Welcome to the light! Master Creditor Process Pack ONLY $74.95

 


NEW
Massive Amount of New Cutting-Edge Technology
2026 MASTER'S DEGREE


Thank you for stopping by my blog ,I've spent the past 10 years going to expensive seminars and compiling some of the most sought after books and material (some info I cannot disclose here, but be assured this is the most up to date technology out there)on the Internet and I thought I could help people who are interested in this information get it all in one shot, If you're interested in the accepted for value process, this is the step by step guide that walks you through the entire process. You need to start setting off your debt, this is a proven process that has been evolving over the last 30 years. This information is cutting edge and proven. You must get this information and share it with everyone you know. Below you will see a list of all the books you will receive and also a massive amount of bonus information that I can't disclose here. If you are in foreclosure now or it looks like you're heading in that direction, or you're struggling with your finances due to the current financial climate all of this info will help you to keep your home but more importantly understand how the system works.





All of this info will be sent to you in pdf format. Here is a list of just some of the books you will receive, plus a massive amount of insider secrets I can't name here.

1.ACCEPT IT FOR VALUE RETURN IT FOR VALUE, Private document, for entertainment purposes only, this is not legal advice. This is strictly a administrative/contract remedy, we are not tendering payment. There is no money to pay anything… The contracts are already in place in the background. We are simply accepting the credits they have established and authorizing them to set-off the debt with the said credits. Written in proper Bank-speak, it is possible to “set-off” unsecured debt items to the IRS and authorize the Secretary of the Treasury to issue Money Orders to pay off those debts using your public side Strawman Social Security Number. On the back side of that SSN, there is an alphanumeric account number in your Strawman name that is your private account that can be drawn from. By doing so, you help reduce the National Debt!


Accessing and utilizing your credit lawfully, safely, and wisely requires considerable education in just who you are in relation to the CORPORATION and your strawman. This process takes time. It requires you relearn your role in society. It requires courage and conviction to go against everything you have been told all your life. It requires responsible teachers and well-developed technology.

Ill show you my process and how it works for me.


2.How To STOP The FORECLOSURE On YOUR PROPERTY

A simple guide to save your house.

DEFENDING NONJUDICIAL DEED OF TRUST FORECLOSURES

PROCEDURE FOR RESTRAINING TRUSTEE'S SALES

POST-SALE REMEDIES

RAISING DEFENSES IN THE UNLAWFUL DETAINER

(EVICTION) ACTION

DAMAGES FOR WRONGFUL FORECLOSURE

300 + pages

These steps are taken into consideration

when you know you are not going to be able to pay for the loan but a

default is most likely in the future. You can also use some of these to protect

yourself way in advance of any default or foreclosure action.

1. File with the State a UCC1 Financing statement and addendum.

2. File an amended promissory note with the County Recorder's office.

(notarized)

3. File a notice of replacement of Trustee and Beneficiary. (notarized)

4. File a Rescission of Power of Attorney. (notarized)

5. Send in a RESPA request.

6. File the UCC 3 amendment.

a. Vested Interest, UCC3

b. Security Agreement, (notarized)

c. Possessory lien. (notarized)

7. Send an AFFIDAVIT OF TRUTH. (notarized)

Start educating yourself on the Rules of Court and the Rules of Civil

Procedure.

easy to follow instructions.


Also a easy to use guide on the PRODUCE THE NOTE process...

Using the “produce the note” strategy is something all homeowners facing foreclosure can do. If you believe you’ve been treated unfairly, fight back. We have created templates for a legal request, a letter to your lender and a motion to compel to help you through the process.


How to handle the "UNLAWFUL DETAINER" AND MUCH MUCH MORE!

Don't ever leave your house...

3.BRAND NEW! Property Protection Package. Proven method to postpone a sale date on your property. All forms included. Along with step-by-step instructions.

4.

1) SECURED PARTY CREDITOR PROCESS, Properly filing a UCC-1 form to establish a public record that you are not the STRAWMAN and in fact are the holder-in-due-course of it. This is the single most important tool in your tool bag because this alone changes the presumption of law from the side of the STATE to your side;

2) Making yourself the Power of Attorney over the corporate fiction.

3) Copyrighting the STRAWMAN's name. This doesn't just give you another defensive strategy - it gives you a very important offensive weapon, because from this point on, anyone who is coming after your STRAWMAN for anything without your permission is trespassing on your commercial property.

4) Properly filing your Public Notice and Surety Bond.

5) Properly filing these documents in your County Recorders Office.

5.Cracking the Code, redemption in law-how to become a sovereign, includes all forms and how to manual over 500 pages. The Uniform Commercial Code, "UCC," the subject of this manual, is the transcendent, paramount achievement of the efforts of a few thousands of intensely dedicated and single-minded collaborators (dare we call it "conspiracy"?) over the last two-plus millennia. It is the culmination of an almost incomprehensibly complex, systematic, intricate, pervasive, and far-reaching agenda of strategic and tactical global planning to secure absolute legal, financial, social, ecclesiastical, and political (military) dominance over the people of Earth. The fundamental medium chosen for accomplishing these iniquitous aims: Commerce. The UCC, first introduced in 1954, has been developed across the centuries with microscopically excruciating and painstaking attention to detail for avoiding forever risk of detection and revelation of its true nature. It was fully expected that the Code would never be cracked. Proof of this fact is the absence of any device/mechanism for the enforced reversal of the process and recapture of slaves who manage to break free. If you are a slave interested in breaking free, this manual has answers you have been searching for. Embarking on the pages of this volume, however, is comparable with "taking the red pill," and so should be carefully considered by worshipers of Big Brother and the faint of heart--for with such knowledge also comes the innate urge for responsibility, an unpleasant prospect for many. No matter your level of interest in the workings of the world around you and your commitment in making it a better place, if you "decide on the red pill" you will never again see it in the same way. The Code has been cracked, and awaits your decision.


6.How to discharge any traffic citation.2hr recording on mp3 file.


7.100 page booklet on filling your freedom documents. Easy to follow instructions. All forms included.


8.All federal reserve routing numbers.

9.Exciting new Information on the 1099 OID Process,

PHILOSOPHY OF THE 1099-A METHOD


Universal Postal Union Stamp Technology and Remedy, everything you will need to know!


1099 OID Process's works for creditors. IRS has forms that allow you to be a creditor and acquire funds that are in escrow. An outstanding balance, for instance, on an American Express card is in escrow. The funds are there – you just have to tell the IRS with the proper tax filings to access those funds and pay that guy off with them or return those funds to me. You can OID any funds that go out of your bank account – and get them back. Acquire escrow funds with a 1099-A. If you file a 1099-OID as Recipient, those get reported on a 1040 if you want to get the funds returned.1099-As don’t get reported; neither do OIDs when you’re the Payor. i1040 is available on the IRS website; it gives line by line instructions for the 1040.


Claiming Original Issuance - meaning any debt obligations you put out in the public. When money comes out of your checking account, when you swipe your credit card, when you sign a promissory note. Credit cards create obligations and thus as the creator you have the right to claim them. With the OID you can also fractionalize your account. Meaning pay for $50 dollars for gas with credit card A, then pay off credit card 'A' with credit card 'B', pay off credit card 'B' with your Checking account. Now with a $50 dollar purchase you created a $150 obligation which you can OID. Whether that is ethical or not is another discussion, but ITS BANKING. It's what banks do. This strategy can be used to fractionalize your account as much as you want. You can also acquire assets. Thus if I have a Student Loan for $15,000. I can use a 1099A acquisition and a 1099 OID, report it on my 1040, and poof I have acquired the asset.

10.Sure fire way to clean up your credit reports. All the inside secrets they don't want you to know. Easy and fast!

step by step instructions.


11.Secured Party/Creditor Filing Procedures & Treasury Chargeback instructions/most up to date technology.


12. ***BRAND NEW*** IRS REMEDIES, how to operate in the Civil and Criminal courts. Youve got to get this!this will blow your mind!

13.******ALL NEW ADMINISTRATIVE PROCESS TO GO AFTER BILL COLLECTORS, STOPS THEM DEAD IN THEIR TRACKS!

Debt collector attack plan/administrative process, with all forms.

1.NOTICE OF CORRECTION FOR FRAUD

2.CERTIFICATE OF NON-RESPONCE

3.CERTIFICATE OF PROTEST

4.CERTIFICATE OF SERVICE

5.NOTICE OF CONDITIONAL ACCEPTANCE

6.NOTICE OF DEFAULT AND DISHONER

7.NOTICE OF RESCISSION

8.NOTARY CERTIFICATE OF SERVICE

9.NOTARY PRESENTMENT LETTER

10.NOTICE TO CEASE AND DESIST

and much much more

ALL NEW

The Commercial Lien Strategy

You can file a commercial lien on property in another state or on property you ’ ve never

seen. With a commercial lien, you can attack the personal property of your adversary at

long range rather than merely fighting to defend your own property in your own back

yard. This offensive capability makes the commercial lien a powerful legal weapon. With

the commercial lien, you can literally take the fight to their back yards.

this 85 page tutorial breaks it all down.


You will receive all of these books plus the bonus material I can't name here in pdf/word doc formatted, will be sent to you the same day I receive your donation. 

How to Access These ResourcesTo receive this comprehensive collection, we request a donation of $74.95, payable via cryptocurrency or PayPal USD Coin. Your donation supports ongoing research and resource development.
https://www.paypal.com/donate/?hosted_button_id=9LL7J2V3ZC5RA






Payment Options:

  • Bitcoin (BTC): Send $74.95 to the following address:

  • 34NpyozVsDKiBX6y4zKBtQtomiBE4WvNSB

  • Note: Ensure you send only BTC to this address.

  • Other Cryptocurrencies: Contact us at creditorsincommerce@proton.me for a secure payment link.

    

Next Steps:

  1. Make your donation using one of the methods above.
  2. Email us at creditorsincommerce@proton.me to confirm your donation.
  3. Check your inbox (and junk/spam folder) for delivery confirmation and access to your materials.


NEVER CONFESS WHO YOU ARE... DEALING WITH POLICE, JUDGES, ETC.






I. Basis of Action when confronted.
Never walk into the police station or court voluntarily.  If you do you traverse and acknowledge the validity of their jurisdiction/offer.  As Lao-tzu noted 2,500 years ago: “Do not invite the fight, accept it instead.  Better a foot behind than an inch too far ahead.”  Let the offer come to you; don’t make the offer.
When you are confronted with an obligatory court appearance, keep in mind the following:
Everything is commerce/contract, being administered in a state of emergency under the war powers.  The commerce clause of the Constitution operates in the private international law merchant of the bankers to whom essentially every government in the world is bankrupt.  All of this functions in admiralty/maritime where you have no rights and the captain’s word is law.
As a result of the above condition, military war powers enforce all interstate commerce (which is everything), with draconian penalties for impeding commerce.

Because the climate in which we live is a relentless and ravenous assault from all aspects of the “government” against our commercial liability, i.e. “revenue raising,” enforced by guns, violence, and prisons, life in America a high-risk venture. It requires understanding of how to neutralize the endless barrage of attacks in the form of commercial presentments/offers.  Fighting is a no win proposition.  Matters must be neutralized, defused, and transmuted into victory without conflict.

We have no money, only private debt paper, insurance scrip (like Monopoly money or casino chips which a real monopoly has foisted on the world), operating in the bankruptcy.  Everything is commerce, which is banking, which is debt paper, which is credit/debit balances on banks’ books, which is bookkeeping.

Assets (credits) must always equal liabilities (debits).  The books must always balance for world commerce to operate.  The commercial account must be cleared within three (3) days, which is codified in the US in the Federal Truth in Lending Act, Title 12 USC § 1601, “Regulation Z.”

A traffic citation, summons, indictment, complaint, etc., is a commercial presentment.  When the presentment is issued a debt is created, a liability on the bank’s books, which must be balanced with an asset.  They want you to supply the asset in the form of paying a fine, some specific performance, or jail time.
 
Every such commercial presentment is an offer to contract, concerning which you have the following five (5) options:

1. You can deny or fight the charges and thereby traverse, enjoin the action, legitimize their cause of action, and lock yourself in to their jurisdiction.  This is a commercial dishonor.  If you enter a plea, or the judge enters one for you, you have traversed.  The only issue now is the facts (“did you or did you not run the red light?”).  In other words, dishonor submits you to a court proceeding to resolve the dispute over facts of the matter.

2. You can demur.  A demurrer accepts all alleged facts as true and raises of issues of law.  A classic example is: “Yes, I did it, but so what?  The statute of limitations has expired so issues of law foreclose all possibility for me to be prosecuted in this matter.”

3. You can stand mute, in which both the law and facts are invoked.  The judge will enter a plea for you and a court proceeding to resolve the controversy will commence.  Standing mute is also a commercial dishonor and locks you into both law and facts.

4. You can protest, such as by denying jurisdiction.  This also locks you into the requirement to proceed with the court process to resolve the dispute.

5. You can accept the offer/charges (citation, summons, complaint, indictment, etc.) for value.
Of the above options, only # 5:

1. De-fuses, i.e. dissolves, the controversy, thereby obviating all necessity or possibility for court proceedings since there is no dispute to resolve (you have “agreed with your adversary quickly while you are on the way with him”).

2. Makes you the owner of the contract/offer.

3. Makes you the Creditor.  The Creditor is always the winner in court proceedings, all of which have only two (2) classes of participants: Creditors and Debtors.  The Debtor always loses and pays.
After you accept for value and own the contract/offer, the matter is non-negotiable, i.e. private and personal between you and the offerror in his non-official capacity.
Every arrest and incarceration today is seizing the surety on a commercial dishonor.  The commercial accounts must balance for commerce to function.  It is not possible to retain only the debit side of a bank ledger.  The offsetting asset side must be there for the books to balance, the commercial account to clear.  Otherwise, world commerce would collapse into a pile of mush immediately.
When you dishonor a commercial presentment (citation, etc.,) the offerror accepts your dishonor, undertaking a Banker’s Acceptance (BA) and executing a Bill of Exchange.  This Bill of Exchange is for at least 10 times the face amount, and possibly 100 X.  The one who accepts, being the Creditor, is entitled to place whatever value he wishes on the transaction.  The counties run on these bonds.
You must now pay the full amount or the Bill of Exchange, the bond, or the account remains open indefinitely; the case (books) never closes.  If you fail to pay in Federal Reserve Notes (FRNs) to balance the books, then you are arrested and incarcerated as the surety, collateral, to raise the funds to balance the ledger.  These funds are raised by borrowing (via your straw man) on the public debt for which you, the real being, are responsible for paying (discharging) if you have not rebutted the rebuttable presumption that the King (Wizard, Bankers, Power Elite, etc.) owns your all capital-letter name.  You have no liability if the books are fully balanced.  Performance on acceptance balances the books.
This is one reason the prisons are so full.  Another reason is that the judges are part owners of the prisons, and make money on everyone they incarcerate.  Prisons are immense money-making operations due to the bonds raised against the straw men (debtors) of the people (collateral) warehoused behind bars.  High dollar amounts are attached to the bonds raised to incarcerate people.  The prison industry is big business, constituting the major industry in California, Texas, and Florida.
If you have a bail bond you can’t proceed until you rid yourself of the bond.  Accept it for value, send it back to the bondsman, register the bond in the Commercial Registry as your secured property.
Never confess who you are.  That is bearing false witness against yourself.  Some people advocate carrying no identification.  If you are arrested, they have two (2) hours to identify you.  If you identify yourself, they are allowed to hold you (provided you don’t sign their paperwork or otherwise traverse) for three (3) days (72 hours).  The general rule is therefore, of course, never tell them who you are (why do their job for them?) or sign anything.
Anything you do except comply, insofar as dealing with the police is concerned, is interfering with a policeman in his line of duty.  What is his duty?  It is revenue collection for the city.
One of three (3) things is needed to identify you:
1. your date of birth (the day your vessel, i.e. body, was birthed into the 14th Amendment Public Charitable “cestui que” Trust as a citizen of the United States, a corporate franchise launched into a voyage in commerce in an ocean of insolvency, i.e. unpayable bankruptcy).
2. your Driver License.
3. your Social Security Number.
Without any of the above three (3) items, their job is difficult to impossible, especially with a two (2) hour time limit.
A judge’s job is to get you to traverse, contest, and dishonor, and thereby make an offer, which the judge can accept, and thereby own.  If you are hauled into court or forced to go under threat, do not offer and do not negotiate.  If you reject, negotiate, or issue a counter-offer, you create a controversy.  You perform a dishonor, which the judge can accept.
Concerning every offer a judge makes to you, accept it for value, with words such as:
1. “Thank you for your offer, which I accept for value.  May I have your name please?”  (You are acknowledging his commercial presentment and wanting to know with whom you are doing business and entering into contract)
Thereafter you must proceed with the remainder of the standard questions and request, i.e.:
2. Do you have a claim against me?
3. Do you know anyone who has a claim against me?
4. I request the order of the court to be released to me immediately.
If the judge says, “I don’t have a claim against you, but I believe that the prosecutor does,” you proceed with the three (3) questions to the prosecutor.  If he says that the State of California, United States, etc., has a claim against you, say:
“I call the State of California to the witness stand.”
When the State of California fails to take the stand to testify and be cross-examined, you can say:
“It appears no one has a claim against me.  I request the Order of the Court to be released to me immediately.”
Remember that when you accept their offer for value, you place the amount on the transaction and they are required to perform and adjust your account.  You are now the Secured Party, i.e. Creditor.  You are the Principal and the Interest goes to you.
II. Proof of Claim.
The fundamental issues must be perpetually kept in mind and actualized.  Namely:
1. The central core of any dispute is who can state the claim upon which relief can be granted.  Whoever can prove his claim wins.
2. One rebuts their rebuttable presumption of holding a claim against you, via presumption of ownership (by your default) of your Birth Certificate and straw man, by filing a UCC-1 Financing Statement with the real you (upper and lower case spelling of your name) as Secured Party and your name in all capital letters as the DEBTOR.  The UCC-1 is the single most irrefutable, unbreakable, bedrock contract in the world today.
3. Without rebutting their rebuttable presumption via filing a UCC-1, their unrebutted presumption stands as the truth in commerce and you have no standing in law.  You are bereft of rights, devoid of standing in law, and completely unable to “state a claim upon which relief can be granted.”  The result is that you are rendered permanent DEBTOR owned by them and concerning which they have carte blanche to deal as they wish.  You are a slave on the master’s slave plantation without capacity to go against your owner.
4. Once filing the UCC-1 you have irrefutable proof of your supreme claim and, if you proceed correctly, win in any proceeding as the acknowledged Creditor in the matter.  Then all would-be claimants lose for “failure to state a claim upon which relief can be granted.”
5. The bottom line is therefore: How do you state your claim upon which relief can be granted in a manner that cannot be ignored by a judge or administrative agency?
6. The catch-22 of the matter is that in law only the original counts, but if you surrender your original of something you no longer have it.  Then if the opposition confiscates it you are devoid of a way to prove your claim and lose.
7. This conundrum is resolved in the following manner:
a. Obtain certified, true copies of your UCC filings in the Commercial Registry that establish your basic claim on your straw man and also any particular matter at hand (citation, indictment, court case, etc.);
b. Take the above-referenced documents (plus a certified, true copy of the court docket sheet—signed, dated, and stamped by the clerk—pertaining to your case, if one exists) to a notary and have two (2) or more notarial acknowledgments of the entire package as a “certified, true copy of the original”;
c. Serve one of the original notary acknowledgments, via process server or means such as Registered Mail with Affidavit of Service executed by a third party, notarized, on the judge, designated as “[Name of Judge—upper and lower case spelling] dba [NAME OF JUDGE], [FULL NAME OF COURT]” if such exists, or the legal department or party/office that receives service of process re an agency.
8. A notary acknowledgment has powerful effects and ramifications: it must be entered as evidence on the record of a court case and a judge must take judicial notice of it.  To achieve either of these results is not always easy.  By proceeding in this manner you have placed before the judge or authorized party on the other side a proof of your supreme claim that must be recognized and cannot be avoided.  In short, you have stated on the record (court or administrative) proof of your “claim upon which relief can be granted.”
A mere copy of the documents otherwise proving your supreme claim not only can be disregarded by a judge or legal department of an agency, it may be mandated to be disregarded (considered hearsay) since only the original counts.  To rely on mere copies may render your situation worse since you have played your hand, i.e. tipped them off, without the clout to back it up.
If you, or someone you know, is in jail, have the central documents pertaining to the case notarially acknowledged and served on the judge with at least a statement to the effect: “Enclosed/attached herewith is a notarially acknowledged, certified true copy of documents substantiating the supreme claim re [Citation, Tax Bill, Complaint, Case, etc.] of [Name of Secured Party].  Either provide proof of claim superior to the claim of Secured Party as evidenced by the enclosed/attached within [time frame you designate] or your failure to prove said superior claim within said time frame constitutes conclusive presumption, fact, i.e. judicial or administrative res judicata, that no such claim exists.  Absent your proof of superior claim Secured Party requests that the account be adjusted and the Order of the court be released to Secured Party immediately.”
Concerning anything you receive in writing from the system, it is a demand on or at least bears on your commercial liability.  A document you receive is almost always a bill, commercial presentment, offer to contract into your paying a debt or engaging in some specific performance.  In short, the system wants something from you.  Otherwise, why would they send you anything?  If it is a notice of discharge of an obligation (e.g. statement marked "paid in full”), it is still a matter concerning which you must establish your superior claim by accepting for value and registering in your UCC on the Commercial Registry.
As a result of the above, the procedure for dealing with essentially any document [e.g. Citation, Tax Bill, Complaint, Case, etc.] you receive is the same:
1. Make copies of the presentment;
2. Keep the original intact, pristine (unmarked on), in a safe place;
3. Stamp a copy with text to the effect: “accepted for value, all related endorsements, front and back, in accordance with House Joint Resolution 192 of June 5, 1933”;
4. Sign your name and date the stamped copy, using blue ink;
5. Send the stamped, signed, dated copy back to the sender within ten (10) days of your receipt thereof.
By engaging in the above process you have undertaken a Banker’s Acceptance, become the owner of the contract and entire matter, the holder in due course, Secured Party, and Creditor.  You have “placed the ball in their court” and their only options are to withdraw their offer (cancel the bill/offer) within the 72-hour Regulation Z grace period or thereafter be foreclosed from the option to do so.  They are then stuck with the debt in the amount you unilaterally choose (which must be at least equal to the amount of the bill, and preferably 100 times that amount to cover the bonding).  Their failure to cancel the matter within 3 days is a commercial dishonor and they are on the defensive.
Make the above-described procedure your norm for dealing with all unwanted claims against your commercial liability, whether tax agencies, bill collectors, court judgments, etc.  Remember the central Commercial Maxim: “An unrebutted affidavit, claim, or charge stands as the truth in commerce.”  You must accept for value, and do so within the time frame (10 days) allotted to you in order not to waive your opportunity to do so.



UNITED STATES declared bankruptcy, pledged all Americans as collateral against the national debt.

UNITED STATES declared bankruptcy, pledged all Americans as collateral against the national debt,




and confiscated all gold, eliminating the means by which you could pay, it also assumed legal responsibility for providing a new way for you to pay, and it did that by providing what is known as the Exemption, an exemption from having to pay for anything.  In practical terms, though, this meant giving each American something to pay with, and that \"something\" is your credit.

Your value to society was then and still is calculated using actuarial tables and at birth, bonds equal to this \"average value\" are created.  I understand that this is currently between one and two million dollars.  These bonds are collateralized by your birth certificate which becomes a negotiable instrument.  The bonds are hypothecated, traded until their value is unlimited for all intents and purposes, and all that credit created is technically and rightfully yours.  In point of fact, you should be able to go into any store in America and buy anything and everything in sight, telling the clerk to charge it to your Exemption account, which is identified by a nine-digit number that you will recognize as your Social Security number without the dashes.  It is your EIN, which stands for Exemption Identification Number.
However, the clever rascals have done everything in their power to block your access to your own credit by creating the corporate fiction which is a trust identified by your name in all capital letters.  It is commonly referred to as your strawman.  It is a Debtor, like all corporate entities under the bankruptcy because it is a subset of the bankrupt debtor government. It is not you, but you unknowingly serve as the Trustee for this fiction, manage it for a lifetime, and are legally liable for any and all debts it incurs unless by adminstrative means you lay claim to any and all value it might contain by creating a security agreement between you and it.   Once you have done this no other fiction can have any dealings with your fiction without your express permission as a Creditor to and creator of its value.  It cannot even be sued without your permission.  In fact, no court, government agency, law enforcement agency, attorney, or other corporate entity can transact business of any kind with the strawman without your permission. It is the one thing that every judge has drilled into his head, that the court must have your consent before it can prosecute your strawman, rule, put you in jail (you, the unwitting surety for the strawman which as a fiction cannot be put in jail), because it is not you that they are prosecuting, it is the strawman, and because it is your property, they need your consent for their fiction court or attorney to transact business (under admiralty/commercial UCC law) with your strawman.  The person in the black robe sitting in front of a court is a man on the land operating a corporate fiction called a court, which can only do business with another fiction, your strawman.  If you have ever looked at a Summons and Complaint, which typically starts a legal proceeding/suit, you will see the identities of the parties involved as Plaintiff and Defendant, are always spelled in ALL CAPITAL LETTERS, because they are fictions.
Cleverer still, the UNITED STATES contracted with the Federal Reserve to use its private, copyrited scrip, the Federal Reserve note, for all debts both private and public, and that private scrip can only be brought into the PUBLIC, the corporate domain that is the system we currently live in, through a chartered banking institution or a pass-through account, and that pass-through account is your limited liability social security account.  Anyone bringing money into the PUBLIC in any other way can be charged with money laundering.

 With that groundwork laid, we come to the greatest scam of all, the use of your credit without your permission or knowledge.  In a debt-based system such as the one we use under the national bankruptcy of 1933, all value is created through lending, and what you lend is credit because there is no longer any money.  The government took it all away. As previously stated, every living soul in the system has the right and, albeit cleverly hidden, the ability to create credit.  Only a living soul whose value to society has been denominated in bonds collateralized by evidence of his physical birth, has access to credit except for fictions such as banks which are chartered by the government, given the franchise to create credit.  However, when you sit down with a banker to \"take out a loan\", you sign a promissory note, and on the strength of your signature, the loan, which is really a draw on your own credit, originally created to satisfy a legal requirement to provide you with a means to pay, is created, but you are led to believe that the bank is lending you its assets so that it is entitled to repayment of principle plus interest.  Wrong.  The bank is using your credit to create the loan and then demanding that you pay back something that belongs to you.    This means that all loans are fraudulent because under the terms of the contract, whether it is a mortgage, a line of credit, a credit card account, a car loan. or any other loan, the truth of the matter was not fully divulged, and no contract can stand as legitimate and lawful unless all the terms of the agreement were shared with the \"borrower\".  In fact, the bank deposits the promissory note that you sign just as it would a check that you wrote.  It flips it over and endorses it, creates a special demand-type account, deposits it, then carries the loan on its books first as an asset and secondly as a liability owed to YOU.  Of course, they never tell you this, but it is true.  If you are willing to risk having your accounts at the bank shut down, try asking a branch manager exactly what happens to a promissory note.

But I digress.  The fact is, you have unlimited credit, and there is a burgeoning community of Americans who are learning to lawfully access and utilize this credit to settle their commercial affairs.  It\'s quite a tussle, because the Powers do not want to cooperate.  The government was legally required to provide you with a means to pay anything anytime, but it did not see that it was obligated to show you how to access it, so it has taken many years of patriots working very hard to uncover and develop the means to do just that - use their credit to better their lives and those of their loved ones.  It is the ultimate gift in this system, and one that you should be grateful that people are devoting their lives to.
In summary, in our debt-based system, all value is created by lending in order to discharge, not pay, another debt/obligation.  The value behind this lending is credit.  For you, this credit was based on your personal worth and was created by bonds collateralized by your birth certiificated and valued according to actuarial tables.  This credit, your Exemption, is all yours, authorized under the terms of the bankruptcy and HJR192 to replace the gold confiscated by the government.  The government and all its subsets have tried very hard for many decades to keep the fact of this value from you, and structured your interface with the rest of the corporate world so that you have acted as the surety for a Debtor fiction, your strawman.  The predictable effect of this has been your personal amnesia, forgetting who you really are, a Creditor, while the government has pillaged your credit for its own uses, leaving you enslaved without even knowit it, this the ultimate deception and fraud.

Unsecured Debt Can Be Terminated


Debts can be purged using the Fair Debt Collection Practices Act. Credit history
can be restored by using the Fair Credit Reporting Act. Creditors can be defended
against with knowledge of simple contract law, Generally Accepted Accounting
Principles, rules of court and the basis that banks do not loan anything. Debt
collectors can be defended against with the basis that an assignee cannot
establish any contractual nexus to enforce a claim.

Banks are prohibited from loaning. They can’t loan other depositor’s money
because of the matching principle under GAAP. They can’t loan out nor risk any of
their own assets because of Federal Reserve regulations.
In order to accept a credit application or promissory note, the banks must convert
the customer’s note into a check and give it back to him. Only they can do this
because they have a monopoly on negotiable instruments. It is the customer who
creates the currency and funds the line of credit to himself. The customer is the
depositor (creditor). The banks conceal this fact by carrying out what appears to
be a loan approval process for each customer. There is no loan from the bank.
The object in defending yourself against a creditor that has not assigned the
account to a debt collector is to manipulate the creditor into a new agreement
and/or force the account into collections.

The creditor can be sent a notice of final payment with the expectation that the
creditor will not dispute the payment or its terms in writing, thereby accepting it
as payment in full. When the final payment is accepted, and the creditor has
failed to respond or object to the notice of final payment, it makes it very difficult
for them to maintain a claim against the account holder.
In practice, the creditor will call you to ask about late payments. It is prudent to
take a record of the caller’s name, company, mailing address, and phone and fax
numbers, date and time of call, and then request that the caller limit
communications with you only to writing. It is best to disconnect the call after
obtaining this information and then to send a written correspondence making the
same request.



If the calls continue, you can do this again or make a complaint with your state’s
attorney general’s office.
In most cases, the creditor will assign the account to collections. Once this
happens, the third party collection efforts are regulated under the Fair Debt
Collections Practices Act.

The debt can be assigned, but that doesn’t automatically mean that you have a
contract with the new 3rd party debt collector; in fact you don’t as long as you
don’t contract with them by acquiescence.
The third party assignee usually has no agreement with the debtor, so in order to
recover the loss that it chose to incur; it needs the debtor’s consent. This is
usually obtained by deceit, by tricking the debtor into accepting a new obligation.
You can request from them a validation of the purported debt. This they’re not
going to be able to fully respond to – the collector never provided any services or
products, neither is there an automatic obligation for you to pay.
When the collector responds with anything but some written agreement, evidence
of your consent or evidence of consideration (e.g. payment), they have failed to
validate.

Most collectors who receive this request will never pursue the collection.
If the collector persists in ignoring your request for validation, a complaint to the
Federal Trade Commission may be appropriate. Just listing the address for the
FTC on the second notice is likely to get positive results.

Get the full process with form and how to manual included in the Secured Party Creditor Pack..

TOP THINGS THE POLICE DON'T WANT YOU TO KNOW


Did you know that if you sue for false arrest (or false imprisonment), the arrest is presumed to be false?

Did you know that all you need to prove is that the arrest occurred, and then the burden is on the officer to prove that it wasn’t false?

Did you know that for an imprisonment, all you need is to show that you were "restrained of your liberty by words and acts which you feared to disregard"?

Did you know that a car stop counts as an arrest and an imprisonment?


Did you know that if an officer says he has a warrant for your arrest, you can demand to see the warrant AND the supporting affidavit, and if he arrests you without producing them, it’s a false arrest?

Did you know that the police routinely ignore and violate this law?

Did you know that "sovereign immunity" only covers "discretionary" acts (where the officer has a choice about what to do) but does not cover "ministerial" acts such as executing an arrest warrant?

Do you understand that an officer is personally liable for any misdeeds during a warrant arrest?

Did you know that sovereign immunity does not cover an officer AT ALL if he breaks the law?

Did you know that many court documents are "signed" with a rubber stamp?

Did you know that many clerks and attorneys have these stamps with a judge’s signature?
How do you know the warrant wasn’t stamped by a clerk or attorney?
How can a rubber-stamp signature on a warrant POSSIBLY be legal?

Did you know that you can ask an officer for his business card and ID, and if he doesn’t comply, he’s out of uniform?

Did you know you have the right to resist a false arrest with as much force as necessary?

Did you know that if an officer misbehaves, you can complain to Risk Management?
Did you know that the Federal Pure Food, Drug and Cosmetics Act (that set up the FDA) makes it illegal for anyone but a licensed physician to operate a breathalyzer?

Did you know that if an officer asks you a question, you have the right to ignore him and keep walking?


TOP QUESTIONS TO ASK AN FBI AGENT

Are you a "Special Agent" ?

Are there any "General Agents" in the FBI?

When you tell me you are a "Special Agent," are you telling me that you have only specific, limited authority, and that I am responsible for finding out what the limits to your authority are? Am I responsible for making sure you stay within the limits of your authority, even if you are unaware of what those limits are? Please show me documentation of your authority. Is it true that the authority of an FBI agent is the same as the authority of a Park Ranger?

Did you swear an "Oath of Office" ?

Please show me a copy of it. If you violate your Oath of Office, what are the consequences to you? How are those consequences enforced? Do I have to complain to your superiors, or sue you, or what? What is the name of your superior? What is your badge number? Are you authorized to use an alias? How can I serve process on you if I don't know your real name?

When you took office, did you file a bond? Is there any liability insurance to cover damage that you cause while on duty?

Please show me a copy of the insurance policy.

Are you here on campus as an "invitee" or as a "licensee" ? How does that affect the liability of the Trustees if you are injured while here? How does that affect the liability of the Trustees if you cause damage? Which program are you here under: Applicant, Civil Rights, Counterterrorism, Financial Crime, Foreign Counterintelligence, Organized Crime/Drug, or Violent Crimes and Major Offenders?

Is it true that if you arrest me, and I sue you for false arrest (also false imprisonment, assault, battery, and kidnapping), the only thing I need to prove is that an arrest occurred, and then the burden is on you to show that it wasn't false? Would I sue you in State or Federal court? Why? Is it true that "imprisonment" includes "restraining me of my liberty by words and acts which I fear to disregard" ? Is it true that you can conduct a warrantless arrest only if you witness a felony or a breach of the peace, the same as any citizen? Please show me documentation of any other powers of arrest.

What is the Constitutional authority for the FBI to exist? Is it true that the "police power" means the power to protect the health, safety, morals, and welfare of the public? Is it true that the police powers are reserved to the States under the 10th Amendment? How can you call yourself "law enforcement" if you're not exercising the police power? Is it true that the only Federal crimes (under Article I of the Constitution) are counterfeiting, piracy and treason? If you're not exercising police powers, and you're not a standing army, then what are you?

Is it true that Congress technically ceased to exist during the Civil War, by adjourning "sine die" ("without day")? Is this the reason that Congress has not used the Constitutionally mandated procedure for admitting any States to the Union since 1859?

Is this the reason Senators and Representatives are not actually sworn in during "swearing-in" ceremonies? Is this the reason the President calls the Congress into session every two years? Why two years? Is it because the salaries of Congress fall under the two-year limit on military appropriations?

Are there geographical limits to your authority? Please show me documentation of those limits. Are you authorized to operate in one of the 10 Federal "Regions" ? What is the Constitutional authority for the Nixon-era creation of those "Regions" ? How can the Federal government create "Regions" if it is forbidden to create States? Was it done through emergency or martial-law powers? Isn't "Region" a military word?

Do you have any reason to believe that any of us are engaging in interstate commerce?

Do you know that any mention of the “interstate commerce clause” in any court, by the Prosecution or the Plaintiff, brings the Constitution into evidence and I am free to use it OR object on the grounds that the Constitution has not been entered into evidence.

Do you know Lon Horiuchi, who shot Vicki Weaver while she was holding a baby in her arms (in the infamous Ruby Ridge incident), all over a shotgun that was a quarter of an inch too short? Do you know the agent who shot 14-year-old Sammy Weaver in the back as he tried to run home?

Did you have any part in the Waco massacre (in which the FBI used CS gas and its flammable propellant, in a surprise attack with no element of surprise)? Isn't CS gas illegal to use in war? Did you help destroy evidence from Waco? Is it true that the U.S. Marshals Service falsely claimed a possible drug problem with the Weavers at Ruby Ridge in order to get military reconnaissance flights over the cabin? (and the "hot spot" from the alleged drug lab turned out to be a doghouse?) And that the bureau of Alcohol, Tobacco and Firearms invented a phony drug nexus at Waco in order to obtain massive assistance from the U.S. Army, the Texas National Guard, and the Alabama National Guard? Is it true that civilian agencies routinely obtain free military support by lying about drugs, and because there is no sanction for lying, obvious falsehoods are accepted by the military as a pretext for intervention? Is it true that the infamous FBI Hostage Rescue Team has spent considerable time in recent years holding hostages and has not even attempted to rescue a hostage for several years? Why are there 56 FBI SWAT teams and what's that got to do with investigation?

Is it true that almost the entire Waco operation, not only 2/28 but the siege, had been improperly financed from money that law enforcement was supposed to use only in the war on drugs?

Have you had any military training? Are you connected in any way to military intelligence? How come you're not covered by the Posse Comitatus Act of 1878, which was passed to outlaw the use of federal troops for civilian law enforcement and which made it a felony to willfully use "any part of the Army . . . to execute the laws" ?

Is it true that during the 1930s J. Edgar Hoover, director of the Federal Bureau of Investigation, falsely told the American people that an unprecedented wave of child kidnappings was in progress, and the FBI was rewarded with substantial attention and funding, and in the 1980s a very different FBI earned itself more funding by putting out phony claims about a wave of serial killers of children?

Is it really a federal crime to transport artificial teeth into a state without the approval of a local licensed dentist, with penalty of up to one year in prison? Is this the sort of thing we pay the FBI to investigate?

Is it true that the federal courts have virtually taken over such vital state functions as the operation of prisons and mental hospitals? And that by 1993, the federal courts operated 80 percent of all state prison systems in America? Is it true that federal judges determine virtually every detail of these prisons, including standards for food and clothing, grievance procedures, and cell space per convict? Is it true that these prisons are run by private corporations for profit?