as important as reality itself.

The BIS also helps to supervise commercial banks, although it has no legal powers over them. The Basel Committee on Banking Supervision, based at the BIS, regulates commercial banks’ capital and liquidity requirements. It requires banks to have a minimum capital of eight percent of risk-weighted assets when lending, meaning that if a bank has risk-weighted assets of $100 million it must maintain at least $8 million capital. The committee has no powers of enforcement, but it does have enormous moral authority. “This regulation is so powerful that the eight percent principle has been set into national laws,” said Peter Akos Bod. “It’s like voltage. Voltage has been set at 220. You may decide on ninety-five volts, but it would not work.” In theory, sensible housekeeping and mutual cooperation, overseen by the BIS, will keep the global financial system functioning smoothly. In theory.

The reality is that we have moved beyond recession into a deep structural crisis, one fueled by the banks’ greed and rapacity, which threatens all of our financial security. Just as in the 1930s, parts of Europe face economic collapse. The Bundesbank and the European Central Bank, two of the most powerful members of the BIS, have driven the mania for austerity that has already forced one European country, Greece, to the edge, aided by the venality and corruption of the country’s ruling class. Others may soon follow. The old order is creaking, its political and financial institutions corroding from within. From Oslo to Athens, the far right is resurgent, fed in part by soaring poverty and unemployment. Anger and cynicism are corroding citizens’ faith in democracy and the rule of law. Once again, the value of property and assets is vaporizing before their owners’ eyes. The European currency is threatened with breakdown, while those with money seek safe haven in Swiss francs or gold. The young, the talented, and the mobile are again fleeing their home countries for new lives abroad. The powerful forces of international capital that brought the BIS into being, and which granted the bank its power and influence, are again triumphant.

The BIS sits at the apex of an international financial system that is falling apart at the seams, but its officials argue that it does not have the power to act as an international financial regulator. Yet the BIS cannot escape its responsibility for the Euro-zone crisis. From the first agreements in the late 1940s on multilateral payments to the establishment of the Europe Central Bank in 1998, the BIS has been at the heart of the European integration project, providing technical expertise and the financial mechanisms for currency harmonization. During the 1950s, it managed the European Payments Union, which internationalized the continent’s payment system. The BIS hosted the Governors’ Committee of European Economic Community central bankers, set up in 1964, which coordinated trans-European monetary policy. During the 1970s, the BIS ran the “Snake,” the mechanism by which European currencies were held in exchange rate bands. During the 1980s the BIS hosted the Delors Committee, whose report in 1988 laid out the path to European Monetary Union and the adoption of a single currency. The BIS midwifed the European Monetary Institute (EMI), the precursor of the European Central Bank. The EMI’s president was Alexandre Lamfalussy, one of the world’s most influential economists, known as the “Father of the euro.” Before joining the EMI in 1994, Lamfalussy had worked at the BIS for seventeen years, first as economic adviser, then as the bank’s general manager.

For a staid, secretive organization, the BIS has proved surprisingly nimble. It survived the first global depression, the end of reparations payments and the gold standard (two of its main reasons for existence), the rise of Nazism, the Second World War, the Bretton Woods Accord, the Cold War, the financial crises of the 1980s and 1990s, the birth of the IMF and World Bank, and the end of Communism. As Malcolm Knight, manager from 2003–2008, noted, “It is encouraging to see that—by remaining small, flexible, and free from political interference—the Bank has, throughout its history, succeeded remarkably well in adapting itself to evolving circumstances.”

The bank has made itself a central pillar of the global financial system. As well as the Global Economy Meetings, the BIS hosts four of the most important international committees dealing with global banking: the Basel Committee on Banking Supervision, the Committee on the Global Financial System, the Committee on Payment and Settlement Systems, and the Irving Fisher Committee, which deals with central banking statistics. The bank also hosts three independent organizations: two groups dealing with insurance and the Financial Stability Board (FSB). The FSB, which coordinates national financial authorities and regulatory policies, is already being spoken of as the fourth pillar of the global financial system, after the BIS, the IMF and the commercial banks.

The BIS is now the world’s thirtieth-largest holder of gold reserves, with 119 metric tons—more than Qatar, Brazil, or Canada. Membership of the BIS remains a privilege rather than a right. The board of directors is responsible for admitting central banks judged to “make a substantial contribution to international monetary cooperation and to the Bank’s activities.” China, India, Russia, and Saudi Arabia joined only in 1996. The bank has opened offices in Mexico City and Hong Kong but remains very Eurocentric. Estonia, Latvia, Lithuania, Macedonia, Slovenia, and Slovakia (total population 16.2 million) have been admitted, while Pakistan (population 169 million) has not. Nor has Kazakhstan, which is a powerhouse of Central Asia. In Africa only Algeria and South Africa are members—Nigeria, which has the continent’s second-largest economy, has not been admitted. (The BIS’s defenders say that it demands high governance standards from new members and when the national banks of countries such as Nigeria and Pakistan reach those standards, they will be considered for membership.)

Considering the BIS’s pivotal role in the transnational economy, its low profile is remarkable. Back in 1930 a New York Times reporter noted that the culture of secrecy at the BIS was so strong that he was not permitted to look inside the boardroom, even after the directors had left. Little has changed. Journalists are not allowed inside the headquarters while the Global Economy Meeting is underway. BIS officials speak rarely on the record, and reluctantly, to members of the press. The strategy seems to work. The Occupy Wall Street movement, the anti-globalizers, the social network protesters have ignored the BIS. Centralbahnplatz 2, Basel, is quiet and tranquil. There are no demonstrators gathered outside the BIS’s headquarters, no protestors camped out in the nearby park, no lively reception committees for the world’s central bankers.

As the world’s economy lurches from crisis to crisis, financial institutions are scrutinized as never before. Legions of reporters, bloggers, and investigative journalists scour the banks’ every move. Yet somehow, apart from brief mentions on the financial pages, the BIS has largely managed to avoid critical scrutiny. Until now.