Checks on closed accounts.

The FBI contacted a woman who had written a check on a closed account. The FBI was sent to interview the woman because her bank that had the closed checking account called the FBI to go and ask the woman what her intent was in writing checks on the closed account. The woman was not home when the FBI got there. They left a notice for her to contact them. She sent them a letter (or fax) containing the following. There was a presumption by her bank that she was doing something wrong. The visit by the FBI was an implied "charge" against her. The visit by the FBI was actually an implied "show cause" hearing as to why she should not be formerly brought up on express charges of some crime involving the closed account checks she had written. She could not make a statement in the letter or appearance to the merits of the implied charge of an impropriety concerning the closed account checks or else it would be testimony and she would be the "debtor" or looser in the matter. She could not avoid contacting the FBI after they left the message. That would be a dishonor which would exhaust the FBI's attempt to ministerialy exhaust their remedies. She would be in dishonor, and that would give witness to the presumption being true and factual. She elected to ask questions in the letter that became the response to rebut any presumption that she was in any dishonor or impropriety concerning her actions with the closed account checks. She said:




1) I accept all facts in your statement that I have written checks on a closed account. I accept that the account in question with the bank is closed. [This is an "acceptance" of the implied offer of the FBI visit- i.e., that there is a need to show cause as to what she has been doing. An acceptance at common law is the beginning of a CONFESSION AND AVOIDANCE plea. In equity, the CONFESSION AND AVOIDANCE plea is equivalent to an "ACCEPTANCE FOR VALUE". This plea does not create a controversy. The plea is a fiction of law that grants jurisdiction to the court by admitting the well pled facts in the pleading so that the court can assist you in the matter of resolving the issue. An acceptance gives the party accepting the matter the authority to handle the account for settlement and closure. Now the accepting party adds one or more new facts to the charging pleading which overcomes the presumption of the charge by avoidance of the charging conclusion of law.]



2) I conditionally accept for value and return for value the presumption I have a duty to show cause for my actions with the bank upon proof of claim that it is not public policy of the UNITED STATES under HJRI92 to not pay debts at law but instead to exchange consideration upon a dollar for dollar basis to discharge a liability.



3) I conditionally accept for value and return for value the presumption I have a duty to show cause for my actions with the bank upon proof of claim that without money of account (as established under Article One, Section 10, clause one, of the Constitution of the United States of America) in circulation that the only commercial consideration that exists is each and every person's exemption by way of a prepaid account operated by the United States Secretary of Treasury.



4) I conditionally accept for value and return for value the presumption I have a duty to show cause for my actions with the bank upon proof of claim that a person does not have the capacity and standing to authorize the use of his personal exemption to discharge liabilities with the approval of the Secretary of the Treasury.



5) I conditionally accept for value and return for value the presumption I have a duty to show cause for my actions with the bank upon proof of claim that you have direct knowledge that the Secretary of the Treasury or my bank has/have issued a Certificate of Protest on any instruments drafted by me and directed to my bank or the Secretary of the Treasury as a fiduciary creditor and drawee(s).



I request that you please serve with me the Certificate of Protest from the Secretary of Treasury or my bank, if one exists on any of my drafts, so I can observe any error or mistake and correct said dishonor, if one exists.



END OF WRITTEN LETTER!



The jist of the above communication is that it shows the FBI investigators that you are operating under official Public Policy set forth by the UNITED STATES when the UNITED STATES confiscated all the lawful money of account in circulation in 1933 and it was now impossible to pay any debts with publicly sanctioned money under the provision of the United States Constitution, Article One, Section ten, Clause one. In return for the confiscation of the lawful money, the UNITED STATES became liable to pay the debts of the people as fiduciary creditors (agents) of the people. Since all commercial energy in existence comes from the mental and physical powers of the living people, and not from corporations or government, it is these living people who are the lenders or creditors to all of society.



In return for the loans from the people, the UNITED STATES keeps track of these loans from the people by tracking the "contributions" of the strawmen- i.e. the corporate shadows of the people, by way of what the UNITED STATES calls the Social Security Number accounts. Since all donations (or loans) of commercial assets from the people to the UNITED STATES are accounted for by way of the SSN accounting, the UNITED STATES knows at any one time how much it owes the ultimate creditors, the living people. Most people believe that the SSN was created to enslave the people by making them takers of benefits. This is false (unless you want it to be true and demand benefits from the UNITED STATES). Everything from the BANKRUPT public under public policy and not under public law is told to us in reverse or backwards. The creation of the SSN accounts was not to make us a nation of slaves. It was to allow the government to take our commercial energy and use it to run the nation, while at the same time not being guilty of fraud or theft. The government needed to account for how much commercial energy it owed each and everyone of us, the ultimate creditors, for our contribution. Therefore, the SSN was to track our claims against the UNITED STATES. We are the creditors and they are the debtor. Therefore, we have a pre-paid account with the UNITED STATES since we are the creditors and it is the debtor.



The CAFR accounting is the summary results of this accounting of keeping track of the people's contributions and earnings on those contributions. There are two accounts. The one account is the accounting of the first tier contributions. This is the property contributed to the UNITED STATES from the people of the states by way of the acts of the governors of the states in March of 1933. The larger asset account is most likely the earnings off of the commercial investment of the assets contributed to the first account. This second dealing with the investment earnings is most likely a tontine account belonging to the people, as long as they are alive to claim it. After their death, their share of this account is probably estopped with their probate.



Living people loan or contribute credits to the UNITED STATES when they own property and register it, or when they have income and file a tax return. You are in commerce when you have income (i.e.- you sell the labor of the living man for private money) or when you are an "owner" of registered property. Title 31 United States Code §3124 is interesting. It is titled "Exemption from Taxation." This statute says in effect that you are not exempt from taxation under Title 26 of the United States Code if you sell your labor or if you own property that is registered to any state or the united states. Notice that Title 31 of the United States Code is the laws concerning "money". Since there is no public law money now, and only private money of the private Federal Reserve Bank, then there is no ability to purchase any titles to any property anymore. Since there is no ability to purchase titles to property anymore with the private Federal Reserve Notes, then one's "ownership" or property or the sale of one's labor for private "money" has no lawful title transferred in the exchange. Therefore one is always dealing with a "federal" property right in any "ownership" or in any "sale of labor for ‘money". Since one is dealing in a property right of Congress (since they enfranchised the Federal Reserve Bank), then one who sells his labor for "money" or owns property is nothing more than a tenant on the federal feudal plantation and is NOT tax exempt from the statutes of Title 26 mentioned in Title 31 §3124 and being outside the exemption. The tax is the rent for the use of the federal feudal property held by the UNITED STATES in trust for the people and franchised to the federal 14th amendment fictions and corporations to raise a revenue for the democracy.



There is a court case that says the same thing. It is backward to reality, but the truth is there anyway. The agents of the court speak as the agents of YHWH to His people, if they will listen. Scripture says in 1 Cor 13:12: For Now [in the later days] we see through a glass, darkly; but then face to face: now I know in part: but then shall I know even as also I am known,' The "glass" is a mirror that inverts the direction from left to right. "Darkly" is the modifier that suggests that the image from the mirror is not easily discernible even when it is in reverse. The Court case is from the UNITED STATES Supreme Court. "If the nation [the man] comes down from its [his] position of sovereignty and enters the domain of commerce, it [he] submit itself [himself] to the same laws that govern individuals therein. It [he] assumes the position of an ordinary citizen and it [he] cannot recede from the fulfillment of its [his] obligations;" 74 Fed. Rep. 145, following 91 U.S. 398. Notice that the words in the brackets have been added by the writer. It is not in the original decision. This case was a commercial case in which the sovereignty of the United States was draw into question. The Supreme Court said that when a sovereign goes into a commercial relationship with private money [not lawful money of account], it looses its sovereignty. The Supreme Court was telling you that we all lost our sovereignty in 1933 when we went into commerce with private FRN's that did not secure title to the goods purchased. Title remained with the "state" under the principle of escheat. The only way to remain sovereign is to be out of commercial activity.



It is interesting that there is something called a COMMERCIAL ACTIVITY EXCEPTION. Black's Law Dictionary, Seventh, states: the - term "commercial-activity exception means: "An exemption from the rule of sovereign immunity, permitting a claim against a foreign state if the claim arises from private acts undertaken by the foreign state, as opposed to the state's public acts." Isn't this definition exactly what we said above. If you are in commerce since 1933, you are not a sovereign. You are not free. Prior to 1933, you could perform a "public act" of "paying" for goods and services with lawful money of account. In 1933 that "public act" was suspended by federal public policy of the bankruptcy. Now all one can do is to use a "private act" of discharging your debt with FRN's, which are not a money and do not purchase a title for the goods and services you bought. Therefore, none of your acts are cloaked with the protection of a "sovereign" anymore. You lost your presumption of "sovereignty" because of your participation in private commercial activity.



Let me put this a different way. It comes out the same in the end. The UNITED STATES has been bankrupt from the beginning. It has only been in various stages of bankruptcy going from bad to worse. The Constitution was the first indicator. If you look up the word "constitution", it will give you all kinds of comfy-cozy stuff. It will make you feel good about this "founding document". If you look up the word "constitutor" you will get a changed opinion. A "constitutor" is one who passes on his debts to another by way of the constitution he writes, so it was with the UNITED STATES. It owed the debts of the Revolutionary War back in the 1770's. The States would not tax themselves to pay these debts. Congress, under the Articles of Confederation, borrowed money from the international bankers to pay these war debts. The Constitution was the means of getting the States to coinsure the UNITED STATES in order to get an extension in paying back the loan to the creditors at the end of the 1780's. The States became endorsers and co-sureties on the national loan. This cosurety was called in in 1933 when the assets of the States were turned over to the UNITED STATES to help discharge the bankruptcy. This was done because of the Constitution of the United States and pursuant thereto.



If you do not believe this, then I will give you another issue to consider. There is a principle called the Rule of 93. It relates to the Rule of 1793 under International Law. "Where a commerce which had previously been considered a monopoly is thrown open, in times of war, to all nations, by a general regulation neutrals have no right to avail themselves of the concession, and their entrance on such trade is a breach of the impartiality they are bound to observe." 2 Halleck, mt. L. 302. This rule came into existence between the Treaties of 1783 and 1794, more commonly termed the Treaty of Peace and the Jay Treaty. The first Treaty of Peace signed in July 16, 1792 recognized the debt that Congress had with the bankers of the Crown of England payable by Jan. 1, 1788, but defaulted on by Congress. This Rule of 93 states that anyone who acts in a commercial manner with one who is a debtor to another, is no longer a neutral party and stands in the place of the debtor.



This is the source of our problem today, people. The UNITED STATES and all the states are codebtors to the bankers. We, the people, were never linked directly with the obligation to discharge the debt. But when we go into a commercial activity with private "money" with the debtors the UNITED STATES and the territorial Buck Act States, then we are no longer neutral, under law, and we have come into breach of the impartiality in the commercial relationship between the UNITED STATES and its Buck Act States and the international creditor banks. By our co-commercial activity under private acts of commerce by using private credit and debt, we have become the debtors by our actions. The only solution is to get out of commerce with private federal "money".



This is where the "closed check" account becomes interesting. When the account is closed, one can access the asset side of the admiralty-maritime pre-paid account. If one cannot access the asset side, then one cannot acquire the right of the creditor to the action. The liability side is the evidence of a debt. A debtor has no remedy in an action. Dealing with open checking accounts is reserved is for "dead" entities who have no original energy. If you are a living soul, you are the source of the energy used by commerce. You are the creditor or the principle.



There is NO MONEY. It was discontinued by an act of Congress in 1933. All we have is the PROMISE to deliver money, if and when it is ever restored, which President Johnson said would never be restored again. If you believe that there is money, then you are a fool and live in a fiction as a lunatic. There are things that some people want you to believe is used "as a money". If money existed, you would not need to have "notes" and promises to pay money. How can the promise to pay money be the money you think you are getting?



The long and short is simple. You never PAY anyone any money. You hand them a due bill to promise to pay them something which does not now exist and to which those in power will not sanction. The reason is simple. If you do not have money, you can not acquire a title to any property. Therefore, all property rests in the hands of the fictitious state which owns everything and you must get permission from the state to do whatever you desire to do. This is called a democracy which is run on the commercial principles of socialism [or communism]. We, as a nation, were taken over in March, 1933, and not one citizen or slave was the wiser and objected. But who cares? The reason was stated in Deuteronomy 28 and Leviticus 26.



The reason for our nation's current condition is not relevant to this discussion. We are interested in the problem of the woman, who in the start of this article, was involved with a visit from the FBI to inquire about why she was using closed checks on a closed checking account.



A closed account in a bank is one which allows one to go back to draft the UNITED STATES to protest the lack of remedy to the loss of Constitutional money. It requests the use of "public" policy to remedy your loss of lawful money as a living people and as a creditor of the commercial bankruptcy. By drafting with a closed account check, used in a proper manner, one can notice the Secretary of the Treasury that you request a "public act" of settlement of an account someone might charge you with under "private acts" of public policy. Using the closed check properly actually puts one in harmony with the principles of HJR 192 as set forth by Congress in 1933 as the remedy for the "creditors", or we the people. You are NOT using the closed check to purchase anything. There is no money. You are involved in an exchange. An exchange is an action between two parties where goods or services are neither bought or sold and are not gifted. Remember, there is a tax or a lawful penalty on gifting or buying and selling when the commercial system is run under foreign private acts or laws. This is the penalty stated in the Rule of 1793 whereby traders in commerce with the debtors are also treated like the debtors and lose all titles and property rights not granted by letters of Marquee (licenses and registrations), to which the party in commerce never has lawful title. He is merely a beneficiary to an implied trust with the "state" as the lawful trustee with the right of control.



When the woman in our example used a closed account check to tender a charge, she was not paying the charge. There is no money. It is a fiction and illusion to assume there is. She was merely telling the so called charging party that if they want to believe there is money, or if they want to believe that there is a charge against her straw-woman, then she will not argue with them. Why would you argue with an insane person who believes that there is money when Congress told everyone there wasn't in 1933. To argue with a lunatic who believes that there is money and that they can charge you to try to collect money which does not exist, is to become a lunatic yourself. The test in this scenario is that the controllers for the government at the high level know there is no money. They test you to see if you believe that there is still money. If you are with them that you do not owe MONEY, then you are the one who raised the factual issue of MONEY, and you must be a lunatic. Their judgments against you for money is another test to see if they can appease you, since you obviously think money exists.



So lets figure this out. If you argue about a debt payable in money, such as a civil or criminal charge against you, then you are a lunatic since you appear to believe that money exists, which since 1933 is not true. You must be crazy. If you "accept" any alleged charges that they imply are related to money [like civil and criminal charges and other commercial presentments], and you never raise the issue of money at all, since it is a fiction and illusion and you do not deal with, talk about, or argue things that are illusions and fictions, then you pass the test from the public, and you just might escape any serious judgments for criminal or civil liabilities that will be thrown at your strawman.



The way that you get out of commerce and do not use money is to authorize the Secretary of the Treasury to offset and adjust any charges against your strawman by the use of an "exemption" by way of a PRE-PAID account, which links back to the CAFR accounting and your share of the living man's work energy donated to the state by way of the loans of work energy and property donations through registrations by the strawman. This PRE-PAID account has no money in it currently. It was prepaid when you authorized the state to become the trustee over it as an unselfish act of honor and duty. Since the Secretary of the Treasury is the fiduciary creditor to operate that account according to your draft, the Secretary of the Treasury is the only person who could enter a Certificate of Protest to your draft instrument seeking settlement and closure of any charge that the state might bring against your strawman as a test of your competency as a sovereign. Sovereignty means to serve, not to rule.

STEPS/PROCEDURE FOR DEALING WITH A PRESENTMENT


Undertaking the steps for dealing with a commercial presentment/offer, i.e. “presentment,” is predicated on the following events having occurred prior to commencing the steps outlined herewith.  These prior events are:
A.     You have “captured your straw man” by filing a UCC-1 Financing Statement with the real, biological being, indicated by name in upper- and lower-case letters, as the Secured Party and your “nom de guerre” or corporate franchise, indicated by all capital letters, filed is the DEBTOR.
B.     You have likewise filed a Security Agreement in the Commercial Registry, either on the original UCC-1 or a subsequent UCC Change Statement (a “UCC-3” in Washington), in which the DEBTOR has indemnified the Secured Party by pledging all of DEBTOR’S property as collateral against any kind of loss or harm that should accrue to the Secured Party as the result of any transmitting utility activities of DEBTOR.  Such loss or harm would occur, for instance, if the DEBTOR, and thereby the Secured Party on whose behalf DEBTOR functions in commerce as a transmitting utility and for which Secured Party signs as the accommodating party, is fined, charged, or imprisoned by some commercial presentment having been issued against the DEBTOR which the system deems to have been dishonored. 
UCC 9-105(l) states: “’Security agreement’ means an agreement which creates or provides for a security interest.”  Black’s 6th states: “An agreement granting a creditor a security interest in personal property, which security interest is normally perfected either by the creditor taking possession of the collateral or by filing financing statements in the proper public records.”  The Security Agreement you file in the Commercial Registry is a binding, sealed contract between DEBTOR and Secured Party which includes, inter alia, an itemization of the property/collateral the DEBTOR has pledged to the Secured Party.  All the property belongs to the DEBTOR but the Secured Party holds all interest in it.  Since the DEBTOR has pledged all of DEBTOR’S property/collateral to the Secured Party, and a binding contract is filed registering and recording that agreement and the Fidelity Bond posted by the DEBTOR to indemnify the Secured Party against loss, no third party is able to state a claim upon which relief can be granted against DEBTOR or any of the property pledged by DEBTOR to Secured Party.   All commercial affairs are the province of and interactions of commercial entities with, the DEBTOR, as per the text in one’s UCC-1 stating: “All proceeds, products, accounts, and fixtures, and the Orders therefrom, are released to DEBTOR.”
C.     You have received an actual presentment/offer, not merely a notice, and still have time to deal with it within ten (10) days of your receipt thereof.  A presentment is a demand for payment or acceptance, involving some kind of necessity to engage in specific performance desired by the party issuing the presentment, hereinafter the “Offeror.”  The specific performance occurs when you fail to deal with the presentment properly—a dishonor—and the Offeror does a Banker’s Acceptance of your dishonor of the presentment.  If you simply pay he wins automatically; if you fight or do nothing, you traverse or dishonor and are locked in to the commercial jurisdiction in which they always win unless you have “captured your straw man” and properly dealt with their presentments.  All arrests and incarcerations today consist of seizing the collateral/surety (the real you) to pay the debt against the DEBTOR based upon their having done a Banker’s Acceptance of your commercial dishonor and executed a Bill of Exchange with themselves as Creditor and your straw man as DEBTOR.
Since any bill, presentment/offer, you receive from the system is a commercial instrument, whether it is a traffic citation, tax bill, or summons to court, the procedure for dealing with it is the same.  With the exception of an alternate way to approach a traffic ticket within the first few days of receiving it (which will be discussed separately), the steps herewith should obtain in all cases.
For a document that is not a presentment, such as a notice, receipt, license, birth certificate, or Social Security Card, etc., you should accept it for value, and thereby be the holder in due course thereof and of all matters connected therewith and derived therefrom.  For that (unless it is for the Treasury, concerning which you always use the large Treasury stamp regardless of what the document is), stamp a copy of your document with the following text:
ACCEPTED FOR VALUE

All related endorsements, front and back, in

accordance with Uniform Commercial Code

3-419  and House Joint Resolution 192

of June 5, 1933.

You may affix your signature and the date underneath the text (in blue ink, of course), if you wish.
D.     You have sent your Actual and Constructive Notice and non-negotiable Bill of Exchange to Lawrence H. Summers, Secretary of the Treasury, Department of the Treasury, to charge back the debt against your Birth Certificate from the public (debt/liability) side to your private (credit/asset) side from which all the “money” in circulation is borrowed to pay on the interest on the “national debt” and reorganization in bankruptcy.
Staple the entire set of documents you send to Summers together in a single unit consisting of the following items:
ACN, Bill of Exchange, attachments stamped with the large Treasury “accepted for value” stamp, an IRS 1040-ES with the amount left blank, filling in your all capital-letter DEBTOR straw man, Social Security #, and statutory address.  Affix a sticky note (Post-it) to the 1040-ES on which you have written: “Please complete this form for me (pre-paid account).”  The IRS calls a Bill of Exchange a “UCC Contract,” and accepts them as valid.  Any Bill of Exchange you send into the Treasury is shipped to an IRS office in your state awaiting being matched with a 1040-ES, at which point the IRS deducts the amount it wants in taxes from the amount of the Bill of Exchange.  By stapling the 1040-ES on the Bill of Exchange you short-circuit the time and trouble for one to catch up with the other through the bureaucracy and mailings involved.
All of the mailings you do should be sent with proof of service (or even affidavit of service) mailed by a third party, by Certified or Registered Mail.  Each of the steps should be done within time frames as herein-below indicated, usually approximately ten (10) days apart.
Preliminary documents needed include:
      Affidavit of Service, “Proof of Service.”
      Security Agreement.
      Actual and Constructive Notice to Lawrence H. Summers, Secretary of the Treasury.
      Non-Negotiable Bill of Exchange to Summers, one with value indicated, one without designated amount for Summers to fill in.
1.         Make several copies of your presentment.  Place the original, pristine (un-stapled and not written upon), in a safe place.  Never part with your original for any reason to anyone.  Make copies and deal with them.  Stamp as many as are necessary (depending upon how many people they must be sent to) with the following text:
This presentment is accepted for value, with all related endorsements front and back, in accordance with Uniform Commercial Code 3-419 and House Joint Resolution 192 of June 5, 1933; pre-paid; exempt from levy.
_____________________________________          ____________________
                        [Name]                                                [Date]
Sign your name and date the stamp using blue ink.  Send back to the Offeror(s) (the persons who sent you the presentment) with an Actual and Constructive Notice, “ACN-1,” informing the Offeror(s) that you have accepted the presentment for value, “Banker’s Acceptance,” and that each Offeror has 72 hours per the Federal Truth In Lending Act, to withdraw the offer or his failure to notice you within the prescribed time constitutes a dishonor establishing you as undisputed Creditor and holder in due course of the presentment and all matters attached thereto and derived therefrom.  Send by Certified or Registered Mail with 3rd party proof of service.  Ideally one should use an Affidavit of Service that is signed and notarially acknowledged by a non-party to the action and mailed by him with your entire package.  Each recipient receives an original Affidavit of Service with the package.
2.         Wait ten (10) days after sending off the first mailing to see if you receive from the Offeror a notice that the presentment/offer has been withdrawn (cancelled).  If you receive such a notice it means that the matter is ended as if it had never occurred.  What is most likely, however (until the system catches up with what is happening with this process), is that you will hear nothing from them.  In such case, on the 10th day send out the following items to the appropriate parties by the specified means:
a.       Send a Bill of Exchange to Summers, executed for the amount you have placed on your Banker’s Acceptance of the Offeror’s dishonor and your status as Creditor and holder in due course.  Some respected thinkers concerning this process advocate printing your Bill of Exchange on banker’s paper, certificate stock, since it is the commercial paper.  The argument against doing this is that it looks too much like a security, which might arouse their ire, and regular 8½” X 11” white paper works quite well.  It is also much easier to execute than doing a certificate on bank paper.  In any case, send the Bill of Exchange to Summers with an ACN and copy of the presentment on which you have affixed the large Treasury stamp, signed and dated in blue ink.  The set of documents you send to Summers consist of:
      ACN-2 of instructions to Summers, which includes specifying the amount as to how much you are billing the Offeror.  Because of the bonds and insurance issued on presentments, it is recommended that one set a value of 100X the face amount of the presentment.  If, for instance, the amount of the traffic ticket fine is $300, make your Bill of Exchange for $30,000.  Since you are the Creditor and the Offeror is reduced to your Debtor devoid of defenses, you are authorized to affix the value of the Offeror’s debt obligation owed to you.
      Bill of Exchange for the above amount, executed on Banker’s Paper or Stock Certificate (this is the commercial paper). 
      Copy of the presentment with the large Treasury “accepted for value” stamp, signed and dated by you in blue ink.  The text of the Treasury stamp is:
Non-Negotiable
Charge Back
Lawrence H. Summers or Office Holder
Secretary of the Treasury
_________________________________  accepts  for  value all
related  endorsements,  front  and  back, in accordance with Uniform
 Commercial Code 3-419 and House Joint Resolution 192 of June 5, 1933.
Charge Treasury Direct Account Employer Identification # __________ for the
registration  fees  and  command  the memory  of  account # __________ to charge
the same the Debtor’s Order  or  the  Order  of  Lawrence  H. Summers or Office Holder.

     Employer Identification # ____________

     Pre-Paid   -  Preferred Stock

     Priority  -  Exempt from Levy

      Posted: Certified Account # ______________
      Invoice # _______________________________
b.      Send a thank-you letter to Offeror which includes the following items:
      ACN-3 to the Offeror thanking him for his business, informing him that:
-He has passed the time to withdraw his offer;
-You are the holder in due course of the presentment/offer;
-You are established as the Creditor who has performed a Banker’s Acceptance on his note whereby he is Debtor in the amount of the Bill of Exchange you have sent to Summers;
-He must adjust your account.
      Copy of everything you sent to Summers, with everything clearly stamped “COPY.”
      Accounting letter informing the Offeror how to adjust the account.
c.       File a UCC-3 Change Statement, checked “amendment” and “partial release” in the action line, adding the presentment, stamped accepted for value, to your commercial affairs and putting Bill of Exchange on your UCC and (in the same filing) released from your filing.  Cite the accounting, which should look like:
Entered on account:                                          [Amount of Bill of Exchange]
Partial release:                                      [Amount of Bill of Exchange]
Balance on Account:                 $0.00
3.         Ten (10) days after the above three (3) mailings, if you have received no notice from the Offeror that he has adjusted your account, send the first notice of his requirement to do so, ACN-4.  Include a W-9 and let him know that if he does not adjust the account you require him to return the W-9 to you with his fiduciary tax report or individual tax return (1040).  Also inform him that he is retaining the funds, refusing to clear the commercial account, and may thereby be liable for the taxes on his unauthorized retention of the funds since the account has been adjusted in the Treasury, discharged, and your account is pre-paid.

4.         Ten (10) days after sending the above first notice, send the Offeror a second notice.  This notice is similar to the first notice, but warn him that if he does not provide the W-9 and fiduciary tax report or 1040 you will send an IRS Form 8300, suspicious transaction, to the IRS and an SEC Suspicious Activity Report, which is sent to FinCEN in Detroit.  This automatically goes to six (6) different agencies (of the Federal Reserve): FRB, FDIC, OCC, OTS, NCUA, and TREASURY.