Checks on Closed Accounts.

In return for the loans from the people, the UNITED STATES keeps track of these loans from the people by tracking the "contributions" of the strawmen- i.e. the corporate shadows of the people, by way of what the UNITED STATES calls the Social Security Number accounts. Since all donations (or loans) of commercial assets from the people to the UNITED STATES are accounted for by way of the SSN accounting, the UNITED STATES knows at any one time how much it owes the ultimate creditors, the living people. Most people believe that the SSN was created to enslave the people by making them takers of benefits. This is false (unless you want it to be true and demand benefits from the UNITED STATES). Everything from the BANKRUPT public under public policy and not under public law is told to us in reverse or backwards. The creation of the SSN accounts was not to make us a nation of slaves. It was to allow the government to take our commercial energy and use it to run the nation, while at the same time not being guilty of fraud or theft. The government needed to account for how much commercial energy it owed each and everyone of us, the ultimate creditors, for our contribution. Therefore, the SSN was to track our claims against the UNITED STATES. We are the creditors and they are the debtor. Therefore, we have a pre-paid account with the UNITED STATES since we are the creditors and it is the debtor.



The CAFR accounting is the summary results of this accounting of keeping track of the people's contributions and earnings on those contributions. There are two accounts. The one account is the accounting of the first tier contributions. This is the property contributed to the UNITED STATES from the people of the states by way of the acts of the governors of the states in March of 1933. The larger asset account is most likely the earnings off of the commercial investment of the assets contributed to the first account. This second dealing with the investment earnings is most likely a tontine account belonging to the people, as long as they are alive to claim it. After their death, their share of this account is probably estopped with their probate.



Living people loan or contribute credits to the UNITED STATES when they own property and register it, or when they have income and file a tax return. You are in commerce when you have income (i.e.- you sell the labor of the living man for private money) or when you are an "owner" of registered property. Title 31 United States Code §3124 is interesting. It is titled "Exemption from Taxation." This statute says in effect that you are not exempt from taxation under Title 26 of the United States Code if you sell your labor or if you own property that is registered to any state or the united states. Notice that Title 31 of the United States Code is the laws concerning "money". Since there is no public law money now, and only private money of the private Federal Reserve Bank, then there is no ability to purchase any titles to any property anymore. Since there is no ability to purchase titles to property anymore with the private Federal Reserve Notes, then one's "ownership" or property or the sale of one's labor for private "money" has no lawful title transferred in the exchange. Therefore one is always dealing with a "federal" property right in any "ownership" or in any "sale of labor for ‘money". Since one is dealing in a property right of Congress (since they enfranchised the Federal Reserve Bank), then one who sells his labor for "money" or owns property is nothing more than a tenant on the federal feudal plantation and is NOT tax exempt from the statutes of Title 26 mentioned in Title 31 §3124 and being outside the exemption. The tax is the rent for the use of the federal feudal property held by the UNITED STATES in trust for the people and franchised to the federal 14th amendment fictions and corporations to raise a revenue for the democracy.



There is a court case that says the same thing. It is backward to reality, but the truth is there anyway. The agents of the court speak as the agents of YHWH to His people, if they will listen. Scripture says in 1 Cor 13:12: For Now [in the later days] we see through a glass, darkly; but then face to face: now I know in part: but then shall I know even as also I am known,' The "glass" is a mirror that inverts the direction from left to right. "Darkly" is the modifier that suggests that the image from the mirror is not easily discernible even when it is in reverse. The Court case is from the UNITED STATES Supreme Court. "If the nation [the man] comes down from its [his] position of sovereignty and enters the domain of commerce, it [he] submit itself [himself] to the same laws that govern individuals therein. It [he] assumes the position of an ordinary citizen and it [he] cannot recede from the fulfillment of its [his] obligations;" 74 Fed. Rep. 145, following 91 U.S. 398. Notice that the words in the brackets have been added by the writer. It is not in the original decision. This case was a commercial case in which the sovereignty of the United States was draw into question. The Supreme Court said that when a sovereign goes into a commercial relationship with private money [not lawful money of account], it looses its sovereignty. The Supreme Court was telling you that we all lost our sovereignty in 1933 when we went into commerce with private FRN's that did not secure title to the goods purchased. Title remained with the "state" under the principle of escheat. The only way to remain sovereign is to be out of commercial activity.



It is interesting that there is something called a COMMERCIAL ACTIVITY EXCEPTION. Black's Law Dictionary, Seventh, states: the - term "commercial-activity exception means: "An exemption from the rule of sovereign immunity, permitting a claim against a foreign state if the claim arises from private acts undertaken by the foreign state, as opposed to the state's public acts." Isn't this definition exactly what we said above. If you are in commerce since 1933, you are not a sovereign. You are not free. Prior to 1933, you could perform a "public act" of "paying" for goods and services with lawful money of account. In 1933 that "public act" was suspended by federal public policy of the bankruptcy. Now all one can do is to use a "private act" of discharging your debt with FRN's, which are not a money and do not purchase a title for the goods and services you bought. Therefore, none of your acts are cloaked with the protection of a "sovereign" anymore. You lost your presumption of "sovereignty" because of your participation in private commercial activity.



Let me put this a different way. It comes out the same in the end. The UNITED STATES has been bankrupt from the beginning. It has only been in various stages of bankruptcy going from bad to worse. The Constitution was the first indicator. If you look up the word "constitution", it will give you all kinds of comfy-cozy stuff. It will make you feel good about this "founding document". If you look up the word "constitutor" you will get a changed opinion. A "constitutor" is one who passes on his debts to another by way of the constitution he writes, so it was with the UNITED STATES. It owed the debts of the Revolutionary War back in the 1770's. The States would not tax themselves to pay these debts. Congress, under the Articles of Confederation, borrowed money from the international bankers to pay these war debts. The Constitution was the means of getting the States to coinsure the UNITED STATES in order to get an extension in paying back the loan to the creditors at the end of the 1780's. The States became endorsers and co-sureties on the national loan. This cosurety was called in in 1933 when the assets of the States were turned over to the UNITED STATES to help discharge the bankruptcy. This was done because of the Constitution of the United States and pursuant thereto.



If you do not believe this, then I will give you another issue to consider. There is a principle called the Rule of 93. It relates to the Rule of 1793 under International Law. "Where a commerce which had previously been considered a monopoly is thrown open, in times of war, to all nations, by a general regulation neutrals have no right to avail themselves of the concession, and their entrance on such trade is a breach of the impartiality they are bound to observe." 2 Halleck, mt. L. 302. This rule came into existence between the Treaties of 1783 and 1794, more commonly termed the Treaty of Peace and the Jay Treaty. The first Treaty of Peace signed in July 16, 1792 recognized the debt that Congress had with the bankers of the Crown of England payable by Jan. 1, 1788, but defaulted on by Congress. This Rule of 93 states that anyone who acts in a commercial manner with one who is a debtor to another, is no longer a neutral party and stands in the place of the debtor.



This is the source of our problem today, people. The UNITED STATES and all the states are codebtors to the bankers. We, the people, were never linked directly with the obligation to discharge the debt. But when we go into a commercial activity with private "money" with the debtors the UNITED STATES and the territorial Buck Act States, then we are no longer neutral, under law, and we have come into breach of the impartiality in the commercial relationship between the UNITED STATES and its Buck Act States and the international creditor banks. By our co-commercial activity under private acts of commerce by using private credit and debt, we have become the debtors by our actions. The only solution is to get out of commerce with private federal "money".



This is where the "closed check" account becomes interesting. When the account is closed, one can access the asset side of the admiralty-maritime pre-paid account. If one cannot access the asset side, then one cannot acquire the right of the creditor to the action. The liability side is the evidence of a debt. A debtor has no remedy in an action. Dealing with open checking accounts is reserved is for "dead" entities who have no original energy. If you are a living soul, you are the source of the energy used by commerce. You are the creditor or the principle.



There is NO MONEY. It was discontinued by an act of Congress in 1933. All we have is the PROMISE to deliver money, if and when it is ever restored, which President Johnson said would never be restored again. If you believe that there is money, then you are a fool and live in a fiction as a lunatic. There are things that some people want you to believe is used "as a money". If money existed, you would not need to have "notes" and promises to pay money. How can the promise to pay money be the money you think you are getting?



The long and short is simple. You never PAY anyone any money. You hand them a due bill to promise to pay them something which does not now exist and to which those in power will not sanction. The reason is simple. If you do not have money, you can not acquire a title to any property. Therefore, all property rests in the hands of the fictitious state which owns everything and you must get permission from the state to do whatever you desire to do. This is called a democracy which is run on the commercial principles of socialism [or communism]. We, as a nation, were taken over in March, 1933, and not one citizen or slave was the wiser and objected. But who cares? The reason was stated in Deuteronomy 28 and Leviticus 26.



The reason for our nation's current condition is not relevant to this discussion. We are interested in the problem of the woman, who in the start of this article, was involved with a visit from the FBI to inquire about why she was using closed checks on a closed checking account.



A closed account in a bank is one which allows one to go back to draft the UNITED STATES to protest the lack of remedy to the loss of Constitutional money. It requests the use of "public" policy to remedy your loss of lawful money as a living people and as a creditor of the commercial bankruptcy. By drafting with a closed account check, used in a proper manner, one can notice the Secretary of the Treasury that you request a "public act" of settlement of an account someone might charge you with under "private acts" of public policy. Using the closed check properly actually puts one in harmony with the principles of HJR 192 as set forth by Congress in 1933 as the remedy for the "creditors", or we the people. You are NOT using the closed check to purchase anything. There is no money. You are involved in an exchange. An exchange is an action between two parties where goods or services are neither bought or sold and are not gifted. Remember, there is a tax or a lawful penalty on gifting or buying and selling when the commercial system is run under foreign private acts or laws. This is the penalty stated in the Rule of 1793 whereby traders in commerce with the debtors are also treated like the debtors and lose all titles and property rights not granted by letters of Marquee (licenses and registrations), to which the party in commerce never has lawful title. He is merely a beneficiary to an implied trust with the "state" as the lawful trustee with the right of control.



When the woman in our example used a closed account check to tender a charge, she was not paying the charge. There is no money. It is a fiction and illusion to assume there is. She was merely telling the so called charging party that if they want to believe there is money, or if they want to believe that there is a charge against her straw-woman, then she will not argue with them. Why would you argue with an insane person who believes that there is money when Congress told everyone there wasn't in 1933. To argue with a lunatic who believes that there is money and that they can charge you to try to collect money which does not exist, is to become a lunatic yourself. The test in this scenario is that the controllers for the government at the high level know there is no money. They test you to see if you believe that there is still money. If you are with them that you do not owe MONEY, then you are the one who raised the factual issue of MONEY, and you must be a lunatic. Their judgments against you for money is another test to see if they can appease you, since you obviously think money exists.



So lets figure this out. If you argue about a debt payable in money, such as a civil or criminal charge against you, then you are a lunatic since you appear to believe that money exists, which since 1933 is not true. You must be crazy. If you "accept" any alleged charges that they imply are related to money [like civil and criminal charges and other commercial presentments], and you never raise the issue of money at all, since it is a fiction and illusion and you do not deal with, talk about, or argue things that are illusions and fictions, then you pass the test from the public, and you just might escape any serious judgments for criminal or civil liabilities that will be thrown at your strawman.



The way that you get out of commerce and do not use money is to authorize the Secretary of the Treasury to offset and adjust any charges against your strawman by the use of an "exemption" by way of a PRE-PAID account, which links back to the CAFR accounting and your share of the living man's work energy donated to the state by way of the loans of work energy and property donations through registrations by the strawman. This PRE-PAID account has no money in it currently. It was prepaid when you authorized the state to become the trustee over it as an unselfish act of honor and duty. Since the Secretary of the Treasury is the fiduciary creditor to operate that account according to your draft, the Secretary of the Treasury is the only person who could enter a Certificate of Protest to your draft instrument seeking settlement and closure of any charge that the state might bring against your strawman as a test of your competency as a sovereign. Sovereignty means to serve, not to rule.

You can OID any funds that go out of your bank account – and get them back.

IRS works for creditors.  IRS has forms that allow you to be a creditor and acquire funds that are in escrow.  An outstanding balance, for instance, on an American Express card is in escrow.  The funds are there – you just have to tell the IRS with the proper tax filings to access those funds and pay that guy off with them or return those funds to me.

You can OID any funds that go out of your bank account – and get them back.  Acquire escrow funds with a 1099-A.

If you file a 1099-OID as Recipient, those get reported on a 1040 if you want to get the funds returned.  1099-As don’t get reported; neither do OIDs when you’re the Payor.  i1040 is available on the IRS website; it gives line by line instructions for the 1040.

State tax is in an escrow account, so you use a 1099-A to say use those escrow funds to pay this debt – or you could send the obligation to the Treasury with a money order to pay the debt.  Or you can go to the bank; get a pre-approved transaction through Treasury; start a TT&L (Treasury, Tax & Loan) transaction, bond the account and tell the bank to hold the funds in escrow; send a notice to the State taxing agency that the funds are being held in escrow and as soon as they get a 0 balance that the funds will be released to the State taxing agency.  There are many ways that can work; some certainly are more preferred than others.

Act as a creditor in all aspects of life, even and especially spiritually.  Then your potential of creating solutions is infinite.

Whatever you claim back does not get added to the public debt.

Creditors correct all filings and report properly to the IRS.  Debtors are taxed; creditors aren’t.  Creditors don’t take benefits or privileges or exemptions (on a tax form) or deductions; creditors simply get a return of their interest, all of it.  Creditors have 0 exemptions and no filing status.

All judges and attorneys are members of the BAR and work for the Crown – that’s why they have a title of nobility (esquire).  It’s OK to have attorneys because the States lost their sovereignty.  It’s up to the attorneys and judges and the IRS to make sure that the creditors get their stuff.

Get transaction pre-approved through the Treasury and then bring them into the bank.

You can then, at the least, sit on your security interest and then the bank and you are in a stalemate.

California is a trust deed state.  When you buy a house, you fill out a deed of trust (contract, lien) and then there’s the grant deed (title, with only your name on it).  You are the trustor (grantor) of the deed of trust (you created the trust).  You made the title company the trustee and you made the bank the beneficiary.

The only trust that a grantor does not have control over, ultimately, is an irrevocable trust.  A deed of trust is revocable.  You can record a document at the County Recorder reshaping the trust.  Make yourself the beneficiary and someone else (friend) the trustee – here’s the new trust.  They no longer have a security interest in your property.

Now the title company has no authority to sell it.  Still at a standstill but the account is still not closed and you want the accounts closed.  You have the grant deed in your name.  Even after the bank’s interest has been sold, you have to sign a quit-claim deed before they can sell the property.  If you don’t sign a quit-claim deed, they can’t touch the property because you’re the one on the grant deed.

Please listen

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HOME MORTGAGES: What you need to know.

Whenever you apply for a loan, you are requested to sign a Promissory Note for the total amount of the loan. Then a Payment Account is established. The Promissory Note is never endorsed by a member of the Financial Institution so that it can be sold without your permission. Three days later, the original promissory note, signed in ink, is sold to another Institution or Foreign Government, who will COLLATERALIZE it or use it like a BOND and issue currency or loans against it.

Why the three days? It is because you have the right to withdraw from or cancel any contract within three days of acceptance. It is about the only right we have left and it may be found under the, Truth in Lending Act!

All that matters to the Bank, is that you are a flesh and blood human being and that you have affixed your signature to a Promissory Note! They don’t care if you have a great credit score or a poor one! Flesh and Blood Human Beings, technically own everything, and all Corporations are fictional companies that have no value and cannot function until some HUMAN BEING blows life into them! The Promissory Notes each sell for the same value!

Since the Promissory Note was sold without your permission, your Mortgage Debt to them is actually [paid in full] but they never tell you about that! In fact, the Bank also sells your repayment plan to an investor or another Bank for much less, and agree to manage the payments for them. Most Banks now employ a middle company to collect your Mortgage payment. They do this because your Mortgage and repayment plan is not reflected on the Banks Bookkeeping and under Federal and International Law, it is supposed to! So the middle companies act as a buffer and keeps them out of trouble!

Since the Banks can’t legally make loans against their depositor’s assets, everything is just a, Paper Chase! Your payments are deposited into the investor’s account who purchased it and if it involves another Bank, your payment is transferred to that Bank where it is deposited into a savings account, under a number instead of your name!

The reason the account is numbered, is because it is really your savings account! You don’t owe them a debt and so they conceal your payments as a numbered savings account! If they included your name, they would have to mail you a monthly accounting and that would tip you off!
So any foreclosure that might occur thereafter is totally bogus and unlawful because they cannot produce the Original Promissory Note! If demanded, they will produce a black and white photo copy but that is actually the Counterfeiting of a Negotiable Instrument unless it is reduced or enlarged! The point being that if they cannot produce the original Note, it was sold!

Given these circumstances, it was absolutely necessary for them to involve the Judges in their criminal conduct. Foreclosure Judges receive 10% of the original Promissory Note, after they authorize the Bank to steal and sell your assets in FORECLOSURE.

This process essentially makes the rich man richer and explains how the Banks can own the bulk of the skyscraper buildings, parcels of land and stadiums across America. In reality, we pay for our homes three times over its original purchase price without ever securing ownership. Mr. Warburg was a pretty ingenious fellow when he designed the Federal Reserve System and why we Americans always need to be two steps ahead of the Banks, Courts and lawyers!

According to the Constitution: The only way you can pay a debt is with silver or gold and since there is no silver or gold backed currency, the only thing we can do is to DISCHARGE our debts! A DISCHARGE is never a payment in full and it can be resold or borrowed against. Hence, lawyers purchase discharged debts for pennies on the dollar; open a collection company and hire people to harass you into paying that debt to them!

Remember that in all legitimate contracts you always received something of equal value from the company or person you borrowed from. Collection companies fail to provide you with anything of equal value and lie to you that they are collecting the debt on behalf of the original creditor!
The best way to handle a debt collector is to deny who you are and every question they ask ….....

The Bank did not Loan You Anything!

If banks do not pay out loans from the money they receive as deposits why hasn’t somebody sued them?

They have and won!

In First National Bank of Montgomery vs. Jerome Daly they were suing him for possession of his property. He took them to court. He was an attorney. He put the Federal Reserve Bank on the stand. He put the Bank on the stand. And he proved that the bank never loaned him their money. They simply created money out of thin air and gave it to him. That’s called no lawful consideration. They never gave lawful consideration. They never gave him any thing of value. They simply took his signature, monetized it, and gave it back to him in the form of a check.
So a bank instead of being a lender is a facilitator.
You instead of being a borrower in law you are a creator.
Try to prove this wrong in the Law of today.

In First National Bank of Montgomery vs. Jerome Daly in The Justice Court of State of Minnesota Court Of Scott Township Of Credit River Justice Martin V. Mahoney the jury found:
That the Plaintiff is not entitled to recover the possession of Lot 19, Fairview Beach, Scott County, Minnesota according to the Plat thereof on file in the Register of Deeds Office.
That because of failure of lawful consideration, the Note and Mortgage dated May 8, 1964 are null and void.
That the Sheriff’s sale of the above described premisis held on June 26, 1967 is null and void, of no effect.
That the Plaintiff has no right title or interest in said premisis or lien thereon as is above described.
That any provision in the Minnesota Constitution and any Minnesota statute binding the Jurisdiction of this Court is repugnant to the Constitution of the United States and to the Bill of rights of the Minnesota Constitution and is null and void and that this Court has jurisdiction to render complete Justice in this Cause.
This is a perfect example of lawful consideration. Why haven’t more people done this in courts today? Because the judges are unwilling to stand up against the banks. The judge in this particular case ended up dead 6 months later. You can draw your own conclusions. But please look up the Law, research it and understand what’s going on.

In every case across the country, if a bank loans you money they have violated the law by saying that they have loaned you money.

If someone personally loans you money and they take that money out of their pocket, that’s lawful consideration, but when a bank with its power to create money out of thin air loans you nothing and gets to take the asset of your home or your car or whatever back and sells it, that’s a bonus for the bank.

Sections 50, 51, and 52 of Am Jur 2nd “Actions” on page 584: – “No action will lie to recover a claim based upon, or in any manner depending upon a fraudulent, illegal, or immoral transaction or contract to which Plaintiff was/is a party.”

UNDERSTANDING YOUR CREDIT SCORES

I believe you first need to understand the purpose behind Credit Scores.  The Credit Scoring System is another slave driving program; that was devised by the Federal Reserve System and with the blessing of the High Contracting Powers.  Its purpose is to squeeze more cash out of borrowers and to force the public into becoming loyal conditioned slaves! 

    
First of all, when you apply for a mortgage, you are requesting a loan of their valueless currency, to purchase a home or automobile, which you can never own and upon which you pay a penalty, called Interest and Costs.  Those who are approved for a loan are watched closely to see if they have swallowed the fraud, “hook, line and sinker” and follow the repayment instructions fully! 

Those who can’t follow their directions; lost a job or financially over extended themselves are rated badly [credit scores] and are penalized severely then and whenever they apply again, called [points]. 

The personal information you provide to them when applying, is also sold to other Financial Institutions and Collection Agencies. They tell you NO, but unless you take the time to read all the fine print, they bluffed you again!  

Some merchandizing companies have or perform a type of collection process first as a courtesy and when you fail to bring your payments up to date, they discharge the debt and sell the discharged debt to Collection Agencies for pennies on the dollar! 

These Collection Agencies are all owned by Law Firms who hire people to contact you and attempt to collect the original debt plus penalties for them.  They do not represent the merchandizing company, they represent their own business and probably paid $25.00 for a $300.00 discharged debt.  If they can persuade you to begin making payments too them, that creates a contract between you and the collection agency, regarding a debt that no longer exists!  When a debt is discharged, it means that your agreement with that company is cancelled for good! Those lawyers really are pretty clever! 

If you are a compliant slave, your credit rating will be high and yet their really isn’t a difference between the borrower who has perfect credit and the borrower who has poor credit, It is all a corporate fraud to increase their wealth and deplete yours!

HOME MORTGAGES:  Whenever you apply for a loan, you are requested to sign a Promissory Note for the total amount of the loan.  Then a Payment Account is established.  The Promissory Note is never endorsed by a member of the Financial Institution so that it can be sold without your permission.  Three days later, the original promissory note, signed in ink, is sold to another Institution or Foreign Government, who will COLLATERALIZE it or use it like a BOND and issue currency or loans against it. 

Why the three days? It is because you have the right to withdraw from or cancel any contract within three days of acceptance.  It is about the only right we have left and it may be found under the, Truth in Lending Act!

All that matters to the Bank, is that you are a flesh and blood human being and that you have affixed your signature to a Promissory Note!  They don’t care if you have a great credit score or a poor one!  Flesh and Blood Human Beings, technically own everything, and all Corporations are fictional companies that have no value and cannot function until some HUMAN BEING blows life into them!  The Promissory Notes each sell for the same value!

Since the Promissory Note was sold without your permission, your Mortgage Debt to them is actually [paid in full] but they never tell you about that!  In fact, the Bank also sells your repayment plan to an investor or another Bank for much less, and agree to manage the payments for them.  Most Banks now employ a middle company to collect your Mortgage payment.  They do this because your Mortgage and repayment plan is not reflected on the Banks Bookkeeping and under Federal and International Law, it is supposed to!  So the middle companies act as a buffer and keeps them out of trouble!   

Since the Banks can’t legally make loans against their depositor’s assets, everything is just a, Paper Chase!  Your payments are deposited into the investor’s account who purchased it and if it involves another Bank, your payment is transferred to that Bank where it is deposited into a savings account, under a number instead of your name!
The reason the account is numbered, is because it is really your savings account!  You don’t owe them a debt and so they conceal your payments as a numbered savings account!  If they included your name, they would have to mail you a monthly accounting and that would tip you off!

So any foreclosure that might occur thereafter is totally bogus and unlawful because they cannot produce the Original Promissory Note!  If demanded, they will produce a black and white photo copy but that is actually the Counterfeiting of a Negotiable Instrument unless it is reduced or enlarged!  The point being that if they cannot produce the original Note, it was sold! 

Given these circumstances, it was absolutely necessary for them to involve the Judges in their criminal conduct.  Foreclosure Judges receive 10% of the original Promissory Note, after they authorize the Bank to steal and sell your assets in FORECLOSURE.

This process essentially makes the rich man richer and explains how the Banks can own the bulk of the skyscraper buildings, parcels of land and stadiums across America.  In reality, we pay for our homes three times over its original purchase price without ever securing ownership.  Mr. Warburg was a pretty ingenious fellow when he designed the Federal Reserve System and why we Americans always need to be two steps ahead of the Banks, Courts and lawyers!
 
According to the Constitution:  The only way you can pay a debt is with silver or gold and since there is no silver or gold backed currency, the only thing we can do is to DISCHARGE our debts!  A DISCHARGE is never a payment in full and it can be resold or borrowed against.  Hence, lawyers purchase discharged debts for pennies on the dollar; open a collection company and hire people to harass you into paying that debt to them! 

Remember that in all legitimate contracts you always received something of equal value from the company or person you borrowed from.  Collection companies fail to provide you with anything of equal value and lie to you that they are collecting the debt on behalf of the original creditor! 

The best way to handle a debt collector is to deny who you are and every question they ask …..

Your Public Debt is PRE-PAID!

Right now even though they have no legal right or claim or lien, the bankers hold the “title” to YOU through your birth certificate. You can regain control by simply filing a notice of lien against the birth certificate. Filing notices of lien is done every day. Banks regularly file notices of liens with the Department of Commerce to prove and establish their interest in all kinds of property… homes, cars, tools, equipment. This is done very simply by contacting the Secretary of State or Department of Commerce and filing a UCC-1 financing statement and listing the property as collateral on the statement. The same can be done with your birth certificate, which is your property. You and only you can file this notice of lien… You and only you can determine the value of the property. Since you are priceless in God's eyes the value of your UCC-1 should be UNLIMITED.
In this case, the “company” is the government. Because you “agreed” to work for the government, the company, for the rest of your life, the government (company) agreed to “pay” all of the debt you incur in your lifetime. Is that a bit of a surprise to you? It should be. No one has told you or showed you how use this information. In exchange for your birth certificate and your application for Social Security, which they used as collateral to reduce their debt with the bankers, the government (company) promised to pay your debts. You work on behalf of the US government AS COLLATERAL ON THE NATIONAL DEBT owed to the bankers.

Whatever your debt, it's actually prepaid.
That’s right, your debt is “prepaid” with what is known as “money of account.” There is no real substance or “money of exchange” such as gold or silver; only accounting adjustments and set offs. The US government agreed to do this for you with the passage of House Joint Resolution (HJR) 192 back in 1933 shortly after the National Emergency and Bank Holiday declared by President Roosevelt. You're already signed up for this program from birth; it’s just that no one told you about it, UNTIL NOW!
Like all good companies though, the US government offered to its “worker bees”, insurance benefits. They offered insurance to us if we would fill out an SS-5 form, also known as “Application for Social Security Benefits”. It's also the hook they use to get us to sign up as their collateral on the national debt. This all originated from the “Shepard Towners Maternity Act” that was to help new mothers with the care of their children if the mother was unwed. (This is why they ask for the maiden name of the mother on the “application for live birth”. All of us are considered to be “bastard children” with the government (company) as our “daddy”)
The SS-5 is really a Power Of Attorney (POA) for the company that issued the insurance benefit to You, the real man or woman. POA was assumed by the company, the government. When they established the new account they styled the name in ALL CAPS. Very few people normally sign their name in ALL CAPS. Your JOHN H. DOE is really a corporation. Print your name in ALL CAPS if you intend to express the name/ title of Your corporation. You'll find it on "your" driver's license, "your" social security card, "your" bank statement, "your" check blanks, "your" tax statements, etc. The Social Security number is evidence that there is an insurance policy. The benefit you are receiving is the privilege of an army, navy, police, fire protection, Medicaid, medicare, SSI, pension etc.
So far it has worked quite well for the government (company)… they just didn’t tell you how to go about getting your debt set off and how to access and use the pre-paid account, all the more money for their pet projects…wars of pre-emption, international intrigue, control and domination of the global markets, etc. You/ve perhaps read about this in the news or seen it on the evening news. You're letting them use your money for crimes against humanity.

"U.S. Legal History,"

 The USA, a corporation of the English Crown, is bankrupt, and has been since at least 1788. The Articles of Confederation states in Article 12: "All bills of credit emitted, monies borrowed, and debts contracted by, or under the authority of Congress, before the assembling of the United States, in pursuance of the present confederation, shall be deemed as considered a charge against the United States, for payment and satisfaction whereof the said United States, and the public faith are hereby solemnly pledged."

The "Founding Fathers," as constitutors, acknowledged and reorganized the debt in the U.S. Constitution 1787, Article VI, hence "constitution." Bankruptcy occurred on January 1, 1788 based on 21 loans that the United States of America received from the King of England dating from February 28, 1778, through July 5, 1782, the repayment of which had been ratified by Congress on January 22, 1783.  The United States Bank, created in 1791, was a private bank, with 18,000 of 25,000 shares owned by England.

No de jure, constitutional Congress has existed since March 27, 1861, when seven (7) Southern States walked out of Congress leaving Congress without a quorum for adjourning and therefore ending sine die. That which is called "Congress" today assembles and acts under the authority of the President acting in capacity of being Commander-In-Chief of the Armed Forces, under emergency war-powers rule, i.e. "law of necessity," i.e. no law (see 12 Stat 319, which has never been repealed and exists in Title 50 USC §§ 212, 213, 215, Appendix 16, 26 CFR Chapter 1 § 303.1-6(a), and 31 CFR Chapter 5 § 500.701 Penalties).

Since the above-referenced date, March 27, 1861, Americans have been under Fascist rule via presidential executive order under the aforementioned Emergency War Powers, 12 USC 95 a, b. Every "citizen of t he United States" is now "legally" established as an "enemy" via the
Amendatory Act of March 9, 1933, 48 Stat. 1, amending Trading With Enemy Act of October 6, 1917, H.R. 4960, Public Law No. 91.

On December 6, 1865, the 14th Amendment was proclaimed as ratified (even though it never properly was, see below). The 14th Amendment, which is private Roman Catholic Ecclesiastical Trust Law, constitutes a constructive, cestui que trust, a public charitable trust (PCT) that was expressly designed to bring every corporate franchise artificial person called a "citizen of the United States" into an inseparable merging with the government until the two are united (with power held by the government, not the people). A cestui que trust is fundamentally different from a regular trust, which is express [clear, definite, explicit] in nature and consists of a contractual indenture involving three (3) parties: Grantor (Creator or Trustor), Trustee,
and Beneficiaries. In an express trust, legal ownership is transferred by written contract between Grantor and Trustee in which the Grantor surrenders ownership of property to the legal person, the Trust, to be managed by the Trustee on behalf of those who are to benefit from the arrangement, the Beneficiaries. A cestui que trust, on the other hand, differs from an express trust in several crucial ways:

a. It is not formed by express contract, i.e. overt agreement expressed in writing, but by legal construction, i.e. fiat.

b. A cestui que trust has no Grantor, but, being a constructive trust created by operation of law, i.e. by make-believe, has only co-trustees and co-beneficiaries. The co-trustees are the parties with the duties for managing property for the "public good," i.e. for the benefit of those designated as co-beneficiaries.

The Legislative Act of February 21, 1871, Forty-first Congress, Session III, Chapter 62, page 419, chartered a Federal company entitled "United States," a/k/a "US Inc.," a "Commercial Agency" originally designated as "Washington, D.C.," in accordance with the so-called 14th Amendment, which the record indicates was never ratified (see Utah Supreme Court Cases, Dyett v Turner, (1968) 439 P2d 266, 267; State v Phillips, (1975) 540 P 2d 936; as well as Coleman v. Miller, 307 U.S. 448, 59 S. Ct. 972; 28 Tulane Law Review, 22; 11
South Carolina Law Quarterly 484; Congressional Record, June 13, 1967, pp. 15641-15646). A "citizen of the United States" is a civilly dead entity operating as a co-trustee and co-beneficiary of the PCT, the constructive, cestui que trust of US Inc. under the 14th Amendment, which upholds the debt of the USA and US Inc. in Section 4 [of the 14th Amendment].

Birth Certificate Explained

Since the early 1960's, State governments — themselves specially created, juristic, corporate persons signified by all caps — have issued Birth Certificates to "persons" with legal fiction all-caps names. This is not a lawful record of your physical birth, but rather the birth of the juristic, all-caps name. It may appear to be your true name, but since no proper name is ever written in all caps (either lawfully or grammatically) it does not identify who you are. The Birth Certificate is the government’s self-created document of title for its new “property,” i.e. the deed to the juristic-name artificial person whose all-caps name “mirrors” your true name. The Birth Certificate brings the new all-caps name into colorable admiralty/maritime law, the same way a ship (and ship of state) is berthed.

When a child is born, the hospital sends the original, not a copy, of the record of live birth to the "State Bureau of Vital Statistics," sometimes called the "Department of Health and Rehabilitative Services" (HRS). Each STATE is required to supply the UNITED STATES with birth, death, and health statistics. The STATE agency that receives the original record of live birth keeps it and then issues a Birth Certificate in the corrupted, all-caps version of the baby’s true name, i.e. JAMES WILBER SMITH.
cer-tif-i-cate, noun. Middle English certificat, from Middle French, from Medieval Latinceruficatum. from Late Latin, neuter of certificatus, past participle of certificare, to certify, 15th century. 3: a document evidencing ownership or debt.-- Merriam Webster Dictionary (1998). 

The Birth Certificate issued by the State is then registered with the U.S. Department of Commerce -- the Executive Office -- specifically through their own sub-agency, the U.S. Census Bureau, which is responsible to register vital statistics from all the States. The word "registered," as it is used within commercial or legal based equity law, does not mean that the all-caps name was merely noted in a book for reference purposes. When a Birth Certificate is registered with the U.S. Department of Commerce, it means that the all-caps legal person named thereon has become a surety or guarantor, a condition and obligation that is automatically and unwittingly assumed unless you rebut the presumption by effectively noticing them: “It ain’t me.”

Surety. The person who has pledged him or herself to pay back money or perform a certain action if the principal to a contract fails, as collateral, and as part of the original contract. -- Duhaime's Law Dictionary.

1: a formal engagement (as a pledge) given for the fulfillment of an undertaking.
2: one who promises to answer for the debt or default of another.
Under the Uniform Commercial Code, however, a surety includes a guarantor, and the two terms are generally interchangeable.
Merriam Webster's "Dictionary of Law" (1996).
Guarantor. A person who pledges collateral for the contract of another, but separately, as part of an independently contract with the obligee of the original contract.
Duhaime's Law Dictionary.

It is not difficult to see that a state-created Birth Certificate, with an all-caps, name is a document evidencing debt the moment it is issued. Once a state has registered a birth document with the U.S. Department of Commerce, the Department notifies the Treasury Department, which takes out a loan from the Federal Reserve. The Treasury uses the loan to purchase a bond (the Fed holds a “purchase money security interest” in the bond) from the Department of Commerce, which invests the sale proceeds in the stock or bond market.

The Treasury Department then issues Treasury securities in the form of Treasury Bonds, Notes, and Bills using the bonds as surety for the new “securities.” This cycle is based on the future tax revenues of the legal person whose name appears on the Birth Certificate. This also means that the bankrupt, corporate U.S. can guarantee to the purchasers of their securities the lifetime labor and tax revenues of every “citizen of the United States”/American with a Birth Certificate as collateral for payment. This device is initiated simply by converting the lawful, true name of the child into a legal, juristic name of a person.

Dubuque rei potissinia pars prineipium est — The principal part of everything is in the beginning. (“Well begun is half done.”) Legally, you are considered to be a slave or indentured servant to the various Federal, State and local governments via your STATE-issued and STATE-created Birth Certificate in the name of your all-caps person. Birth Certificates are issued so that the issuer can claim “exclusive” title to the legal person created thereby. This is further compounded when one voluntarily obtains a Driver’s License or a Social Security Account Number. The state even owns your personal and private life through your STATE-issued marriage license/certificate issued in the all-caps names. You have no rights in birth, marriage, or even death. The state holds title to all legal persons the state creates via Birth Certificates until the rightful owner, i.e. you, reclaims/redeems it by becoming the holder in due course of the instrument." 

And this pic shows a REGISTRATION of a Record of Birth, which would tend to support the claims about the BC in the above article. Why the heck would a record of birth need to be REGISTERED? And with a Department of Commerce? Record alone is all that's needed to prove that the birth happened, as long as it's certified (stamped and signed by a proper officer of a State)

Mortgage Elimination

The few who understand the system will either be so interested from it's profits or so dependent on it's favors that there will be no opposition from that class." -- Rothschild Brothers of London, 1863

One process of Mortgage Elimination has provided a highly confidential administrative procedure that had been 100% effective for several years. A non-confrontational way to insure there's no litigation, over 400 homeowners obtained  clear title. However, in the past year or so, the banks reneged on their agreement to reconvey the deed after the debt was discharged. New procedures are needed to complete this administrative remedy.

The information below is useful to understand the extent of the banking fraud. Now we are using the consumer protection laws to stop the extraordinary predation of the banks and other lending institutions. Topmost of these laws is the Truth in Lending Act (TILA) of 1968, revised in 1980, 1995, and 2000. Also useful to our quest for fairness and justice under the law is the Real Estate Settlement Practices Act (RESPA), the Homeowners Equity Protection Act (HOEPA), the Fair Credit Billing Act (FCBA), State and Federal Usury Laws, and others. The complexity of these laws has generally made them inaccessible to all but the most persistent and those who can hire attorneys to represent them. We have found a middle ground in which our paralegals audit and analyze your mortgage or deed of trust for violations, produce the documents that connect these violations to the statutes and case law, and guide your through the administrative stage. More than half of the cases are settled without the necessity of litigation. But we have attorneys all around the USA ready to represent you in court on a contingency basis should that be necessary.

How serious is it? Nearly EVERY mortgage or deed of trust has 25-35 violations of the statutes and regulations. The best we have seen was only 9 violations. Usually half of these violations are "title issue" which mean that they are so serious that such violations can lead to the lender being forced to give up security interest in the property....your home free and clear of debt. In addition each violation can result in fines against the lender up to $2000 each. You do the math.  Banks COULD lose their banking charter over this and, after all, what bank would be dumb enough to want to take their own fraud into court with someone who knows their secrets and how to deal with them?

Nevertheless, this consumer protection process only addresses the SUPER-greediness of the lenders. There is still an underlying fraud you should be aware of as well. The "lending" techniques that are used are beyond brilliant. It took some very, very smart people to figure out how to appear to be lending money, but in actuality have the value supplied by the person applying for a loan. And that is what is happening.

If you're an honest, ethical person who believes that the party who funds a loan should be repaid, then we can help you. When you discover the truth, you will be happy to be repaid for funding your own loan and wonder why the bankers thought they should be paid.

It's only fair to receive equal protection under the law, equal protection under the bank loan agreement, and for the whole truth about the bank loan agreement to be revealed. The whole truth is NOT revealed to the borrower. The bank or other lending institution does NOT disclose to you that your promissory note is actually an asset to the bank - which they deposit as THEIR asset.

The bank does not let you know that a promissory note is actually a "negotiable instrument" under the Uniform Commercial Code, and that it will be deposited to fund your loan. Nor did they tell you that the bank has a liability to you of approximately the amount of the loan. (The bank owes you by their own bookkeeping entries!)

The bank does NOT tell you that you actually provided the real cash value for your own loan! Thus, the bank only appears to be lending you anything.

"The Federal Reserve Banks create money out of thin air to buy Government bonds... The Federal Reserve Bank is a total money making machine." Representative Wright Patman, former Chairman of a House Banking Committee
That's right: banks and lending institutions only appear to lend money. Let's take a quick look at how money is created at the "government" level, then we'll see how this applies to you and your alleged debt.

But is it money? Where did the Federal Reserve get the money to exchange for the government bonds? It made a bookkeeping entry. That's it! Money is created by the banks out of thin air! Our government gave them that power when it created the Federal Reserve System. The Federal Reserve creates money out of nothing; this is usury, the payment of interest on pretended loans; the true cause of the hidden tax called inflation; the way in which the Fed creates boom-bust cycles.  This technique was developed by political and monetary wizards to create money out of nothing for the purpose of lending. This is not an entirely accurate description because it implies that money is created first and then waits for someone to borrow it.

On the other hand, textbooks on banking often state that money is created out of debt. This also is misleading because it implies that debt exists first and then is converted into money. In truth, money is not created until the instant it is borrowed. It is the act of borrowing which causes it to spring into existence. And, incidentally, it is the act of paying off the debt that causes it to vanish. There is no short phrase that perfectly describes that process. So, until one is invented along the way, we shall continue using the phrase "create money out of nothing" and occasionally add "for the purpose of lending" where necessary to further clarify the meaning.

So, let us now...see just how far this money/debt-creation process has been carried -- and how it works.

The first fact that needs to be considered is that our money today has no gold or silver behind it whatsoever. The fraction is not 54% nor 15%. It is 0%. It has traveled the path of all previous fractional money in history and already has degenerated into pure fiat money. The fact that most of it is in the form of checkbook balances rather than paper currency is a mere technicality; and the fact that bankers speak about "reserve ratios" is eyewash. The so-called reserves to which they refer are, in fact, Treasury bonds and other certificates of debt.

Former Congressman Louis McFadden, chairman of the House Committee on Banking and Currency remarked about the Federal Reserve Bank: "A super-state controlled by international bankers and international industrialists acting together to enslave the world for their own pleasure."

Debt elimination through knowledge of the statutes is an essential part of real freedom.

WHY THE UCC FILING?

Short Explanation as is Understood at this Time
(Subject to further clarification)

Around the time of the war between the United States and the southern states of the American union, the United States was busy putting together a plan that would increase the jurisdiction of the United States. This plan was necessary because the United States had no subjects and only the land ceded to it from the states, ie. the District which was only ten miles square and such land as was necessary for forts, magazines, arsenals, etc. 

Between the 1860’s and the early 1900’s, banking and taxing mechanisms were changing through legislation. Cunning people closely associated with the powers in England had great influence on the legislation being passed in the United States. Of course such legislation did not apply to the states or to the people in the states, but making the distinction was not deemed to be a necessary duty of the legislators. It was the responsibility of the people to understand their relationship to the United States and to the laws that were being passed by the legislature. This distinction between the United States and the states was taught in the homes and the schools and churches. The early admiralty courts did not interpret legislation as broadly at that time because the people knew when the courts were overstepping their jurisdiction. The people were in control because they knew who they were and where they were standing in relation to the United States.

In 1913 the United States added numerous private laws to its books that facilitated the increase of subjects and property for the United States. The 14th Amendment provided for a new class of citizens – United States citizens, that had not formerly been recognized. Until the 14th Amendment in 1868, there were no persons born or naturalized in the United States. They had all been born or naturalized in one of the several states. United States citizenship was a result of state citizenship. After the Civil War, a new class was recognized, and was the beginning of the democracy sited in the District of Columbia. The American people in the republic sited in the several states, could choose to benefit as one of these new United States citizens BY CHOICE. The new class of citizens was given the right to vote in the democracy in 1870 by the 15th Amendment. All it required was an application. Benefits came with this new citizenship, but with the benefits, came duties and responsibilities that were totally regulated by the legislature for the District of Columbia. Edward Mandell House is attributed with giving a very detailed outline of the plans to be implemented to enslave the American people. (1) The 13th Amendment in 1865 opened the way for the people to volunteer into slavery to accept the benefits offered by the United States. Whether House actually spoke the words or not , is really irrelevant because the scenario detailed in the statement attributed to him has clearly been implemented. Central banking for the United States was legislated with the Federal Reserve Act in 1913. The ability to decrease the currency in circulation through taxation was legislated with the 16th Amendment in 1913. Support for the presumption that the American people had volunteered to participate in the United States democracy was legislated with the 17th Amendment in 1913. The path was provided for the control of the courts, with the creation of the American Bar Association in 1913.

In 1917 the United States legislature passed the Trading with the Enemy Act and the Emergency War Powers Act, opening the doors for the United States to suspend limitations otherwise mandated in the Constitution. Even in times of peace, every contrived and created social, political, or financial emergency was sufficient authority for the officers of the United States to overstep its peace time powers and implement volumes of “law” that would increase the coffers of the United States. There is always a declared emergency in the United States and its States, but it only applies to their subjects.

In the 1920’s the States accelerated the push for mothers to register their babies. Life was good and people were not paying attention to what was happening in government. The stock market crashed, and those who were not on the inside were not warned to take their money out before they lost everything.

In the 1930’s federal legislation provided for registration of babies through applications for birth certificates, so government workers could get maternity leave with pay. The States pushed for registration of cars through applications for certificates of title, and for registration of land through registration of deeds of trust. Constructive trusts secretly were created as each of the people blindly walked into the United States democracy, thereby agreeing to be sureties for the debts of the United States. The great depression supplied the diversion to keep the people’s attention off what government was doing. The Social Security program was implemented, along with numerous other United States programs that invited the American people to volunteer to be the sureties behind the United States’ new registered property and adhesion contracts through the new United States subjects.

The plan was well on its path by 1933. Massive registration of property through United States agencies, including the State of _______ subdivisions, was assuring the United States and its officers would get rich beyond their wildest expectations, as predicted by Mendall House. All of this was done without disclosure of the material facts that accompanied each application for registration – fraud. The fraud was a sufficient reason to charge all the United States officers with treason, UNLESS a remedy could be supplied for the people to recoup their property and collect for the damages they suffered as a result of the fraud.

If a remedy were available, and the people chose not to or failed to use their remedy, no charge of fraud could be sustained even in a common law court. The United States only needed to provide the remedy. It was not required to explain it or even tell the people where the remedy could be found. The attorneys did not even have to be taught about the remedy. That gave them plausible deniability when the people struggled to understand the new laws. The legislators did not have to have the intricate details of the law explained to them regarding the bills they were passing. That gave them plausible deniability. If the people failed to use their remedy, the United States came out the winner every time. If the people did discover their remedy, the United States had to honor it and release the registered property back to the people, but only if the people knew they had a remedy, and only if they requested it in the proper manner. It was a great plan.

With plausible deniability, even when the people knew they had a remedy and pursued it, the attorneys, judges, and legislators could act like they did not understand the people’s claims. Requiring the public schools to teach civics, government, and history classes out of approved politically correct text books also assured the people would not find the remedy for a long time. Passing new State and Federal laws that appeared to subject the people to rules and regulations, added another level of protection against the people finding their remedy. The public media was molded to report politically correct, though substantially incorrect, news day after day, until few people would even think there could be a remedy available to them. The people could be separated from their money and their time to pursue the remedy long enough for the solutions to be lost in the pages of millions of books in huge law libraries across the country. So many people know there is something wrong with all the conflicts in the laws with the “facts” taught in the schools. How can the American people be free and subject to a sovereign governments whims at the same time? Who would ever have thought the people would be resourceful enough to actually find the remedy? BUT they did!

In 1933 the United States put its insurance policy into place with House Joint Resolution 192 (2) and recorded it in the Congressional Record. It was not required to be promulgated in the Federal Register. An Executive Order issued on April 5, 1933 paving the way for the withdrawal of gold in the United States. Representative Louis T. McFadden brought formal charges on May 23, 1933 against the Board of Governors of the Federal Reserve Bank system, the Comptroller of the Currency, and the Secretary of the United States Treasury (Congressional Record May 23, 1933 page 4055-4058). HJR 192 passed on June 3, 1933. Mr. MaFadden claimed on June 10, 1933: “Mr. Chairman, we have in this country one of the most corrupt institutions the world has ever known. I refer to the Federal Reserve Board and the Federal Reserve Banks…” HJR 192 is the insurance policy that protects the legislators from conviction for fraud and treason against the American people. It also protects the American people from damages caused by the actions of the United States.

HJR 192 provided that the one with the gold paid the bills. It removed the requirement that the United States subjects and employees had to pay their debts with gold. It actually prohibited the inclusion of a clause in all subsequent contracts that would require payment in gold. It also cancelled the clause in every contract written prior to June 5, 1933, that required an obligation to be paid in gold – retroactively. It provided that the United States subjects and employees could use any type of coin and currency to discharge a public debt as long as it was in use in the normal course of business in the United States. For a time, United States Notes were the currency used to discharge debts, but later the Federal Reserve and the United States provided a new medium of exchange through paper notes, and debt instruments that could be passed on to a debtor’s creditors to discharge the debtor’s debts. That same currency is available to us to use to discharge public debts.

In the 1950’s the Uniform Commercial Code was presented to the States as a means of unifying the generally accepted procedures for handling the new legal system of dealing with commercial fictions as though they were real. Security instruments replaced substance as collateral for debts. Security instruments could be supported by presumptive contracts. Debt instruments with collateral, and accommodating parties, could be used instead of money. Money and the need for money was disappearing, and a uniform system of laws had to be put in place to allow the courts to uphold the security instruments that depended on commercial fictions as a basis for compelling payment or performance. All this was accomplished by the mid 1960’s.

The commercial code is merely a codification of accepted and required procedures all people engaged in commercial activities must follow. The basic principles of commerce had been settled thousands of years ago, but were refined as commerce become more sophisticated over the years. In the 1900’s the age-old principles of commerce shifted from substance to form. Presumption became a big part of the law. Without giving a degree of force to presumption, the new direction in enforcing commercial claims could not be supported in courts. If the claimants were required to produce their claims every time they tried to collect money or time from the people, they would seldom be successful. The principles expressed in the code combine the means of dealing with substantive commercial activities with the means of dealing with presumptive commercial activities. These principles work as well for the people as they do for the deceivers. The rules do not respect persons.

Those who enticed the people to register their things with the United States and its sub-divisions, gained control of the substance through the registrations. The United States became the Holder of the titles to many things. The definition of “property” is the interest one has in a thing. The thing is the principal. The property is the interest in the thing. Profits (interest) made from the property of another, belong to the owner of the thing. Profits were made by the deceivers by pledging the registered property in commercial markets, but the profits do not belong to the deceivers. The profits belong to the owners of the things. That is always the people. The corporation only shows ownership of paper – titles to things. The substance cannot appear in the fiction. [[Watch the movie Last Action Hero and watch the confusion created when they try to mix substance and fiction.]] Sometimes the fiction is made to look very much like substance, but fiction can never become substance. It is an impossibility.

The profits from all the registered things had to be put into trust (constructive) for the benefit of the owners. If the profits were put into the general fund of the United States and not into separate trusts for the owners, the scheme would represent fraud. The profits for each owner could not be commingled. If the owner failed to use his available remedy (fictional credits held in a constructive trust account, fund, or financial ledger) to benefit from the profits, it would not be the fault of the deceivers. If the owner failed to learn the law that would open the door to his remedy, it would not be the fault of the deceivers. The owner is responsible for learning the law, so he understands that the profits from his things are available for him to discharge debts or charges brought against his public person by the United States.

If the United States has the “gold”, the United States pays the bills (from the trust account, fund, or financial ledger). The definition of “fund” is money set aside to pay a debt. The fund is there to discharge the public debts attributed to the United States subjects, but ultimately back to the accommodating parties – the American people. The national debt that is owed is to the owners of the registered things – the American people, as well as to other creditors.

If the United States owes a debt to the owner of the thing, and the owner is presumed (by accommodation) to owe a public debt to the United States, the logical thing is to ask the United States to discharge that public debt from the trust fund. The way for the United States to get around having to pay the public debts for the people is to claim the owner cannot be an owner if he agreed to be the accommodating party for a debtor person. If the people are truly the principle, then they know how to handle their financial and political affairs, ULNESS they have never been taught. If the owner admits by his actions out of ignorance, that he is an accommodating party, he has taken on the debtor’s liabilities without getting consideration in exchange. Here lies the fiction again. The owner of the thing does not have to knowingly agree to be the accommodating party for the debtor person; he just has to act like he agreed. That is easy if he has a choice of going to jail or signing for the debtor person. The presumption that he is the accommodating party is strong enough for the courts to hold the owner of the thing liable for a tax on the thing he actually owns.

Debtors may have the use of certain things, but the things belong to the creditors. The creditor is the master. The debtor is the servant. The Uniform Commercial Code is very specific about the duties and responsibilities a debtor has. If the owner of the thing is presumed to be a debtor because of his previous admissions and adhesion contracts, he is going to have a difficult time convincing the United States that it has a duty to discharge public debts for him. In addition, the courts are staffed with loyal judges who will look for every mistake the people make when trying to use their remedy.

There is a very powerful tool the people can use to help them get to the real issues when they find themselves up against the power of presumption. The law provides for either party of an admiralty court action to OBJECT to a line of questioning. When you object in that court setting, you must tell the judge why you object, or he will overrule your objection. The reason is:

“This line of questioning assumes facts not in evidence.”

You can request that evidence of the Plaintiff’s claim be entered as evidence. If the judge overrules this fundamental, basic, underlying, necessary principle of establishing jurisdiction and right to make a charge, there is a major procedural error in the proceeding. Granting impersonam jurisdiction to get to the bottom of the issue is vastly better than arguing, “I’m not that person.”

The owner of the thing, after learning the law and discovering who he is in relation to the United States, can file a UCC Financing Statement and Security Agreement registering his interest in the artificial entity (PERSON) the United States created after Mom applied for a birth certificate. That was the act of registering her biological property, her baby (substance), with the State of _______. The United States holds the paper title (form), not the substance (baby). Until your Financing Statement is filed, the United States is the holder of the title to the artificial entity. Its name is spelled in all capital letter – JOHN HENRY DOE. When John Henry Doe files the Financing Statement supported by a Security Agreement signed by the artificial entity (JOHN) and the owner (John), he becomes the holder in due course of the title to JOHN. The UCC and the State commercial law are very specific about the effect of a registered security interest. It has priority over most other interest claimed (only claimed) in the same thing. The evidence that is missing in the court, is the registered claim over the person (JOHN).

The owner also must notify the Secretary of the Treasury that he is going to handle his own affairs in the future. He can file a Bill of Exchange with the Secretary through which he exchanges his person’s accepted-for-value birth certificate and social security numbers, for a chargeback of all the presumed charges brought against his person since the birth certificate was issued.

The owner can also reserve a noncash Federal Reserve routing number and any number of noncash instrument numbers by filing an amendment to his Financing Statement or just including his reservation on his original Financing Statement. Each bank account opened in the name of the owner’s person has a routing number. If an account is open, it is available to process cash items. If you write a check to the plumber, it can be converted to cash at your bank. You cannot write a check on an account that has been closed. Those accounts and their routing numbers are reserved for noncash items for the person (JOHN) that opened the account originally. Accounts that have been closed by the bank instead of the person, should not be used for noncash items. Once this is done, you are in a position to begin receiving reimbursements against the obligation the United States owes to you for money and time it has received that belong to you.

The owner of registered things, who has learned the law and what his rights are, and has filed his Financing Statement, Security Agreement, and Bill of Exchange, and reserved his noncash account routing numbers, can issue an instrument indicating his UCC registration number, his registered Federal Reserve routing number, the name of the public party making a charge against his person, and the amount of the debt to be discharge.

Think of the whole transaction in relation to a dead battery. The batter represents your public person (JOHN), which is a dead entity that can function within the public maize of fiction, transmitting benefits from the public to you in the private IF it is charged up. You cannot go into the public because you are not a fiction. JOHN has no power until it is charged with some energy. That energy comes from an IRS default notice, court judgment, credit card bill, utility bill, traffic ticket, or some other instrument that has a $ amount and JOHN’s name on it as the presumed debtor. The bill is the energy. It charges the dead JOHN. You can now discharge JOHN and put JOHN’s accrual account with the charging party back to a zero balance. You as the secured party over the assets put up as security by JOHN to you as collateral for the debt JOHN owes you, can discharge JOHN with a negotiable instrument for the same $ amount as the charging instrument. The charging party that receives your noncash item can 1) process it through a United States department, 2) give it to a third party, 3) keep it to increase its liquidity.

When you, as the owner of a thing, registered it with the United States or one of its subdivisions, you let the United States hold the legal title to your thing based on misrepresentation and failure to disclose material facts to you at the time of registration. You probably retained possession of the thing. The United States invested the title and made a profit. If you did not specifically authorize the United States and its agents to invest the legal title, the profits made from that title belong to you, because as the owner, you remain the equitable title holder. Legally all the profits from the investment of the titles to all your registered things must go into a fund for your benefit. If they did not put the profits in a trust fund of some sort, it would be fraud.

Just acquiring the titles through what is promoted as mandatory registration, is fraud. If the scenario attributed to Mandell House is now in full application in the United States, which it is, the officers of the United States could be charged and convicted with treason IF they had not provided a remedy, which they did. -- House Joint Resolution 192 on June 5, 1933. This is their insurance policy to assure they are not convicted of treason. That does not mean they cannot be charged with treason, but the courts will dismiss based on failure to state a claim upon which relief can be granted. Because you have a remedy outside the court, you cannot sustain a charge of treason.

The problem in the past with trying to discharge public debts with instruments that could not be processed through your bank on the corner, was that those discharge instruments did not route through the Federal Reserve. It is the bean counter for the national debt. That debt is first and primarily owed to the people who are the equitable titleholders of all the substance in this country. If you try to discharge a public debt with your discharge instrument, and you do not route it through the Federal Reserve, it appears you are receiving a benefit from the United States without exchanging it for something of value. This is not technically correct because you have a right to be reimbursed, whether or not you apply it toward the debt the United States owes you. You are the substance; it is the fiction.

If you do route your discharge instrument through the Federal Reserve, where the national debt owed to you can be reduced by the amount of the instrument, you have made an exchange that fits nicely into their accrual bookkeeping system. Your PERSON’s charge from the charging party within the United States commercial scheme is discharged, and the debt the United States owes to you is discharged by the same amount. That is a quid pro quo, and everyone is happy, EXCEPT those who are not interested in the money but just want to be in control from behind the scenes.

To accomplish this quid pro quo exchange:

1. your claim to being one of the people must appear on a public register (the Secretary of State),

2. you must have an account with the banker for the United States (the Secretary of the Treasury),

3. you must have given notice of your reservation of routing numbers through the national debt accountant (the Federal Reserve),

4. you must refer to the insurance policy that covers your remedy (House Joint Resolution 192),

5. you must make your instrument negotiable so it can be used by the United States for a profit,

6. you must transmit your instrument back into the public through an agent (your registered debtor),

7. you must only use a noncash item for this exchange,

8. you must do a banker’s acceptance of a charging instrument to attach to your noncash item, and

9. you must understand that you are not getting something for nothing

Reserving your routing numbers to use on your discharge instruments is not as difficult as was thought during the previous decade. Every person has opened bank accounts in the past that have been closed for one reason for another. On the bottom of the checks for those closed bank accounts is a routing number to the particular bank and a routing number to the particular account. Each check has a check number. When you put the check number together with the two routing numbers, you have a means of tracking each item that goes through the worldwide banking system. The routing numbers on the bottom of the checks from accounts your person has closed will never be reassigned. They are attached to your person’s NAME forever and kept in the records of the Federal Reserve.

Bank accounts that are still open and active are used for cash items. Checks written on these open bank accounts can be taken to the particular bank and CASHED. This is the type of instrument used in commercial transactions everyday. There is a fund attached to the check from which the debt evidenced by the check can be paid.

Bank accounts that are no longer open and active cannot be used to process cash items. They can only be used to process noncash items. They require special handling. Title 12 of USC and CFR explain how and when receiving banks are to process noncash items. A closed bank account associated with your debtor’s NAME, has routing numbers that can route your discharge instrument through the Federal Reserve to reduce the national debt to you and increase the balance of the bank account of the party that is charging your debtor. It is a WIN WIN situation.

The charging party is instructed to mail the discharge instrument to the Secretary of Transportation. Title 46 has sufficient evidence to support the proposition that the Secretary is the trustee over some or all vessels mortgaged by the United States. If your debtor PERSON is presumed to be a vessel, it is regulated by the Secretary of Transportation through the Maritime Ministries Administration, that is the proper party to assist in processing your noncash item. The Secretary of Transportation can forward the item to the Secretary of the Treasury, who already has been notified to prepare for noncash activity in your treasury direct account on the Bill of Exchange. The Secretary of the Treasury is directly related to the Federal Reserve. Between the Treasury and the Federal Reserve, your noncash item can be directed to the proper parties to settle the account and get everyone into that quid pro quo position we want.

The United States and its co-business partners are debtors to you. You are the creditor, not only over your debtor PERSON, but also over the United States, the legal titleholder over the registered things to which you are the equitable titleholder. You are the primary creditor, so if the United States has other creditors, like the international bankers, they cannot jump to the front of the line. Their claims are subordinated to your claims if your claims are registered and if you understand the law surrounding what you are doing.

LEARN THE LAW FIRST, THEN JUMP OFF THE CLIFF!!!!!!!!!