Unsecured Debt Can Be Terminated
Debts can be purged using the Fair Debt Collection Practices Act. Credit history
can be restored by using the Fair Credit Reporting Act. Creditors can be defended
against with knowledge of simple contract law, Generally Accepted Accounting
Principles, rules of court and the basis that banks do not loan anything. Debt
collectors can be defended against with the basis that an assignee cannot
establish any contractual nexus to enforce a claim.
Banks are prohibited from loaning. They can’t loan other depositor’s money
because of the matching principle under GAAP. They can’t loan out nor risk any of
their own assets because of Federal Reserve regulations.
In order to accept a credit application or promissory note, the banks must convert
the customer’s note into a check and give it back to him. Only they can do this
because they have a monopoly on negotiable instruments. It is the customer who
creates the currency and funds the line of credit to himself. The customer is the
depositor (creditor). The banks conceal this fact by carrying out what appears to
be a loan approval process for each customer. There is no loan from the bank.
The object in defending yourself against a creditor that has not assigned the
account to a debt collector is to manipulate the creditor into a new agreement
and/or force the account into collections.
The creditor can be sent a notice of final payment with the expectation that the
creditor will not dispute the payment or its terms in writing, thereby accepting it
as payment in full. When the final payment is accepted, and the creditor has
failed to respond or object to the notice of final payment, it makes it very difficult
for them to maintain a claim against the account holder.
In practice, the creditor will call you to ask about late payments. It is prudent to
take a record of the caller’s name, company, mailing address, and phone and fax
numbers, date and time of call, and then request that the caller limit
communications with you only to writing. It is best to disconnect the call after
obtaining this information and then to send a written correspondence making the
same request.
If the calls continue, you can do this again or make a complaint with your state’s
attorney general’s office.
In most cases, the creditor will assign the account to collections. Once this
happens, the third party collection efforts are regulated under the Fair Debt
Collections Practices Act.
The debt can be assigned, but that doesn’t automatically mean that you have a
contract with the new 3rd party debt collector; in fact you don’t as long as you
don’t contract with them by acquiescence.
The third party assignee usually has no agreement with the debtor, so in order to
recover the loss that it chose to incur; it needs the debtor’s consent. This is
usually obtained by deceit, by tricking the debtor into accepting a new obligation.
You can request from them a validation of the purported debt. This they’re not
going to be able to fully respond to – the collector never provided any services or
products, neither is there an automatic obligation for you to pay.
When the collector responds with anything but some written agreement, evidence
of your consent or evidence of consideration (e.g. payment), they have failed to
validate.
Most collectors who receive this request will never pursue the collection.
If the collector persists in ignoring your request for validation, a complaint to the
Federal Trade Commission may be appropriate. Just listing the address for the
FTC on the second notice is likely to get positive results.
The Commerce Game Exposed
ON APRIL 5, 1933, then president Franklin Delano Roosevelt, under Executive
Order, issued April 5, 1933, declared: "All persons are required to deliver ON OR
BEFORE MAY 1, 1933 all GOLD COIN, GOLD BULLION, AND GOLD CERTIFICATES
now owned by them to a Federal Reserve Bank, branch or agency, or to any
member bank of the Federal Reserve System." James A. Farley, Postmaster
General at that time, required each postmaster in the country to post a copy of
the Executive Order in a conspicuous place within each branch of the Post Office.
On the bottom of the posting was the following: CRIMINAL PENALTIES FOR
VIOLATION OF EXECUTIVE ORDER $10, 000 fine or 10 years imprisonment, or
both, as provided in Section 9 of the order Section 9 of the order reads as
follows: “Whosoever willfully violates any provisions of this Executive Order or of
these regulations or of any rule, regulation or license issued there under may be
fined not more than $10,000, or if a natural person, may be imprisoned for not
more than 10 years, or both; and any officer, director or agency of any
corporation who knowingly participates in any such violation may be punished by
a like fine, imprisonment, or both. NOTE: Stated within a written document
received September 17, 1997, from the U.S. Department of Justice, Office of
Legal Counsel, Office of the Deputy Assistant Attorney General, Richard L. Shiffin,
in response to a FOIA, was the following: "A fact that is frequently overlooked is
that Executive orders and proclamations of the President normally have no direct
effect upon private persons or their property, and instead, normally constitute
only directives or instructions to officers or employees of the Federal Government.
The exception is those cases in which the President is expressly authorized or
required by laws enacted by the Congress to issue an Executive order or
proclamation dealing with the legal rights or obligations of members of the public;
such as issuance of Selective Service Regulations, establishment of boards to
investigate certain labor disputes, and establishment of quotas or fees with
respect to certain imports into this country." NOTE: IT SEEMS RATHER OBVIOUS
THAT PRESIDENT FRANKLIN D. ROOSEVELT WAS NOT "EXPRESSLY AUTHORIZED
OR REQUIRED” TO "ISSUE AN EXECUTIVE ORDER OR PROCLAMATION"
DEMANDING THE PUBLIC (PRIVATE) TO RELINQUISH THEIR PRIVATELY HELD
GOLD. The order (proclamation) issued by Roosevelt was an undisciplined act of
treason. Two months AFTER the Executive Order, on June 5, 1933, the Senate
and House of Representatives, 73d Congress, 1st session, at 4:30 p.m. approve
House Joint Resolution (HJR) 192: Joint Resolution to Suspend the Gold Standard
and Abrogate the Gold Clause, Joint resolution to assure uniform value to the
coins and currencies of the United States. HJR-192 states, in part, that:
"Every provision contained in or made with respect to any obligation which
purports to give the obligee a right to require payment in gold or a particular kind
of coin or currency, or in any amount of money of the United States measured
thereby, is declared to be against public policy, and no such provision shall be
contained in or made with respect to any obligation hereafter incurred. Every
obligation, heretofore or hereafter incurred, whether or not any such provisions is
contained therein or made with respect thereto, shall be discharged upon
payment, dollar for dollar, in any such coin or currency which at the time of
payment is legal tender for public and private debts."
HJR-192 goes on to state:
"As used in this resolution, the term ‘obligation’ means an obligation (including
every obligation of and to the United States, excepting currency) payable in
money of the United States; and the term ‘coin or currency’ means coin or
currency of the United States, including Federal Reserve notes and circulating
notes of Federal Reserve banks and national banking associations."
HJR-192 superseded Public Law (what passes as law today is only "color of law”),
replacing it with public policy. This eliminated our ability to PAY our debts,
allowing only for their DISCHARGE. When we use any commercial paper (checks,
drafts, warrants, federal reserve notes, etc.), and accept it as money, we simply
pass the unpaid debt attached to the paper on to others, by way of our purchases
and transactions. This unpaid debt, under public policy, now carries a public
liability for its collection. In other words, all debt is now public. The United States
government, in order to provide necessary goods and services, created a
commercial bond (promissory note), by pledging the property, labor, life and body
of its citizens, as payment for the debt (bankruptcy). This commercial bond made
chattel (property) out of every man, woman and child in the United States. We
became nothing more than "human resources" and collateral for the debt. This
was without our knowledge and/or our consent.
How? It was done through the filing (registration) of our birth certificates! The
United States government - actually the elected and appointed administrators of
government -took (and still do, to this day) certified copies of all our birth
certificates and placed them in the United States Department of Commerce ... as
registered securities. These securities, each of which carries an estimated
$1,000,000 (one million) dollar value, have been (and still are) circulated around
the world as collateral for loans, entries on the asset side of ledgers, etc., just like
any other security. There's just one problem, we didn't authorize it.
The United States is a District of Columbia corporation. In Volume 20: Corpus
Juris Sec. § 1785 we find "The United States government is a foreign corporation
with respect to a State" (see: NY re: Merriam 36 N.E. 505 1441 S. 0.1973, 14 L.
Ed. 287). Since a corporation is a fictitious "person" (it can not speak, see, touch,
smell, etc.), it can not, by itself, function in the real world. It needs a conduit, a
transmitting utility, a liaison of some sort, to "connect" the fictional person, and
fictional world in which it exists, to the real world.
Why is this important? LIVING people exist in a real world, not a fictional, virtual
world. But government does exist in a fictional world, and can only deal directly
with other fictional or virtual persons, agencies, states, etc. In order for a fictional
person to deal with real people there must be a connection, a liaison, a gobetween.
This can be something as simple as a contract. When both "persons,"
the real and the fictional, agree to the terms of a contract, there is a connection,
intercourse, dealings, there is a communication, an exchange. There is business!
But there is another way for fictional government to deal with the real man and
woman: through the use of a representative, a liaison, the go-between. Who is
this go-between, this liaison that connects fictional government to real men and
women? It's a government created shadow, a fictional man or woman ... with the
same name as ours. This PERSON was created by using our birth certificates as
the MCO (manufacturer's certificate of origin) and the state in which we were
born as the "port of entry." This gave fictional government a fictional PERSON
with whom to deal directly. This PERSON is a STRAWMAN. STRAMINEUS HOMO:
Latin: A man of straw, one of no substance, put forward as bail or surety. This
definition comes from Black's Law Dictionary, 6th edition, page 1421. Following
the definition of STRAMINEUS HOMO in Black's we find the next word
STRAWMAN:
A front, a third party who is put up in name only to take part in a transaction.
Nominal party to a transaction; one who acts as an agent for another for the
purposes of taking title to real property and executing whatever documents and
instruments the principal may direct. Person who purchases property for another
to conceal identity of real purchaser or to accomplish some purpose otherwise not
allowed.
Webster's Ninth New Collegiate Dictionary defines the term "STRAWMAN" as:
1: a weak or imaginary opposition set up only to be easily confuted
2: a person set up to serve as a cover for a usually questionable transaction.
The STRAWMAN can be summed up as an imaginary, passive stand-in for the real
participant; a front; a blind; a person regarded as a nonentity. The STRAWMAN is
a "shadow," a go-between. For quite some time a rather large number of people
in this country have known that a man or woman's name, written in ALL CAPS, or
last name first, does not identify real, living people. Taking this one step further,
the rules of grammar for the English language have no provisions for the
abbreviation of people's names, i.e. initials are not to be used. As an example,
John Adam Smith is correct. ANYTHING else is not correct. Not Smith, John Adam
or Smith, John A. or J. Smith or J. A. Smith or JOHN ADAM SMITH or SMITH,
JOHN or any other variation. NOTHING, other than John Adam Smith identifies
the real, living man. All other appellations identify either a deceased man or a
fictitious man: such as a corporation or a STRAWMAN.
Over the years government, through its "public" school system, has managed to
pull the wool over our eyes and keep us ignorant of some very important facts.
Because all facets of the media (print, radio, television) have an ever-increasing
influence in our lives, and because media is controlled (with the issuance of
licenses, etc.) by government and its agencies, we have slowly and systematically
been led to believe that any form/appellation of our names is, in fact, still us: as
long as the spelling is correct. WRONG! We were never told, with full and open
disclosure, what our government officials were planning to do ... and why. We
were never told that government (the United States) was a corporation, a
fictitious "person." We were never told that government had quietly, almost
secretly, created a shadow, a STRAWMAN for each and every AMERICAN...so that
government could not only "control" the people, but also raise an almost
unlimited amount of revenue - so it could continue ... not just to exist, but to
GROW. We were never told that when government deals with the STRAWMAN it is
not dealing with real, living, men and women. We were never told, openly and
clearly with full disclosure of all the facts, that since June 5, 1933, we have been
unable to pay our debts. We were never told that we had been pledged (and our
children, and their children, and their children, and on and on) as collateral, mere
chattel, for the debt created by government officials who committed treason in
doing so. We were never told that they quietly and cleverly changed the rules,
even the game itself, and that the world we perceive as real is in fact fictional
-and it's all for their benefit. We were never told that the STRAWMAN - a fictional
person, a creature of the state -is subject to all the codes, statutes, rules,
regulations, ordinances, etc. decreed by government, but that WE, the real man
and woman, are not. We were never told we were being treated as property, as
slaves (albeit comfortably for some) while living in the land of the free; and that
we could, easily, walk away from the fraud. WE WERE NEVER TOLD WE WERE
BEING ABUSED!
How does that make YOU feel? There's something else you should know:
Everything, since June 1933, operates in COMMERCE! Why is this important?
Commerce is based on agreement, contract. Government has an implied
agreement with the STRAWMAN (government's creation) and the STRAWMAN is
subject to government rule, as we illustrated above. But when we, the real flesh
and blood man and woman, step into their "process" we become the "surety" for
the fictional STRAWMAN. Reality and fiction are reversed. We then become liable
for the debts, liabilities and obligations of the STRAWMAN, relinquishing our real
(protected) character as we stand up for the fictional STRAWMAN. So that we can
once again place the STRAWMAN in the fictional world and ourselves in the real
world (with all our "shields" in place against fictional government) we must send
a nonnegotiable (private) "Charge Back" and a nonnegotiable "Bill of Exchange"
to the United States Secretary of Treasury, along with a copy of our birth
certificate, the evidence, the MCO, of the STRAWMAN. By doing this we discharge
our portion of the public debt, releasing us, the real man, from the debts,
liabilities and obligations of the STRAWMAN. Those debts, liabilities and
obligations exist in the fictional commercial world of "book entries," on computers
and/or in paper ledgers. It is a world of "digits" and "notes," not of money and
substance. Property of the real man once again becomes tax exempt and free
from levy, as it must be in accord with HJR-192. Sending the nonnegotiable
Charge Back and Bill of Exchange accesses our Private Exemption Account. What
is that? Let's go to Title 26 USC and take a look at section 163(h)(3)(B)(ii),
$1,000,000 limitation:
"The aggregate amount treated as acquisition indebtedness for any period shall
not exceed $1,000,000 ($500,000 in the case of a married individual filing a
separate return).”
This $1,000,000 (one million) account is for the STRAWMAN, the fictional
"person" with the name in all caps and/or last name first. It is there for the
purpose of making book entries, to move figures, "digits" from one side of ledgers
to the other. Without constant movement a shark will die and quite ironically, like
the shark, there must also be constant movement in commerce, or it too will die.
Figures, digits, the entries in ledgers must move from asset side to debit side and
back again, or commerce dies. No movement, no commerce. The fictional
persona of government can only function in a fictional commercial world, one
where there is no real money, only fictional funds ... mere entries, figures, digits.
A presentment from fictional government - from traffic citation to criminal
charges - is a negative, commercial "claim" against the STRAWMAN. This "claim"
takes place in the commercial, fictional world of government. "Digits" move from
one side of your STRAWMAN account to the other, or to a different account. This
is today's commerce. In the past we have addressed these "claims" by fighting
them in court, with one "legal process" or another, and failed. We have played the
futile, legalistic, dog-and-pony show - a very clever distraction - while the
commerce game played on. But what if we refused to play dog-and-pony, and
played the commerce game instead? What if we learned how to control the flow
and movement of entries, figures and digits, for our own benefit? Is that possible?
And if so, how? How can the real man in the real world, function in the fictional
world in which the commerce game exists? When in commerce do as commerce
does, use the Uniform Commercial Code (UCC). The UCC-1 Financing Statement
is the one contract in the world that can NOT be broken and it's the foundation of
the Accepted for Value process. The power of this document is awesome. Since
the private exemption account exists for the STRAWMAN - who, until now, has
been controlled by government - We can gain control (and ownership) of the
STRAWMAN by filing a UCC-1 Financing Statement and activating our private
exemption account. By properly filing a UCC-1 Financing Statement we become
the holder in due course of the STRAWMAN. By activating the account we gain
limited control over the funds in the account. This allows us to also move entries,
figures and digits ... for our benefit. This gives us virtual ownership of the
government created entity.
So what? What does it all mean? Remember earlier we mentioned that a
presentment from government or one of its agents or agencies was a negative
commercial claim against the STRAWMAN (and the STRAWMAN’s account)?
Remember we told you entries, figures and digits moved from one side of the
account to the other, or to a different account? Well now, with the STRAWMAN
under our control, government has no presumable direct access to the personal
exemption account and they also lose their go-between, their liaison, their
"connection" to the real, living man and woman. From now on, when presented
with a "claim" (presentment) from government, we will agree with it (this
removes the “controversy”) and we will ACCEPT IT FOR VALUE. By doing this we
remove the negative claim against our account and become the "holder in due
course" of the presentment. As holder in due course you can require the sworn
testimony of the presenter of the "claim" (under penalty of perjury) and request
the account be properly adjusted. It's all business, a commercial undertaking, and
the basic procedure is not complicated. In fact, it's fairly simple. We just have to
remember a few things, like: this is not a "legal" procedure - we're not playing
dog-and-pony. This is commerce, and we play by the rules of commerce. We
accept the "claim," become the holder in due course, and challenge whether or
not the presenter of the claim had/has the proper authority (the Order) to make
the claim (debit our account) in the first place. When they cannot produce the
Order (they never can, it was never issued) we request the account be properly
adjusted (the charge, the "claim” goes away). If they don't adjust the account a
request is made for the bookkeeping records showing where the funds in question
were assigned. This is done by requesting the Fiduciary Tax Estimate and the
Fiduciary Tax Return for this claim. Since the claim has been accepted for value
and is prepaid, and our personal exemption account is exempt from levy, the
request for the Fiduciary Tax Estimate and the Fiduciary Tax Return is valid
because the information is necessary in determining who is delinquent and/or is
making claims on the account. If there is no record of the Fiduciary Tax Estimate
and the Fiduciary Tax Return, we then request the individual tax estimates and
individual tax returns to determine if there is any delinquency. If we receive no
favorable response to the above requests, we will then file a currency report on
the amount claimed/assessed against our account and begin the commercial
process that will force them to either do what's required or lose everything they
own -except for the clothing they are wearing at the time. This is the power of
contracts (commerce) and it should be mentioned, at least this one time, that a
contract overrides the Constitution, the Bill of Rights, and any other document
other than another contract. We should also mention that no process of law
-"color" of law under present codes, statutes, rules, regulations, ordinances, etc.
- can operate upon you, no agent and/or agency of government (including courts)
can gain jurisdiction over you, WITHOUT YOUR CONSENT. You, (we) are not
within their fictional commercial venue. The Accepted for Value process, however,
gives us the ability to deal with "them" -through the use of our transmitting
utility/go-between, the STRAWMAN - and hold them accountable in their own
commercial world, for any action(s) they attempt to take against us. Without a
proper Order, and now we know they're not in possession of such a document,
they must leave us alone ... or pay the consequences. Yes, this process IS
powerful.
Yes, it CAN set us free from government oppression and control. By knowing the
difference between our STRAWMAN and our more real identity, and behaving
accordingly, we gain our proper sovereignty over "legal fictions" and the ability
(which is our birthright) to demonstrate freedom, to the delight of the Divine in
us all.
An example of a private administrative process response:
John Henry Doe
Secured Party
Attorney in Fact for JOHN HENRY DOE©
c/o 111 Main Street
Eugene, Oregon [97405]
February 9, 2009 Sent Certified Mail # 7004 1687 0004 3411 7422
JACK BOOT individually and dba COLLECTION MANAGER, and
CREDIT COMPANY
ADDRESS
CITY, STATE ZIP Hereinafter collectively referred to as “RESPONDENT”, “you”,
“your”
RE: Alleged Account #____ (hereinafter referred to as Loan)
Dear Mr. Boot,
This is my timely notice to you and your agents that the above alleged account
was disputed and the matter settled in full privately. In accordance with state and
federal law, this is your NOTICE TO CEASE AND DESIST any further contact with
me in any form, unless it is in writing, signed by a living soul, within ten days
time of the date shown above, and you have delivered to me original, verified
documents as specified below proving your claims that:
1) the Secured Party has granted you permission to trespass on a private matter;
2) the matter was something other than settled in full in a private administrative
process;
3) the bookkeeping entries show a loan was made to JOHN HENRY DOE© from
the Lender's assets thereby proving the Lender took a risk in the alleged Loan
transaction;
4) the Lender is in possession of original signatures for all transactions including,
but not limited to, the original loan agreement and transaction slips;
5) all statements by RESPONDENT and/or its agents are based on personal
knowledge as to the status of the alleged Loan;
6) the Lender and/or the RESPONDENT has a registered claim against JOHN
HENRY DOE©;
7) the Lender and RESPONDENT's have strictly adhered to, are and were
completely correct and accurate and in compliance with, the principles expressed
in the Fair Debt Collections Practices Act, hereinafter referred to as “FDCPA”, in all
reporting and all information they provide/provided to Credit Reporting Agencies
regarding JOHN HENRY DOE©;
8) every contact, whether written or telephonic, to JOHN HENRY DOE© by
RESPONDENT or its Agents, is in compliance with the principles of the FDCPA;
9) an attempt to collect upon a purported debt without providing proof of claim
when demanded by the Secured Party is in compliance with the State Statutes
and constitutes a valid ‘claim’;
10) RESPONDENT’s refusal to return the bill of exchange that was tendered on
date constitutes something other than other an exchange for closure and
settlement in full of the account.
Failure to provide the above verified documentation within 10 days constitutes
your agreement that no such evidence exists and your agreement to cease and
desist from any further collection activity on said account.
Should you fail to verify each claim on a point by point basis, your silence or
failure will constitute your voluntary agreement to send, by certified mail, a
cashier's check within thirty (30) days of the date of billing by JOHN HENRY
DOE© in the following amounts:
1) One Thousand Dollars ($1,000.00) for each communication made to JOHN
HENRY DOE©, whether telephonically or in writing, which is not in affidavit form,
regarding your unsubstantiated claim;
2) Three times the value of any property, the enjoyment and use of which by
JOHN HENRY DOE© or the Secured Party is impaired as a result of
RESPONDENT's actions without having first provided documentation verifying
your claim;
3) Five Thousand Dollars ($5,000.00) for each transaction initiated by JOHN
HENRY DOE© where JOHN HENRY DOE©'s commercial ability is impeded due to
you or your agents’ adverse credit reporting;
4) RESPONDENT owes JOHN HENRY DOE© the amount of DOLLAR AMOUNT ($) of
your unsubstantiated claim and triple damages;
5) One Thousand Dollars ($1,000.00) for each court appearance JOHN HENRY
DOE© or the Secured Party makes in response to RESPONDENT's unsubstantiated
claims; and
RESPONDENT also voluntarily agrees to:
6) authorize the Secured Party and JOHN HENRY DOE© to record a UCC-1 both
on RESPONDENT and insert name individually as debtors to secure the debt owed
JOHN HENRY DOE©; and
7) prove his claim as a RESPONDENT in possession of JOHN HENRY DOE©'s
property in an involuntary bankruptcy proceeding process.
The matter is finally and totally settled.
This is a private communication to you in your individual capacity and is intended
to effect an out-of-court settlement of this matter. Conduct yourself accordingly.
Sincerely, with all rights reserved,
Jeff:the man:
Welcome to the light! Secured Party Creditor Process Pack ONLY $9.95
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Thank you for stopping by my blog ,I've spent the past 10 years going to expensive seminars and compiling some of the most sought after books and material (some info I cannot disclose here, but be assured this is the most up to date technology out there)on the Internet and I thought I could help people who are interested in this information get it all in one shot, If you're interested in the accepted for value process, this is the step by step guide that walks you through the entire process. You need to start setting off your debt, this is a proven process that has been evolving over the last 30 years. This information is cutting edge and proven. You must get this information and share it with everyone you know. Below you will see a list of all the books you will receive and also a massive amount of bonus information that I can't disclose here. If you are in foreclosure now or it looks like you're heading in that direction, or you're struggling with your finances due to the current financial climate all of this info will help you to keep your home but more importantly understand how the system works.
All of this info will be sent to you in pdf format. Here is a list of just some of the books you will receive, plus a massive amount of insider secrets I can't name here.
1.ACCEPT IT FOR VALUE RETURN IT FOR VALUE, Private document, for entertainment purposes only, this is not legal advice. This is strictly a administrative/contract remedy, we are not tendering payment. There is no money to pay anything… The contracts are already in place in the background. We are simply accepting the credits they have established and authorizing them to set-off the debt with the said credits. Written in proper Bank-speak, it is possible to “set-off” unsecured debt items to the IRS and authorize the Secretary of the Treasury to issue Money Orders to pay off those debts using your public side Strawman Social Security Number. On the back side of that SSN, there is an alphanumeric account number in your Strawman name that is your private account that can be drawn from. By doing so, you help reduce the National Debt!
Accessing and utilizing your credit lawfully, safely, and wisely requires considerable education in just who you are in relation to the CORPORATION and your strawman. This process takes time. It requires you relearn your role in society. It requires courage and conviction to go against everything you have been told all your life. It requires responsible teachers and well-developed technology.
Ill show you my process and how it works for me.
2.How To STOP The FORECLOSURE On YOUR PROPERTY
A simple guide to save your house.
DEFENDING NONJUDICIAL DEED OF TRUST FORECLOSURES
PROCEDURE FOR RESTRAINING TRUSTEE'S SALES
POST-SALE REMEDIES
RAISING DEFENSES IN THE UNLAWFUL DETAINER
(EVICTION) ACTION
DAMAGES FOR WRONGFUL FORECLOSURE
300 + pages
These steps are taken into consideration
when you know you are not going to be able to pay for the loan but a
default is most likely in the future. You can also use some of these to protect
yourself way in advance of any default or foreclosure action.
1. File with the State a UCC1 Financing statement and addendum.
2. File an amended promissory note with the County Recorder's office.
(notarized)
3. File a notice of replacement of Trustee and Beneficiary. (notarized)
4. File a Rescission of Power of Attorney. (notarized)
5. Send in a RESPA request.
6. File the UCC 3 amendment.
a. Vested Interest, UCC3
b. Security Agreement, (notarized)
c. Possessory lien. (notarized)
7. Send an AFFIDAVIT OF TRUTH. (notarized)
Start educating yourself on the Rules of Court and the Rules of Civil
Procedure.
easy to follow instructions.
Also a easy to use guide on the PRODUCE THE NOTE process...
Using the “produce the note” strategy is something all homeowners facing foreclosure can do. If you believe you’ve been treated unfairly, fight back. We have created templates for a legal request, a letter to your lender and a motion to compel to help you through the process.
How to handle the "UNLAWFUL DETAINER" AND MUCH MUCH MORE!
Don't ever leave your house...
3.BRAND NEW! Property Protection Package. Proven method to postpone a sale date on your property. All forms included. Along with step-by-step instructions.
4.
1) SECURED PARTY CREDITOR PROCESS, Properly filing a UCC-1 form to establish a public record that you are not the STRAWMAN and in fact are the holder-in-due-course of it. This is the single most important tool in your tool bag because this alone changes the presumption of law from the side of the STATE to your side;
2) Making yourself the Power of Attorney over the corporate fiction.
3) Copyrighting the STRAWMAN's name. This doesn't just give you another defensive strategy - it gives you a very important offensive weapon, because from this point on, anyone who is coming after your STRAWMAN for anything without your permission is trespassing on your commercial property.
4) Properly filing your Public Notice and Surety Bond.
5) Properly filing these documents in your County Recorders Office.
5.Cracking the Code, redemption in law-how to become a sovereign, includes all forms and how to manual over 500 pages. The Uniform Commercial Code, "UCC," the subject of this manual, is the transcendent, paramount achievement of the efforts of a few thousands of intensely dedicated and single-minded collaborators (dare we call it "conspiracy"?) over the last two-plus millennia. It is the culmination of an almost incomprehensibly complex, systematic, intricate, pervasive, and far-reaching agenda of strategic and tactical global planning to secure absolute legal, financial, social, ecclesiastical, and political (military) dominance over the people of Earth. The fundamental medium chosen for accomplishing these iniquitous aims: Commerce. The UCC, first introduced in 1954, has been developed across the centuries with microscopically excruciating and painstaking attention to detail for avoiding forever risk of detection and revelation of its true nature. It was fully expected that the Code would never be cracked. Proof of this fact is the absence of any device/mechanism for the enforced reversal of the process and recapture of slaves who manage to break free. If you are a slave interested in breaking free, this manual has answers you have been searching for. Embarking on the pages of this volume, however, is comparable with "taking the red pill," and so should be carefully considered by worshipers of Big Brother and the faint of heart--for with such knowledge also comes the innate urge for responsibility, an unpleasant prospect for many. No matter your level of interest in the workings of the world around you and your commitment in making it a better place, if you "decide on the red pill" you will never again see it in the same way. The Code has been cracked, and awaits your decision.
6.How to discharge any traffic citation.2hr recording on mp3 file.
7.100 page booklet on filling your freedom documents. Easy to follow instructions. All forms included.
8.All federal reserve routing numbers.
9.Exciting new Information on the 1099 OID Process,
PHILOSOPHY OF THE 1099-A METHOD
Universal Postal Union Stamp Technology and Remedy, everything you will need to know!
1099 OID Process's works for creditors. IRS has forms that allow you to be a creditor and acquire funds that are in escrow. An outstanding balance, for instance, on an American Express card is in escrow. The funds are there – you just have to tell the IRS with the proper tax filings to access those funds and pay that guy off with them or return those funds to me. You can OID any funds that go out of your bank account – and get them back. Acquire escrow funds with a 1099-A. If you file a 1099-OID as Recipient, those get reported on a 1040 if you want to get the funds returned.1099-As don’t get reported; neither do OIDs when you’re the Payor. i1040 is available on the IRS website; it gives line by line instructions for the 1040.
Claiming Original Issuance - meaning any debt obligations you put out in the public. When money comes out of your checking account, when you swipe your credit card, when you sign a promissory note. Credit cards create obligations and thus as the creator you have the right to claim them. With the OID you can also fractionalize your account. Meaning pay for $50 dollars for gas with credit card A, then pay off credit card 'A' with credit card 'B', pay off credit card 'B' with your Checking account. Now with a $50 dollar purchase you created a $150 obligation which you can OID. Whether that is ethical or not is another discussion, but ITS BANKING. It's what banks do. This strategy can be used to fractionalize your account as much as you want. You can also acquire assets. Thus if I have a Student Loan for $15,000. I can use a 1099A acquisition and a 1099 OID, report it on my 1040, and poof I have acquired the asset.
10.Sure fire way to clean up your credit reports. All the inside secrets they don't want you to know. Easy and fast!
step by step instructions.
11.Secured Party/Creditor Filing Procedures & Treasury Chargeback instructions/most up to date technology.
12. ***BRAND NEW*** IRS REMEDIES, how to operate in the Civil and Criminal courts. Youve got to get this!this will blow your mind!
13.******ALL NEW ADMINISTRATIVE PROCESS TO GO AFTER BILL COLLECTORS, STOPS THEM DEAD IN THEIR TRACKS!
Debt collector attack plan/administrative process, with all forms.
1.NOTICE OF CORRECTION FOR FRAUD
2.CERTIFICATE OF NON-RESPONCE
3.CERTIFICATE OF PROTEST
4.CERTIFICATE OF SERVICE
5.NOTICE OF CONDITIONAL ACCEPTANCE
6.NOTICE OF DEFAULT AND DISHONER
7.NOTICE OF RESCISSION
8.NOTARY CERTIFICATE OF SERVICE
9.NOTARY PRESENTMENT LETTER
10.NOTICE TO CEASE AND DESIST
and much much more
ALL NEW
The Commercial Lien Strategy
You can file a commercial lien on property in another state or on property you ’ ve never
seen. With a commercial lien, you can attack the personal property of your adversary at
long range rather than merely fighting to defend your own property in your own back
yard. This offensive capability makes the commercial lien a powerful legal weapon. With
the commercial lien, you can literally take the fight to their back yards.
this 85 page tutorial breaks it all down.
You will receive all of these books plus the bonus material I can't name here in pdf/word doc formatted, will be sent to you the same day I receive your donation.
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Your Public Debt is PRE-PAID!
Right now even though they have no legal right or claim or lien, the bankers hold the “title” to YOU through your birth certificate. You can regain control by simply filing a notice of lien against the birth certificate. Filing notices of lien is done every day. Banks regularly file notices of liens with the Department of Commerce to prove and establish their interest in all kinds of property… homes, cars, tools, equipment. This is done very simply by contacting the Secretary of State or Department of Commerce and filing a UCC-1 financing statement and listing the property as collateral on the statement. The same can be done with your birth certificate, which is your property. You and only you can file this notice of lien… You and only you can determine the value of the property. Since you are priceless in God's eyes the value of your UCC-1 should be UNLIMITED.
In this case, the “company” is the government. Because you “agreed” to work for the government, the company, for the rest of your life, the government (company) agreed to “pay” all of the debt you incur in your lifetime. Is that a bit of a surprise to you? It should be. No one has told you or showed you how use this information. In exchange for your birth certificate and your application for Social Security, which they used as collateral to reduce their debt with the bankers, the government (company) promised to pay your debts. You work on behalf of the US government AS COLLATERAL ON THE NATIONAL DEBT owed to the bankers.
That’s right, your debt is “prepaid” with what is known as “money of account.” There is no real substance or “money of exchange” such as gold or silver; only accounting adjustments and set offs. The US government agreed to do this for you with the passage of House Joint Resolution (HJR) 192 back in 1933 shortly after the National Emergency and Bank Holiday declared by President Roosevelt. You're already signed up for this program from birth; it’s just that no one told you about it, UNTIL NOW!
Like all good companies though, the US government offered to its “worker bees”, insurance benefits. They offered insurance to us if we would fill out an SS-5 form, also known as “Application for Social Security Benefits”. It's also the hook they use to get us to sign up as their collateral on the national debt. This all originated from the “Shepard Towners Maternity Act” that was to help new mothers with the care of their children if the mother was unwed. (This is why they ask for the maiden name of the mother on the “application for live birth”. All of us are considered to be “bastard children” with the government (company) as our “daddy”)
The SS-5 is really a Power Of Attorney (POA) for the company that issued the insurance benefit to You, the real man or woman. POA was assumed by the company, the government. When they established the new account they styled the name in ALL CAPS. Very few people normally sign their name in ALL CAPS. Your JOHN H. DOE is really a corporation. Print your name in ALL CAPS if you intend to express the name/ title of Your corporation. You'll find it on "your" driver's license, "your" social security card, "your" bank statement, "your" check blanks, "your" tax statements, etc. The Social Security number is evidence that there is an insurance policy. The benefit you are receiving is the privilege of an army, navy, police, fire protection, Medicaid, medicare, SSI, pension etc.
So far it has worked quite well for the government (company)… they just didn’t tell you how to go about getting your debt set off and how to access and use the pre-paid account, all the more money for their pet projects…wars of pre-emption, international intrigue, control and domination of the global markets, etc. You/ve perhaps read about this in the news or seen it on the evening news. You're letting them use your money for crimes against humanity.
MONEY FROM NOTHING. Montgomery vs. Daly
I. MONEY FROM NOTHING.
It’s been called the most astounding sleight of hand ever devised. The creation of money privatized, and usurped from Congress by a private banking cartel. Most people think money is issued by fiat through the government, but that is not the case. Except for coins, which compose only about one one-thousandth of the total U.S. money supply, all of our money is created by private banks. Federal Reserve Notes (dollar bills) are issued by the Federal Reserve, a private banking corporation, and lent to the government at interest, creating a huge debt to the nation. A debt the nation can never get out of unless the Federal Reserve Act of 1913 is abolished. Moreover, Federal Reserve Notes and coins together compose less than 3 percent of the money supply. The other 97 percent is created by commercial banks as loans, and backed by nothing.
You don’t believe banks create the money they lend? Neither did the jury in a landmark Minnesota case, until they heard the evidence. First National Bank of Montgomery vs. Daly (1969) was a courtroom drama worthy of a movie script. Every American that is facing a housing crisis should take note.
Defendant Jerome Daly opposed the bank’s foreclosure on his $14,000 home mortgage loan on the ground that there was no consideration for the loan. “Consideration” (“the thing exchanged”) is an essential element of a contract. All contracts need an offer, acceptance and consideration to be valid.
Daly, an attorney representing himself, argued that the bank had put up no real money for his loan. The courtroom proceedings were recorded by Associate Justice Bill Drexler, whose chief role, he said, was to keep order in a highly charged courtroom where the attorneys were threatening a fist fight. Drexler hadn’t given much credence to the theory of the defense, until Mr. Morgan, the bank’s president, took the stand. To everyone’s surprise, Morgan admitted that the bank routinely created money “out of thin air” for its loans, and that this was standard banking practice. “It sounds like fraud to me,” intoned Presiding Justice Martin Mahoney amid nods from the jurors. In his court memorandum, Justice Mahoney stated:
Plaintiff admitted that it, in combination with the Federal Reserve Bank of Minneapolis, did create the entire $14,000.00 in money and credit upon its own books by bookkeeping entry. That this was the consideration used to support the Note dated May 8, 1964 and the Mortgage of the same date. The money and credit first came into existence when they created it. Mr. Morgan admitted that no United States Law or Statute existed which gave him the right to do this. A lawful consideration must exist and be tendered to support the Note.
The court rejected the bank’s claim for foreclosure, and the defendant kept his house. To Daly, the implications were enormous. If bankers were indeed extending credit without consideration – without backing their loans with money they actually had in their vaults and were entitled to lend – a decision declaring their loans void could topple the power base of the world. He wrote in a local news article:
This decision, which is legally sound, has the effect of declaring all private mortgages on real and personal property, and all U.S. and State bonds held by the Federal Reserve, National and State banks to be null and void. This amounts to an emancipation of this Nation from personal, national and state debt purportedly owed to this banking system. Every American owes it to himself . . . to study this decision very carefully . . . for upon it hangs the question of freedom or slavery.
Needless to say, however, the decision failed to change prevailing practice, although it was never overruled. It was heard in a Justice of the Peace Court, an autonomous court system dating back to those frontier days when defendants had trouble traveling to big cities to respond to summonses. In that system (which has now been phased out), judges and courts were pretty much on their own. Justice Mahoney, who was not dependent on campaign financing or hamstrung by precedent, went so far as to threaten to prosecute and expose the bank. He died less than six months after the trial, in a mysterious accident that appeared to involve poisoning. Since that time, a number of defendants have attempted to avoid loan defaults using the defense Daly raised; but they have met with only limited success. As one judge said off the record:
If I let you do that – you and everyone else – it would bring the whole system down. I cannot let you go behind the bar of the bank. We are not going behind that curtain!
From time to time, however, the curtain has been lifted long enough for us to see behind it. A number of reputable authorities have attested to what is going on, including Sir Josiah Stamp, president of the Bank of England and the second richest man in Britain in the 1920s. He declared in an address at the University of Texas in 1927: “The modern banking system manufactures money out of nothing. The process is perhaps the most astounding piece of sleight of hand that was ever invented. Banking was conceived in inequity and born in sin . . . . Bankers own the earth. Take it away from them but leave them the power to create money, and, with a flick of a pen, they will create enough money to buy it back again. . . . Take this great power away from them and all great fortunes like mine will disappear, for then this would be a better and happier world to live in. . . . But, if you want to continue to be the slaves of bankers and pay the cost of your own slavery, then let bankers continue to create money and control credit.”
Robert H. Hemphill, Credit Manager of the Federal Reserve Bank of Atlanta in the Great Depression, wrote in 1934: “We are completely dependent on the commercial Banks. Someone has to borrow every dollar we have in circulation, cash or credit. If the Banks create ample synthetic money we are prosperous; if not, we starve. We are absolutely without a permanent money system. When one gets a complete grasp of the picture, the tragic absurdity of our hopeless position is almost incredible, but there it is. It is the most important subject intelligent persons can investigate and reflect upon.”
Graham Towers, Governor of the Bank of Canada from 1935 to 1955, acknowledged: “Banks create money. That is what they are for. . . . The manufacturing process to make money consists of making an entry in a book. That is all. . . . Each and every time a Bank makes a loan . . . new Bank credit is created — brand new money.”
Robert B. Anderson, Secretary of the Treasury under Eisenhower, said in an interview reported in the August 31, 1959 issue of U.S. News and World Report: “[W]hen a bank makes a loan, it simply adds to the borrower’s deposit account in the bank by the amount of the loan. The money is not taken from anyone else’s deposit; it was not previously paid in to the bank by anyone. It’s new money, created by the bank for the use of the borrower.”
II. The Following is the Actual Court Record of:
FIRST NATIONAL BANK OF MONTGOMERY VS. JEROME DALY
IN THE JUSTICE COURT
STATE OF MINNESOTA
COUNTY OF SCOTT
TOWNSHIP OF CREDIT RIVER
JUSTICE MARTIN V. MAHONEY
First National Bank of Montgomery,
Plaintiff
vs
Jerome Daly,
Defendant
JUDGMENT AND DECREE
The above entitled action came on before the Court and a Jury of 12 on December 7, 1968 at 10:00 am. Plaintiff appeared by its President Lawrence V. Morgan and was represented by its Counsel, R. Mellby. Defendant appeared on his own behalf.
A Jury of Talesmen were called, impaneled and sworn to try the issues in the Case. Lawrence V. Morgan was the only witness called for Plaintiff and Defendant testified as the only witness in his own behalf.
Plaintiff brought this as a Common Law action for the recovery of the possession of Lot 19 Fairview Beach, Scott County, Minn. Plaintiff claimed title to the Real Property in question by foreclosure of a Note and Mortgage Deed dated May 8, 1964 which Plaintiff claimed was in default at the time foreclosure proceedings were started.
Defendant appeared and answered that the Plaintiff created the money and credit upon its own books by bookkeeping entry as the consideration for the Note and Mortgage of May 8, 1964 and alleged failure of the consideration for the Mortgage Deed and alleged that the Sheriff’s sale passed no title to plaintiff.
The issues tried to the Jury were whether there was a lawful consideration and whether Defendant had waived his rights to complain about the consideration having paid on the Note for almost 3 years.
Mr. Morgan admitted that all of the money or credit which was used as a consideration was created upon their books, that this was standard banking practice exercised by their bank in combination with the Federal Reserve Bank of Minneapolis, another private Bank, further that he knew of no United States Statute or Law that gave the Plaintiff the authority to do this. Plaintiff further claimed that Defendant by using the ledger book created credit and by paying on the Note and Mortgage waived any right to complain about the Consideration and that the Defendant was estopped from doing so.
At 12:15 on December 7, 1968 the Jury returned a unanimous verdict for the Defendant.
Now therefore, by virtue of the authority vested in me pursuant to the Declaration of Independence, the Northwest Ordinance of 1787, the Constitution of United States and the Constitution and the laws of the State of Minnesota not inconsistent therewith ;
IT IS HEREBY ORDERED, ADJUDGED AND DECREED:
1.That the Plaintiff is not entitled to recover the possession of Lot 19, Fairview Beach, Scott County, Minnesota according to the Plat thereof on file in the Register of Deeds office.
2.That because of failure of a lawful consideration the Note and Mortgage dated May 8, 1964 are null and void.
3.That the Sheriff’s sale of the above described premises held on June 26, 1967 is null and void, of no effect.
4.That the Plaintiff has no right title or interest in said premises or lien thereon as is above described.
5.That any provision in the Minnesota Constitution and any Minnesota Statute binding the jurisdiction of this Court is repugnant to the Constitution of the United States and to the Bill of Rights of the Minnesota Constitution and is null and void and that this Court has jurisdiction to render complete Justice in this Cause.
The following memorandum and any supplementary memorandum made and filed by this Court in support of this Judgment is hereby made a part hereof by reference.
BY THE COURT
Dated December 9, 1968
Justice MARTIN V. MAHONEY
Credit River Township
Scott County, Minnesota
MEMORANDUM
The issues in this case were simple. There was no material dispute of the facts for the Jury to resolve.
Plaintiff admitted that it, in combination with the federal Reserve Bank of Minneapolis, which are for all practical purposes, because of their interlocking activity and practices, and both being Banking Institutions Incorporated under the Laws of the United States, are in the Law to be treated as one and the same Bank, did create the entire $14,000.00 in money or credit upon its own books by bookkeeping entry. That this was the Consideration used to support the Note dated May 8, 1964 and the Mortgage of the same date. The money and credit first came into existence when they created it. Mr. Morgan admitted that no United States Law Statute existed which gave him the right to do this. A lawful consideration must exist and be tendered to support the Note. See Ansheuser-Busch Brewing Company v. Emma Mason, 44 Minn. 318, 46 N.W. 558. The Jury found that there was no consideration and I agree. Only God can create something of value out of nothing.
Even if Defendant could be charged with waiver or estoppel as a matter of Law this is no defense to the Plaintiff. The Law leaves wrongdoers where it finds them. See sections 50, 51 and 52 of Am Jur 2nd “Actions” on page 584 – “no action will lie to recover on a claim based upon, or in any manner depending upon, a fraudulent, illegal, or immoral transaction or contract to which Plaintiff was a party.”
Plaintiff’s act of creating credit is not authorized by the Constitution and Laws of the United States, is unconstitutional and void, and is not a lawful consideration in the eyes of the Law to support any thing or upon which any lawful right can be built.
Nothing in the Constitution of the United States limits the jurisdiction of this Court, which is one of original Jurisdiction with right of trial by Jury guaranteed. This is a Common Law action. Minnesota cannot limit or impair the power of this Court to render Complete Justice between the parties. Any provisions in the Constitution and laws of Minnesota which attempt to do so is repugnant to the Constitution of the United States and void. No question as to the Jurisdiction of this Court was raised by either party at the trial. Both parties were given complete liberty to submit any and all facts to the Jury, at least in so far as they saw fit.
No complaint was made by Plaintiff that Plaintiff did not receive a fair trial. From the admissions made by Mr. Morgan the path of duty was direct and clear for the Jury. Their Verdict could not reasonably have been otherwise. Justice was rendered completely and without denial, promptly and without delay, freely and without purchase, conformable to the laws in this Court of December 7, 1968.
BY THE COURT
December 9, 1968
Justice Martin V. Mahoney
Credit River Township
Scott County, Minnesota.
Note: It has never been doubted that a Note given on a Consideration which is prohibited by law is void. It has been determined, independent of Acts of Congress, that sailing under the license of an enemy is illegal. The emission of Bills of Credit upon the books of these private Corporations for the purpose of private gain is not warranted by the Constitution of the United States and is unlawful. See Craig v. Mo. 4 Peters Reports 912. This Court can tread only that path which is marked out by duty. M.V.M.
JEROME DALY had his own information to reveal about this case, which establishes that between his own revealed information and the fact that Justice Martin V. Mahoney was murdered 6 months after he entered the Credit River Decision on the books of the Court, why the case was never legally overturned, nor can it be
III. JEROME DALY’S OWN ENTRY
REGARDING JUSTICE MAHONEY’S MEMORANDUM
FORWARD: The above Judgment was entered by the Court on December 9, 1968. The issue there was simple – Nothing in the law gave the Banks the right to create money on their books. The Bank filed a Notice of Appeal within 10 days. The Appeals statutes must be strictly followed, otherwise the District Court does not acquire Jurisdiction upon Appeal. To effect the Appeal the Bank had to deposit $2.00 with the Clerk within 10 days for payment to the Justice when he made his return to the District Court. The Bank deposited two $1.00 Federal Reserve Notes. The Justice refused the Notes and refused to allow the Appeal upon the grounds that the Notes were unlawful and void for any purpose. The Decision is addressed to the legality of these Notes and the Federal Reserve System. The Cases of Edwards v. Kearnzey and Craig vs Missouri set out in the decision should be studied very carefully as they bear on the inviolability of Contracts. This is the Crux of the whole issue. Jerome Daly.
SPECIAL NOTATION. Justice Mahoney denied the use of Federal Reserve Notes, since they represent debt instruments, not true money, from being used to pay for the appeal process itself. In order to get this overturned, since the bank’s appeal without the payment being recognized was out of time, it would have required that the Bank of Montgomery, Minnesota bring a Title 42, Section 1983 action against the judicial act of Justice Mahoney for a violation of the Constitution of the United States under color of law or authority, and if successful, have the case remanded back to him to either retry the case or allow the appeal to go through. But the corrupt individuals behind the bank(s) were unable to ever elicit such a decision from any federal court due to the fact that because of their vile hatred for him and what he had done to them and their little Queen’s Scheme, had him murdered (same as them murdering him) just about 6 months later. And so, the case stands, just as it was. Amazingly, if they hadn’t been so arrogant about the value of their federal reserve notes and paid the Justice just 2 measly silver dollars, or else 4 measly half dollars, or else 8 measly quarters, or else 20 measly dimes, or else 40 measly nickels, or else 200 measly pennies, they could have had their appeal and would not have had to get blood on their hands.
As it is, they are now known for their bloody ways, and the day will come when the American people will reap vengeance upon them for such a heinous and villainous act. Amen.
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